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239 Stiver Street

239 Stiver Street

Russell, ON

  • 4 bed
  • 2 bath
  • approx. 700-1100 sqft
  • Duplex
$724,900

An opportunity that makes sense from more than one angle! 239 Stiver Street is a conforming duplex offering immediate rental income, flexibility and the option to make homeownership more affordable by having a tenant help offset the mortgage. Whether you're an investor adding to your portfolio or a buyer looking to live in one unit while renting the other, this property is set up to work for you. Each self-contained unit offers 2 bedrooms and 1 bathroom, with its own distinct living space and outdoor area. The bright upper unit features a spacious living and dining area, an updated kitchen completed in 2024, two well-proportioned bedrooms, a private balcony, yard and direct access to the garage. It is currently occupied by a wonderful month-to-month tenant, providing immediate rental income from day one. The lower unit is vacant and ready for its next chapter, offering the flexibility to move in yourself or select your own tenant. Surprisingly bright and spacious, this unit features large windows, updated flooring completed in 2022, a generous living area, two bedrooms, a full bathroom and an electric fireplace added in 2026. It also enjoys its own dedicated lawn space, giving both units a sense of privacy and separation. Additional highlights include parking for four vehicles in the driveway, an owned hot water tank, municipal water and sewer, central A/C upstairs, a wall-mounted A/C unit downstairs and three windows replaced in 2025. Located on a quiet residential street in Russell, close to schools, parks, trails, recreation, shops, restaurants and everyday amenities, with convenient access for commuters. Immediate income upstairs, a vacant unit ready for your plans downstairs and plenty of flexibility for the future - an excellent opportunity for investors and owner-occupiers alike.

Listing Details

Taxes (2026)
$4,028
Listed
August 21, 2026

Price History

Property

Style
Sidesplit
Construction
Vinyl Siding
Roof
Asphalt Shingle
Foundation
Poured Concrete
Interior
Water Heater Owned, Separate Hydro Meter, Separate Heating Controls, Carpet Free
Lot Size
41.76 x 82.15 Feet

Parking

Garage
Attached
Covered Spaces
1
Total Parking
5

Utilities

Sewer
Sewer
Heat Source
Electric

Location & Legal

Cross Street
Stiver St & Des Pines St
Parcel Number
690030078
Possession
Immediate
Occupancy
Partial

Included

Inclusions
1 x Dishwasher, 1 x microwave, 2 x fridge, 2 x Oven/stove, 2 x Hoodfan, 2 x Washer, 2 x Dryer, Window Blinds in both units, Hot water Tank
Exclusions
Tenant belongings

Schools

Elementary

  • St. Thomas Aquinas Catholic School0.4 km

    Catholic · CDSB of Eastern Ontario · 225 students

  • Russell Intermediate School0.7 km

    Public · Upper Canada DSB · 200 students

  • Russell Public Public School0.7 km

    Public · Upper Canada DSB · 380 students

    Grade 3 reading: 73% met the provincial standard · Grade 6 math: 44% met the provincial standard

Secondary

  • St. Thomas Aquinas Catholic High School0.4 km

    Catholic · CDSB of Eastern Ontario · 515 students

    Grade 10 literacy: 88% met the provincial standard

  • Russell High School1.5 km

    Public · Upper Canada DSB · 360 students

    Grade 10 literacy: 87% met the provincial standard

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.

Community

Postal area K4R

Population
8,740
Private dwellings
3,220
Median age
39.6
Average household size
2.7
Median household income
$127,000

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Freehold in Russell · last 12 months

Median sold price
$633,384
Homes sold
278
Median days on market
34
Sale-to-list price
98.2%

Based on 278 recorded sales of residential freehold properties in Russell over the last 12 months.

Rooms

4-piece on Main, 4-piece on Lower

Main

  • Bathroom8'8" x 8'
  • Bedroom 29'10" x 9'10"
  • Kitchen11'5" x 11'7"
  • Living Room15'4" x 13'4"
  • Office11'9" x 9'1"
  • Primary Bedroom10'4" x 13'

Basement

  • Bathroom8'8" x 4'7"
  • Bedroom 28'8" x 10'6"
  • Dining Room15'8" x 10'10"
  • Kitchen8'8" x 8'9"
  • Living Room14'9" x 15'6"
  • Primary Bedroom11'11" x 10'6"

Listed by

EXIT REALTY MATRIX

Walk Score

Walk Score is unavailable for this address right now.

Mortgage Calculator

$144,980

Estimated Monthly Payment

$3,561

Land transfer tax

Estimated land transfer tax$10,973

Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $3,561/mo (20% down, 5.5%)

Taxes: $336/mo · Insurance: $181/mo

Estimates only. Consult a financial advisor.

R

Reita | Assistant

Online

Reita said:

Reita is an automated assistant, not a licensed real estate agent. This listing mentions 239 Stiver Street is a conforming duplex offering immediate rental income, flexibility and the option to make homeownership more affordable by having a tenant help offset the mortgage.. I can help you explore neighbourhoods, understand the market, and find our free tools. What are you looking for?

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