565 St David Street
Centre Wellington, ON
- 3 bed
- 2 bath
- approx. 2500-3000 sqft
- Detached
- 38 days on market
A RARE BLEND OF HISTORY, INCOME POTENTIAL, AND MODERN LIVING. Step into a piece of Fergus history, lovingly reimagined for modern living. Dating back to the 1870s, this remarkable limestone home blends timeless character with thoughtful updates, offering an exceptional lifestyle and rare versatility. Rich in heritage yet designed for today's needs, it is truly one of a kind. Inside, you'll discover new flooring throughout the main and upper levels, a beautifully renovated kitchen, and an inviting layout that honours the home's historic charm. Upstairs, the spacious primary retreat is paired with a stunning spa-inspired bathroom featuring vaulted ceilings, a statement chandelier above the soaker tub, and a separate walk-in shower, creating the perfect place to begin and end each day. At the rear of the home, an existing-use commercial kitchen offers endless possibilities for caterers, bakers, food entrepreneurs, or anyone seeking a unique live-work opportunity with exceptional income potential. Adding even more versatility is the fully self-contained garden suite, complete with its own kitchen, living area, bedroom, bathroom, private entrance, and outdoor seating area. Ideal for multigenerational living, welcoming guests, generating rental income, or exploring bed and breakfast potential.Surrounded by mature trees, the fully fenced backyard is a private retreat designed for both entertaining and quiet moments. Enjoy a spacious deck, patio, gazebo, outdoor fireplace, and a charming year-round bunkie perfect as a home office, guest suite, art studio, gym, or hobby space. The property also includes additional storage, a two-car carport, and parking for up to eight vehicles. Just minutes from downtown Fergus, parks, schools, restaurants, and everyday amenities, this extraordinary property offers the rare opportunity to own a historic home where timeless beauty, modern comfort, and endless possibilities come together.
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Listing Details
- Taxes (2025)
- $4,759
- Listed
- August 11, 2026
Price History
Listing history
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Property
- Style
- 2-Storey
- Age
- 100+
- Construction
- Board & Batten, Stone
- Roof
- Asphalt Shingle
- Foundation
- Stone
- Interior
- Accessory Apartment, Carpet Free, Separate Heating Controls, Sump Pump, Water Heater Owned, Water Softener
- Lot Size
- 72.12 x 165.27 Feet
Parking
- Garage
- None
- Covered Spaces
- 0
- Total Parking
- 8
Utilities
- Sewer
- Sewer
- Heat Source
- Gas
Location & Legal
- Cross Street
- Garafraxa St E
- Zoning
- R2
- Parcel Number
- 713870036
- Possession
- 60-89 days
- Occupancy
- Owner+Tenant
Included
- Inclusions
- 2 standard refrigerators with freezer compartment, 1 commercial refrigerator, 2 standard stoves,1 commercial standing oven, 3 range-hoods, 1 microwave, 2 laundry washers, 2 laundry dryers,existing window blinds/curtains, 3 tower air conditioners, 2 set-in window air conditioners,primary bedroom closet set, outdoor storage shed, outdoor fire-chimney/cooker
- Exclusions
- Tire racks attached in car-port storage.
Schools
Elementary
- James McQueen Public School0.5 km
Public · Upper Grand DSB · 245 students
Grade 3 reading: 56% met the provincial standard
- Victoria Terrace Public School0.5 km
Public · Upper Grand DSB · 200 students
Grade 3 reading: 100% met the provincial standard · Grade 6 math: 50% met the provincial standard
- St Joseph - Fergus Catholic Elementary School0.5 km
Catholic · Wellington CDSB · 565 students
Grade 3 reading: 82% met the provincial standard · Grade 6 math: 88% met the provincial standard
Secondary
- Centre Wellington District High School2.3 km
Public · Upper Grand DSB · 1190 students
Grade 10 literacy: 89% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area N1M
- Population
- 18,498
- Private dwellings
- 7,546
- Median age
- 42.4
- Average household size
- 2.5
- Median household income
- $95,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in Centre Wellington · last 12 months
- Median sold price
- $768,000
- Homes sold
- 475
- Median days on market
- 31
- Sale-to-list price
- 97.4%
Based on 475 recorded sales of residential freehold properties in Centre Wellington over the last 12 months.
Rooms
2-piece on Main, 4-piece on Second
Second
- Bathroom13'5" x 9'6"
- Bedroom12'10" x 12'11"
- Bedroom 210'9" x 10'8"
- Bedroom 312' x 10'6"
Main
- Bathroom
- Dining Room10'3" x 7'2"
- Kitchen11'7" x 13'6"
- Kitchen25'6" x 13'3"
- Laundry6'2" x 5'7"
- Living Room12'3" x 14'
Listed by
CORCORAN HORIZON REALTY
Walk Score
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Location
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Mortgage Calculator
$199,000
Estimated Monthly Payment
$4,888
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $4,888/mo (20% down, 5.5%)
Taxes: $397/mo · Insurance: $249/mo
Estimates only. Consult a financial advisor.
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