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40 St. Patrick Street

40 St. Patrick Street

St. Catharines, ON

  • 2 bed
  • 1 bath
  • approx. 700-1100 sqft
  • Detached
  • 25 days on market
$409,000

Welcome to this charming and well maintained 2 bdrm 1 bath bungalow in the heart of downtown St. Catharines. This is a great opportunity for 1st time home buyers, couples or those looking to downsize but are not ready for the condo life. This inviting home offers comfortable one-level living with plenty of character. The bright sunroom is a lovely bonus, providing a welcoming space to enjoy your morning coffee, relax with a book, or simply take in the natural light. The home has been maintained in its original style and the opportunity to make it your own over time. Step outside to enjoy the backyard - an ideal spot for gardening, entertaining or simply relaxing outdoors. Conveniently located close to downtown amenities, shops, restaurants, parks & everyday conveniences. A great combination of charm, practicality and location - this bungalow is ready to welcome its new owner! AC 2026, Basement Waterproof/Sump Pump 2017, Furnace 2015, Roof 2007

Listing Details

Taxes (2026)
$2,947
Listed
August 25, 2026

Price History

Property

Style
Bungalow
Age
100+
Construction
Stucco (Plaster), Vinyl Siding
Roof
Asphalt Shingle
Foundation
Concrete Block
Interior
Carpet Free, Central Vacuum, Primary Bedroom - Main Floor, Sump Pump
Lot Size
29 x 105 Feet

Parking

Garage
None
Covered Spaces
0
Total Parking
1

Utilities

Sewer
Sewer
Heat Source
Gas

Location & Legal

Cross Street
Geneva Street
Parcel Number
462270267
Possession
60-89 days
Occupancy
Owner

Included

Inclusions
Refrigeration, Stove, Washer & Dryer, Central Vac & attachments - all in working order, but "as is"
Exclusions
Chest Freezer in Kitchen
Rental Items
Hot Water Tank

Schools

Elementary

  • Harriet Tubman Public School0.6 km

    Public · DSB Niagara · 680 students

    Grade 3 reading: 71% met the provincial standard · Grade 6 math: 60% met the provincial standard

  • St Denis Catholic Elementary School0.6 km

    Catholic · Niagara CDSB · 290 students

    Grade 3 reading: 81% met the provincial standard · Grade 6 math: 50% met the provincial standard

  • ÉÉC Immaculée-Conception0.9 km

    French Catholic · CS catholique MonAvenir · 140 students

    Grade 3 reading: 82% met the provincial standard · Grade 6 math: 31% met the provincial standard

Secondary

  • St Catharines Collegiate Institute and Vocational School0.6 km

    Public · DSB Niagara · 700 students

    Grade 10 literacy: 85% met the provincial standard

  • Laura Secord Secondary School1.8 km

    Public · DSB Niagara · 635 students

    Grade 10 literacy: 85% met the provincial standard

  • Eden High School2.3 km

    Public · DSB Niagara · 1080 students

    Grade 10 literacy: 91% met the provincial standard

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.

Community

Postal area L2R

Population
25,558
Private dwellings
13,117
Median age
40.4
Average household size
2.1
Median household income
$61,200

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Freehold in St. Catharines · last 12 months

Median sold price
$540,000
Homes sold
1,590
Median days on market
26
Sale-to-list price
96.6%

Based on 1,590 recorded sales of residential freehold properties in St. Catharines over the last 12 months.

Rooms

4-piece on Main

Main

  • Bathroom9'9" x 6'4"
  • Bedroom10'4" x 9'8"
  • Bedroom 29'10" x 9'3"
  • Dining Room12'2" x 11'10"
  • Kitchen10'11" x 10'6"
  • Living Room10'10" x 10'3"
  • Sunroom15'10" x 6'4"

Basement

  • Other20'10" x 10'5"
  • Utility Room11'6" x 9'7"
  • Workshop10'10" x 9'4"

Listed by

ROYAL LEPAGE NRC REALTY

Walk Score

Walk Score is unavailable for this address right now.

Mortgage Calculator

$81,800

Estimated Monthly Payment

$2,009

Land transfer tax

Estimated land transfer tax$4,655

Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $2,009/mo (20% down, 5.5%)

Taxes: $246/mo · Insurance: $102/mo

Estimates only. Consult a financial advisor.

R

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