SR404 - 14 Severn River
Muskoka Lakes, ON
- 5 bed
- 2 bath
- approx. 3000-3500 sqft
- Detached
Everyone arrives at once. A 3,383 sq ft main cottage, sitting on 1.835 acres, with five bedrooms, and seven more can sleep in the bunkie. A combined living and family room runs close to 35 feet with a wood burning fireplace set in stone, wall to wall, and a dining room with space for a dozen. Nobody eats standing up. Three buildings and a boathouse on Wood Bay, a quiet offshoot of the Trent-Severn Waterway between Locks 43 and 44, two locks from Georgian Bay. Water access only, reached by boat. Canadian Shield at the water's edge, flat and open ground behind. The primary bedroom is on the main floor with a 96 sq ft walk-in closet and a four-piece semi-ensuite. Four more bedrooms upstairs share a five-piece bath with double sinks, and a bonus room takes the overflow. The kitchen stays fully equipped and laundry is on the main floor. Guests get their own 803 sq ft building. The two-storey bunkie has its own rec room, deck, and a powder room with a composting toilet and sink. Then count the places to be. A front deck facing the water and a back deck with new boards this August. A covered gazebo out on the dock. A swing in the trees. A wood fired cedar sauna with an outdoor shower ready for hook-up: heat, then the river, then the hammock. A 180 sq ft workshop attached to the bunkie, a shed, gardens, and a brook running through the back with a small bridge. At the shoreline, 180 feet of frontage: a single slip wet boathouse with power and an electric door opener, dock wrapping around it, a boat lift and a wood raft. Evenings finish at the sunset dock, sun from morning to evening, then up to the firepit facing the water. Starlink is available, equipment excluded, with an office off the foyer for workdays. Reverse osmosis filtered water with UV treatment, electric forced air heat, and a Generac generator included. Offered largely furnished, so the rest of the season is yours. A short boat ride from the marina to your happy place. This one takes time to see it all.
Virtual Tour
Virtual Tour Available
Listing Details
- Taxes (2025)
- $5,430
- Listed
- August 20, 2026
Price History
Property
- Style
- 2-Storey
- Construction
- Board & Batten
- Roof
- Asphalt Shingle
- Foundation
- Concrete Block
- Interior
- Carpet Free, Primary Bedroom - Main Floor, Water Heater Owned, Water Purifier, Water Treatment, Air Exchanger
- Lot Size
- 180 x 438.02 Feet
Parking
- Garage
- None
- Covered Spaces
- 0
- Total Parking
- 0
Utilities
- Water
- Lake/River
- Sewer
- Septic
- Heat Source
- Electric
Location & Legal
- Cross Street
- Big Chute Marina to Wood Bay
- Zoning
- Waterfront Residential Five (WR5)
- Parcel Number
- 480220062
- Possession
- Flexible
- Occupancy
- Owner
Included
- Inclusions
- Refrigerators, microwaves, stove, dishwasher, washer, dryer, chest freezer, small appliances. Kitchen left fully equipped. All beds and bedding in the cottage and bunkie, all linens and towels. Most furnishings. BBQ, boathouse door opener, Generac generator, wood raft. Boat slip and three parking spaces at Tamarack Marina for the balance of the 2026 season, subject to confirmation of transferability.
- Exclusions
- Personal items, some pictures & artwork, several furniture pieces, select Adirondack chairs & garden equip, all tools & workshop contents incl tools in shed, outdoor cooking & hobby equip, TV, Starlink, dining set, boats, jet-ski & its dock, tube, skis & air raft. See exclusions schedule in docs.
- Rental Items
- None
Waterfront
- Water Body
- Trent-Severn Waterway
- Shoreline
- Deep, Mixed, Clean
- Docking
- Marina, Private
Community
Postal area P0C
- Population
- 4,824
- Private dwellings
- 6,930
- Median age
- 56.8
- Average household size
- 2.1
- Median household income
- $78,500
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in Muskoka Lakes · last 12 months
- Median sold price
- $885,000
- Homes sold
- 246
- Median days on market
- 28
- Sale-to-list price
- 93.8%
Based on 246 recorded sales of residential freehold properties in Muskoka Lakes over the last 12 months.
Rooms
4-piece on Main, 5-piece on Second
Second
- Bathroom9'4" x 15'5"
- Bedroom 217' x 14'8"
- Bedroom 316'8" x 14'8"
- Bedroom 415'3" x 10'
- Bedroom 511'9" x 9'7"
- Other9'4" x 13'11"
Main
- Bathroom8'6" x 9'7"
- Dining Room21'6" x 16'9"
- Foyer21'9" x 7'2"
- Foyer21'9" x 7'2"
- Kitchen11'7" x 18'2"
- Laundry8'6" x 7'5"
- Living Room15'5" x 34'11"
- Primary Bedroom12'11" x 19'7"
Listed by
EXP REALTY
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Location
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Mortgage Calculator
$259,800
Estimated Monthly Payment
$6,382
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
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Mortgage: $6,382/mo (20% down, 5.5%)
Taxes: $453/mo · Insurance: $325/mo
Estimates only. Consult a financial advisor.
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