69 KAINS Street
St. Thomas, ON
- 4 bed
- 2 bath
- approx. 1500-2000 sqft
- Duplex
Welcome to this well maintained up and down duplex in St. Thomas, offered with vacant possession, an excellent opportunity for investors or buyers looking for a home with a built-in mortgage helper. With two separate 2-bedroom units, this property provides flexibility for a variety of ownership strategies, free of the delays or complications of existing tenancies. The property has undergone a complete renovation in previous years and has recently been freshly painted throughout. The upper unit features newer windows, and the property has a newer furnace serving both units. Each unit has its own dedicated parking space, with the upper unit also benefiting from a single car attached garage, an attractive feature for future tenants and a convenient bonus for storage. The unfinished basement provides ample additional storage and houses shared laundry facilities. From an investment perspective, the property offers the potential for approximately $3,550 per month in combined rental income, plus hydro, based on estimated market rents of approximately $1,750 per month for the upper unit and $1,800 per month for the lower unit. With the property vacant, a new owner can set rents at current market rates from day one, or move in immediately and offset carrying costs with income from the second unit. For an owner occupier, live in one unit and have the rental income from the other help offset your mortgage and carrying costs. For an investor, choose your own tenants and lease terms without inheriting existing arrangements. This is a practical duplex offering a combination of rental income potential, parking, garage space, and flexibility that is increasingly difficult to find. Whether you are looking to expand your rental portfolio or purchase a home with a mortgage helper, book your showing today to see this move-in ready opportunity for yourself. Some photos have been virtually staged for illustration purposes.
Listing Details
- Taxes (2025)
- $2,290
- Listed
- August 26, 2026
Price History
Property
- Style
- 2-Storey
- Age
- 100+
- Construction
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation
- Concrete
- Interior
- Separate Hydro Meter
- Lot Size
- 44 x 64 Feet
Parking
- Garage
- Attached
- Covered Spaces
- 1
- Total Parking
- 4
Utilities
- Sewer
- Sewer
- Heat Source
- Gas
Location & Legal
- Cross Street
- Kains St and Hughes St
- Parcel Number
- 351770121
- Possession
- Immediate
- Occupancy
- Vacant
Schools
Secondary
- Arthur Voaden Secondary School0.2 km
Public · Thames Valley DSB · 355 students
Grade 10 literacy: 48% met the provincial standard
- Central Elgin Collegiate Institute1.6 km
Public · Thames Valley DSB · 690 students
Grade 10 literacy: 79% met the provincial standard
- Parkside Collegiate Institute2.9 km
Public · Thames Valley DSB · 1015 students
Grade 10 literacy: 82% met the provincial standard
Elementary
- June Rose Callwood Public School0.8 km
Public · Thames Valley DSB · 395 students
Grade 3 reading: 58% met the provincial standard · Grade 6 math: 18% met the provincial standard
- Monsignor Morrison Separate School1.4 km
Catholic · London District Catholic School Board · 525 students
Grade 3 reading: 78% met the provincial standard · Grade 6 math: 30% met the provincial standard
- Pierre Elliott Trudeau French Immersion Public School1.5 km
Public · Thames Valley DSB · 445 students
Grade 3 reading: 62% met the provincial standard · Grade 6 math: 66% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area N5P
- Population
- 21,081
- Private dwellings
- 8,962
- Median age
- 42.8
- Average household size
- 2.4
- Median household income
- $77,500
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in St. Thomas · last 12 months
- Median sold price
- $535,000
- Homes sold
- 612
- Median days on market
- 28
- Sale-to-list price
- 97.7%
Based on 612 recorded sales of residential freehold properties in St. Thomas over the last 12 months.
Listed by
TEAM GLASSER REAL ESTATE BROKERAGE INC.
Walk Score
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Location
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Mortgage Calculator
$99,980
Estimated Monthly Payment
$2,456
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $2,456/mo (20% down, 5.5%)
Taxes: $191/mo · Insurance: $125/mo
Estimates only. Consult a financial advisor.
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