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87 Bay Street

87 Bay Street

Woodstock, ON

  • 4 bed
  • 3 bath
  • approx. 1500-2000 sqft
  • Detached
  • 24 days on market
$639,000Price reduced 2%

WITH AMPLE LIVING SPACE & DESIRABLE R2 ZONING, this property presents exciting opportunities for multigenerational living, an in-law setup, potential rental income, or a future Additional Residential Unit (buyer to complete their own due diligence). Situated on a huge 66' x 179' city lot, offering an exceptional amount of living space and versatility. Spacious 4 Bedroom (8 Bedroom Potential), 3 Bathroom family home showcases numerous high-quality updates and improvements throughout. The stunning custom kitchen (2023) was completely redesigned and rebuilt with a reconfigured layout, leathered granite countertops, reclaimed barn wood beam, spray foam insulation, updated electrical and plumbing, double built-in ovens, high-end appliances, and beautiful barn-style ceramic flooring. The main living areas have been thoughtfully updated, while major mechanical improvements include a steel roof, gutters and eaves (2022), as well as a new furnace and central air conditioner (2021). The finished basement adds additional living space with two rooms, a rec room, and a 2-piece bath. Step outside to a backyard retreat transformed in 2021-2022, featuring retaining walls and drainage improvements, large stone steps, a welcoming firepit area, deck, fencing, full sodding, flower gardens, and a 33' x 19' pool with French drain. Offering outstanding flexibility, the home includes 2 garages and parking for up to 8 vehicles. The main and second floors feature 4 bedrooms and 2 bathrooms, while the third level offers 2 bonus rooms, kitchen cabinetry for a potential kitchenette, and updated plumbing for future bathroom possibilities. A rare combination of luxury upgrades, functional living space, and an oversized lot in a convenient Woodstock location. Detailed list of Updates available.

Listing Details

Taxes (2025)
$5,026
Originally Listed
$649,000
Listed
August 25, 2026

Price History

Listing history

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Property

Style
2 1/2 Storey
Age
51-99
Construction
Brick, Vinyl Siding
Roof
Metal
Foundation
Concrete Block
Interior
Built-In Oven, Carpet Free, Countertop Range, In-Law Capability, Rough-In Bath, Upgraded Insulation, Water Heater
Lot Size
66.03 x 179.4 Feet

Parking

Garage
Detached
Covered Spaces
3
Total Parking
8

Utilities

Sewer
Sewer
Heat Source
Gas

Location & Legal

Cross Street
Main St and Peel St
Zoning
R2
Parcel Number
001050171
Possession
Flexible
Occupancy
Owner

Included

Inclusions
Fridge, Double Oven, Built-In Range Top, Dishwasher, Wood Shelving in Garage
Exclusions
Washer, Dryer, Metal Rack & black shelving in garage, TV mounts in Living Room & Bedroom
Rental Items
Hot Water Heater

Schools

Secondary

  • St Don Bosco Catholic Secondary School0.1 km

    Catholic · Waterloo CDSB

  • College Avenue Secondary School0.6 km

    Public · Thames Valley DSB · 935 students

    Grade 10 literacy: 66% met the provincial standard

  • Woodstock Collegiate Institute0.7 km

    Public · Thames Valley DSB · 590 students

    Grade 10 literacy: 88% met the provincial standard

Elementary

  • Central Public School0.8 km

    Public · Thames Valley DSB · 460 students

    Grade 3 reading: 59% met the provincial standard · Grade 6 math: 25% met the provincial standard

  • Oliver Stephens Public School1 km

    Public · Thames Valley DSB · 325 students

    Grade 3 reading: 52% met the provincial standard · Grade 6 math: 57% met the provincial standard

  • Southside Public School1.2 km

    Public · Thames Valley DSB · 395 students

    Grade 3 reading: 82% met the provincial standard · Grade 6 math: 54% met the provincial standard

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.

Community

Postal area N4S

Population
33,055
Private dwellings
14,516
Median age
42.8
Average household size
2.3
Median household income
$78,000

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Freehold in Woodstock · last 12 months

Median sold price
$570,000
Homes sold
697
Median days on market
25
Sale-to-list price
97.7%

Based on 697 recorded sales of residential freehold properties in Woodstock over the last 12 months.

Rooms

4-piece on Main, 3-piece on Second, 2-piece on Basement

Third

  • Other8'4" x 9'3"
  • Other8'4" x 12'6"
  • Other6'2" x 10'1"

Second

  • Bathroom9'4" x 6'4"
  • Bedroom15' x 9'
  • Bedroom9'11" x 9'11"
  • Primary Bedroom13'9" x 16'9"

Main

  • Bathroom10'3" x 9'6"
  • Bedroom8'6" x 21'10"
  • Dining Room12'4" x 10'8"
  • Foyer6'9" x 7'6"
  • Kitchen12'6" x 20'1"
  • Living Room13'7" x 12'8"

Basement

  • Bathroom5'4" x 4'5"
  • Cold Room/Cantina10'1" x 6'2"
  • Game Room11'2" x 14'3"
  • Office11'1" x 12'4"
  • Recreation12'7" x 18'10"
  • Utility Room3'10" x 5'9"

Listed by

Century 21 Heritage House Ltd Brokerage

Walk Score

Walk Score is unavailable for this address right now.

Mortgage Calculator

$127,800

Estimated Monthly Payment

$3,139

Land transfer tax

Estimated land transfer tax$9,255

Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $3,139/mo (20% down, 5.5%)

Taxes: $419/mo · Insurance: $160/mo

Estimates only. Consult a financial advisor.

R

Reita | Assistant

Online

Reita said:

Reita is an automated assistant, not a licensed real estate agent. This listing mentions WITH AMPLE LIVING SPACE & DESIRABLE R2 ZONING, this property presents exciting opportunities for multigenerational living, an in-law setup, potential rental income, or a future Additional Residential Unit (buyer to complete their own due diligence).. I can help you explore neighbourhoods, understand the market, and find our free tools. What are you looking for?

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