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1411 Tock Lane

1411 Tock Lane

Algonquin Highlands, ON

  • 3 bed
  • 1 bath
  • approx. 1100-1500 sqft
  • Detached
$699,000

This is the kind of cottage where memories are made! Welcome to your completely private retreat on beautiful Otter Lake, featuring 190 feet of waterfront, three bedrooms, and a truly special setting. Step inside and you're immediately greeted by a stunning wood-burning fireplace, rustic hardwood floors, and a warm, open-concept kitchen, dining, and living area framed by a one-of-a-kind island view. Just off the main cottage is a large screened-in porch that's destined to become a favorite gathering place-late-night board games, drinks with friends, or an early morning coffee overlooking the lake. Down at the water's edge, you'll find a flat sand beach and campfire pit, perfect for swimming, relaxing by the shore, and roasting marshmallows for some of the best s'mores in cottage country. Best of all, this cottage is being offered turnkey, including indoor and outdoor furnishings, dishes, pots and pans, TV, BBQ, boat, and more. Simply arrive, unpack, and start enjoying cottage life. Recent updates provide added peace of mind, including a new septic pump (2024), new septic alarm system and full pump-out (2026), new water pump (2026), roof ice breakers, and Smart Panels on the exterior of the fireplace. The cottage is also equipped with a 100-amp electrical panel and GenerLink for generator readiness. Approximately 30 minutes from both Minden and Huntsville and less than three hours from the GTA, this one-of-a-kind property offers the perfect escape from city life. Access is currently seasonal, with the potential to plow the road for future four-season enjoyment. Opportunities like this don't come along often. This is more than a cottage-it's a place for long summer days, evenings around the fire, time spent together, and meaningful memories that will last for generations.

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Listing Details

Taxes (2026)
$2,316
Listed
August 17, 2026

Price History

Property

Style
Bungalow
Construction
Metal/Steel Siding
Roof
Metal
Foundation
Piers
Interior
None
Lot Size
190 x 237 Feet

Parking

Garage
None
Covered Spaces
0
Total Parking
10

Utilities

Sewer
Septic
Heat Source
Electric

Location & Legal

Cross Street
Tock Lane/Hwy 35
Parcel Number
391010173
Possession
Flexible
Occupancy
Owner

Included

Inclusions
Fishing boat w/ solar trolling motor, All furnishings + dishes, All major appliances including high-efficiency food composter, TV, BBQ, Coffee maker, All outdoor furniture, including Muskoka chairs, Life jackets, All outdoor lighting, Pots + pans, Kitchen utensils & cooking supplies, Games + books + movies, Cottage decor, Storage shed
Exclusions
Gas motor, Kayaks, Ice machine, Receiver + speakers

Waterfront

Water Body
Otter Lake
Shoreline
Clean, Deep
Docking
Private

Community

Postal area P0A

Population
17,822
Private dwellings
14,748
Median age
56.8
Average household size
2.2
Median household income
$68,000

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Freehold in Algonquin Highlands · last 12 months

Median sold price
$600,010
Homes sold
89
Median days on market
32
Sale-to-list price
93.7%

Based on 89 recorded sales of residential freehold properties in Algonquin Highlands over the last 12 months.

Listed by

Century 21 Granite Realty Group Inc.

Walk Score

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Mortgage Calculator

$139,800

Estimated Monthly Payment

$3,434

Land transfer tax

Estimated land transfer tax$10,455

Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $3,434/mo (20% down, 5.5%)

Taxes: $193/mo · Insurance: $175/mo

Estimates only. Consult a financial advisor.

R

Reita | Assistant

Online

Reita said:

Reita is an automated assistant, not a licensed real estate agent. This listing mentions Down at the water's edge, you'll find a flat sand beach and campfire pit, perfect for swimming, relaxing by the shore, and roasting marshmallows for some of the best s'mores in cottage country.. I can help you explore neighbourhoods, understand the market, and find our free tools. What are you looking for?

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