118 Bay Lake Road
Bancroft, ON
- 2 bed
- 1 bath
- approx. < 700 sqft
- Detached
- 33 days on market
Affordable Three- season Cottage with a 12 ft access to Stimears Lake! Looking for a cozy getaway without the waterfront price tag? Welcome to 118 Bay Lake Rd! This charming three-season cottage is situated on a year-round paved municipal rd and includes a 12 foot easement access to beautiful Stimears Lake, located just across the road. The cottage offers a warm and inviting layout featuring two bedrooms, a 3-piece bathroom, a functional kitchen with dining area, a comfortable living/sitting room, and a bright sunroom perfect for relaxing with your morning coffee or unwinding after a day on the lake. Outside, you'll enjoy exceptional privacy, a firepit area for evenings under the stars, two storage buildings for all your cottage toys and tools, plus the convenience of a private well and septic system. Whether you're looking for a family retreat, a peaceful escape from the city, or an affordable way to enjoy cottage life, this property offers excellent value and endless opportunities to create lasting memories.
Listing Details
- Taxes (2025)
- $1,900
- Listed
- August 14, 2026
Price History
Property
- Style
- Bungalow
- Construction
- Wood
- Roof
- Metal
- Foundation
- Piers
- Interior
- Water Heater Owned
- Lot Size
- 150 x 249 Feet
Parking
- Garage
- None
- Covered Spaces
- 0
- Total Parking
- 6
Utilities
- Water
- Sand Point Well, Sediment Filter
- Sewer
- Septic
- Heat Source
- Electric
Location & Legal
- Cross Street
- BAY LAKE RD & HWY 62 S.
- Zoning
- RES
- Parcel Number
- 400830017
- Possession
- Immediate
- Occupancy
- Owner
Waterfront
- Water Body
- Stimears Lake
- Shoreline
- Mixed
- Docking
- None
Schools
Elementary
- York River Public School2.7 km
Public · Hastings & Prince Edward DSB · 205 students
Grade 3 reading: 41% met the provincial standard · Grade 6 math: 45% met the provincial standard
- Our Lady of Mercy Catholic School3.2 km
Catholic · Algonquin and Lakeshore CDSB · 255 students
Grade 3 reading: 94% met the provincial standard · Grade 6 math: 33% met the provincial standard
- North Hastings High School - Elementary (Elementary)3.5 km
Public · Hastings & Prince Edward DSB · 175 students
Secondary
- North Hastings High School3.4 km
Public · Hastings & Prince Edward DSB · 450 students
Grade 10 literacy: 69% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area K0L
- Population
- 78,142
- Private dwellings
- 48,786
- Median age
- 54
- Average household size
- 2.3
- Median household income
- $79,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in Bancroft · last 12 months
- Median sold price
- $375,000
- Homes sold
- 80
- Median days on market
- 40
- Sale-to-list price
- 92.8%
Based on 80 recorded sales of residential freehold properties in Bancroft over the last 12 months.
Rooms
3-piece on Main
Main
- Bathroom6'3" x 5'4"
- Bedroom8'8" x 8'
- Dining Room9'11" x 10'11"
- Kitchen13'2" x 13'8"
- Living Room9'7" x 17'4"
- Primary Bedroom9'7" x 8'
Listed by
Century 21 Granite Realty Group Inc.
Walk Score
Walk Score is unavailable for this address right now.
Location
Street View
Mortgage Calculator
$59,800
Estimated Monthly Payment
$1,469
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $1,469/mo (20% down, 5.5%)
Taxes: $158/mo · Insurance: $75/mo
Estimates only. Consult a financial advisor.
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