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97 Francis Street

97 Francis Street

Cambridge, ON

  • 3 bed
  • 2 bath
  • approx. 700-1100 sqft
  • Detached
  • 13 days on market
$499,000

There's a lot to love about 97 Francis Street. Conveniently located in sought-after West Galt, this 2+1 bed, 2-full-bath bungalow gives you the kind of space that's getting harder to find! With 4-car parking, a convenient side entrance, and a huge backyard featuring a two-tier deck, there's plenty of room both inside and out. The rear sunroom is a great bonus, opening right into the backyard and giving you another place to enjoy the outdoors. Inside, the kitchen was completely refreshed this year with new cabinets, counters, backsplash and flooring, and the basement has also been renovated, adding even more usable living space. The bigger updates are already taken care of, including new windows throughout, updated plumbing and electrical, and the electrical panel completed in 2022. Plus, you're within walking distance of the Gaslight District, putting restaurants, entertainment and family fun just steps from home! With this much parking, outdoor space, and functionality, all in sought-after West Galt, 97 Francis Street is worth seeing in person.

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Listing Details

Taxes (2026)
$3,947
Listed
August 19, 2026

Price History

Property

Style
Bungalow
Construction
Brick
Roof
Asphalt Shingle
Foundation
Poured Concrete
Interior
Other
Lot Size
40 x 124 Feet

Parking

Garage
None
Covered Spaces
4
Total Parking
4

Utilities

Sewer
Sewer
Heat Source
Gas

Location & Legal

Cross Street
Glenmorris Street St Andrews & Francis
Parcel Number
226670102
Possession
Flexible
Occupancy
Owner

Included

Inclusions
Dishwasher, Dryer, Range Hood, Refrigerator, Stove, Washer
Exclusions
Bedroom chandeliers, airplane light fixture
Rental Items
Furnace, Hot Water Heater

Schools

Elementary

  • St Gregory Catholic Elementary School0.4 km

    Catholic · Waterloo CDSB · 145 students

    Grade 3 reading: 53% met the provincial standard · Grade 6 math: 38% met the provincial standard

  • St Andrew's Public School0.4 km

    Public · Waterloo Region DSB · 335 students

  • Tait Street Public School1 km

    Public · Waterloo Region DSB · 465 students

    Grade 3 reading: 76% met the provincial standard · Grade 6 math: 35% met the provincial standard

Secondary

  • Southwood Secondary School1.1 km

    Public · Waterloo Region DSB · 700 students

    Grade 10 literacy: 74% met the provincial standard

  • Glenview Park Secondary School1.4 km

    Public · Waterloo Region DSB · 1055 students

    Grade 10 literacy: 85% met the provincial standard

  • Monsignor Doyle Catholic Secondary School2.3 km

    Catholic · Waterloo CDSB · 1115 students

    Grade 10 literacy: 92% met the provincial standard

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.

Community

Postal area N1S

Population
20,171
Private dwellings
8,187
Median age
42.8
Average household size
2.5
Median household income
$95,000

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Freehold in Cambridge · last 12 months

Median sold price
$678,000
Homes sold
1,241
Median days on market
19
Sale-to-list price
100.6%

Based on 1,241 recorded sales of residential freehold properties in Cambridge over the last 12 months.

Rooms

4-piece on Main, 3-piece on Basement

Main

  • Bathroom8' x 4'
  • Bedroom9' x 9'
  • Dining Room9' x 26'3"
  • Kitchen9' x 11'
  • Living Room11' x 1'
  • Office11' x 8'
  • Primary Bedroom10' x 11'

Basement

  • Bathroom10' x 6'
  • Bedroom10' x 9'
  • Den10' x 9'
  • Laundry7' x 5'
  • Recreation14' x 22'

Listed by

SHAW REALTY GROUP INC.

Walk Score

Walk Score is unavailable for this address right now.

Mortgage Calculator

$99,800

Estimated Monthly Payment

$2,451

Land transfer tax

Estimated land transfer tax$6,455

Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $2,451/mo (20% down, 5.5%)

Taxes: $329/mo · Insurance: $125/mo

Estimates only. Consult a financial advisor.

R

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