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201 - 245 Elgin Street

201 - 245 Elgin Street

Cobourg, ON

  • 3 bed
  • 3 bath
  • approx. 1200-1399 sqft
  • Condo Townhouse
  • 28 days on market
$549,000

Welcome home to this convenient main floor condo townhouse at Oxford Ct, where easy single-level living meets low-maintenance comfort in the heart of Cobourg. Step inside to a bright, functional layout designed for effortless day-to-day living and entertaining, featuring seamless flow between the main living spaces and direct access to your own private outdoor patio. Picture morning coffees surrounded by mature trees and relaxing evenings in a quiet, established community setting. The main floor layout offers exceptional accessibility, including direct interior garage access and two full washrooms, all without sacrificing space. Downstairs are a third bedroom and bathroom, providing cozy retreat areas and space for guests. Located just minutes from historic downtown Cobourg, local shopping, essential amenities, and the famous Cobourg Beach and waterfront, this home blends carefree condo living with an unbeatable lifestyle location.

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Listing Details

Taxes (2026)
$4,366
Listed
August 21, 2026

Price History

Listing history

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Property

Style
Bungalow
Construction
Stucco (Plaster), Brick
Roof
Shingles
Foundation
Poured Concrete
Interior
Auto Garage Door Remote, Guest Accommodations, Primary Bedroom - Main Floor, Storage

Parking

Garage
Attached
Covered Spaces
1
Total Parking
2

Utilities

Heat Source
Gas

Location & Legal

Cross Street
Southwest corner of Elgin St W and Ontario St
Parcel Number
518110001
Possession
Immediate
Occupancy
Vacant

Condo

Maintenance Fee
$598/month
Fee Includes
Common Elements Included, Building Insurance Included, Parking Included
Pets
Yes-with Restrictions
Locker
None
Balcony
Terrace
Amenities
BBQs Allowed, Visitor Parking

Included

Inclusions
Two Fridges, Built-In Dishwasher, Stove
Rental Items
Power-Vent Gas Water Heater, Furnace, Air Conditioner

Schools

Elementary

  • Terry Fox Public School0.8 km

    Public · Kawartha Pine Ridge DSB · 390 students

    Grade 3 reading: 75% met the provincial standard · Grade 6 math: 43% met the provincial standard

  • Notre Dame Catholic Elementary School0.9 km

    Catholic · Peterborough Victoria Northum Clarington CDSB · 155 students

    Grade 3 reading: 82% met the provincial standard · Grade 6 math: 65% met the provincial standard

  • Burnham Public School1.1 km

    Public · Kawartha Pine Ridge DSB · 275 students

    Grade 3 reading: 87% met the provincial standard · Grade 6 math: 56% met the provincial standard

Secondary

  • St. Mary Catholic Secondary School1.6 km

    Catholic · Peterborough Victoria Northum Clarington CDSB · 835 students

    Grade 10 literacy: 75% met the provincial standard

  • Centre for Individual Studies Northumberland1.9 km

    Public · Kawartha Pine Ridge DSB · 115 students

  • Cobourg Collegiate Institute2.9 km

    Public · Kawartha Pine Ridge DSB · 1110 students

    Grade 10 literacy: 81% met the provincial standard

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.

Community

Postal area K9A

Population
26,757
Private dwellings
11,937
Median age
53.2
Average household size
2.3
Median household income
$82,000

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Condo & Other in Cobourg · last 12 months

Median sold price
$636,250
Homes sold
354
Median days on market
27
Sale-to-list price
97.5%

Based on 354 recorded sales of residential condo & other properties in Cobourg over the last 12 months.

Rooms

2 × 4-piece on Ground, 4-piece on Basement

Ground

  • Bathroom7'11" x 5'1"
  • Bathroom13'11" x 7'3"
  • Bedroom 212'11" x 8'7"
  • Dining Room14'4" x 13'3"
  • Kitchen16'1" x 9'9"
  • Living Room19'4" x 14'10"
  • Primary Bedroom14'9" x 11'8"

Basement

  • Bathroom7'6" x 5'3"
  • Bedroom 319'1" x 17'7"
  • Family Room17'9" x 11'7"
  • Laundry15'11" x 12'
  • Workshop8'9" x 7'2"

Listed by

Royal Lepage Proalliance Realty

Walk Score

52

Walk

61

Bike

Scores by Walk Score®

Mortgage Calculator

$109,800

Estimated Monthly Payment

$2,697

Land transfer tax

Estimated land transfer tax$7,455

Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $2,697/mo (20% down, 5.5%)

Taxes: $364/mo · Insurance: $137/mo

Maint: $598/mo

Estimates only. Consult a financial advisor.

R

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