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4 - 1041 Ann Street

4 - 1041 Ann Street

Muskoka Lakes, ON

  • 4 bed
  • 3 bath
  • approx. 1500-2000 sqft
  • Detached
$3,495,000Price reduced 8%

Discover a cherished family retreat on Walkers Bay, where generations have celebrated summers together on Lake Muskoka. Set on 205' of beautiful shoreline, this winterized cottage has more than 2,600 sq. ft. of living space with 4 bedrooms and 3 full bathrooms across two levels, all designed for effortless lakeside entertaining. Walls of windows and sliding glass doors fill the open-concept main level with natural light and frame island-dotted views. Pine accents and a wood-burning fireplace give the living area a classic cottage character. The lakeside deck is made for barbecues and time with friends. The main-floor primary suite has lake views, a 3-piece ensuite and a walkout to the deck. Two bedrooms, a 4-pc bathroom, laundry and lake-view office are also on this level. Off the living room, the screened Muskoka Room is a favourite place to dine, relax and enjoy gorgeous views down the lake. Downstairs, there is a family room with a wood-burning fireplace and a large wet bar, a bedroom, and a 3-piece bathroom. A walkout leads to a shaded lakeside deck, ideal on hot summer days and another Muskoka Room. Outside, landscaped grounds and level grassy areas give children plenty of room to play. At the shoreline, toddlers will love the gentle water entry, and deep water off the dock invites everyone else to jump in. The protected waters of family-friendly Walkers Bay are ideal for waterskiing, tubing, paddleboarding and kayaking. A lakeside sauna sits near the shoreline, accompanied by a 2-story, 2-slip boathouse complete with lifts. The boathouse upper level features a separate guest setup complete with a kitchenette, bathroom, living room, and a private sundeck. A 2-car garage, ample parking and a backup generator make every stay easy. Just 15 minutes from Bala's shops and restaurants, 20 minutes from Gravenhurst and 10 minutes from tennis courts and hiking trails, this is a wonderful opportunity for a new family to make this idyllic cottage their own.

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Listing Details

Taxes (2026)
$9,027
Originally Listed
$3,795,000
Listed
August 25, 2026

Price History

Property

Style
2-Storey
Construction
Wood
Roof
Asphalt Shingle
Foundation
Concrete Block
Interior
Water Heater Owned
Lot Size
205 x 203 Feet

Parking

Garage
Detached
Covered Spaces
2
Total Parking
10

Utilities

Water
Drilled Well
Sewer
Septic
Heat Source
Electric

Location & Legal

Cross Street
Walkers Pt Rd and Ann St.
Zoning
WR5
Parcel Number
480330837
Possession
Flexible
Occupancy
Owner

Included

Inclusions
Appliances in Cottage and Boathouse.
Rental Items
Propane Tanks

Waterfront

Water Body
Lake Muskoka
Shoreline
Clean, Deep, Shallow
Docking
Private

Community

Postal area P1P

Population
11,083
Private dwellings
6,921
Median age
54
Average household size
2.2
Median household income
$72,500

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Freehold in Muskoka Lakes · last 12 months

Median sold price
$885,000
Homes sold
245
Median days on market
28
Sale-to-list price
93.8%

Based on 245 recorded sales of residential freehold properties in Muskoka Lakes over the last 12 months.

Rooms

4-piece on Main, 3-piece on Main, 3-piece on Lower

Main

  • Bathroom10'9" x 5'9"
  • Bathroom7'7" x 5'3"
  • Bedroom10'9" x 10'9"
  • Bedroom10'9" x 10'
  • Dining Room11'6" x 11'2"
  • Foyer6'10" x 4'1"
  • Kitchen11'2" x 9'10"
  • Living Room34'3" x 15'2"
  • Office10'11" x 9'10"
  • Primary Bedroom14'1" x 10'11"
  • Sunroom15'8" x 15'7"

Lower

  • Bathroom7'8" x 4'10"
  • Bedroom15'9" x 13'5"
  • Family Room32'11" x 16'4"
  • Other9'8" x 7'5"

Listed by

Johnston & Daniel Rushbrooke Realty

Walk Score

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Mortgage Calculator

$699,000

Estimated Monthly Payment

$17,170

Land transfer tax

Estimated land transfer tax$73,850

Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $17,170/mo (20% down, 5.5%)

Taxes: $752/mo · Insurance: $874/mo

Estimates only. Consult a financial advisor.

R

Reita | Assistant

Online

Reita said:

Reita is an automated assistant, not a licensed real estate agent. This listing mentions At the shoreline, toddlers will love the gentle water entry, and deep water off the dock invites everyone else to jump in.. I can help you explore neighbourhoods, understand the market, and find our free tools. What are you looking for?

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