42 Loretta Drive
Niagara-on-the-Lake, ON
- 2 bed
- 2 bath
- approx. 1100-1500 sqft
- Detached
- 23 days on market
Welcome home to Virgil, a family community in the stunning area of Niagara On The Lake and Historic Old Town! Is this your time to get away from the hustle and bustle of big city living and move to what feels like a 365-day vacation spot! Virgil is an excellent place for young families, first time buyers, retirees and everyone in between! This detached all brick bungalow boasts 1,402 sq. ft. and offers complete living on the main floor! Open concept. Living room has floor to ceiling pillars, bay window and gas f/place. Dining room has double French doors leading to the kitchen/breakfast area with a walk out to out to a 6.30m x 3.81m (20.75 x 12.5 ft) deck with railings and a ramp. Crown moldings in lr/dr/hallways. Two bedrooms and a 5-pc washroom on the main floor (dbl sinks, soaker tub, XL shower). The 2nd bedroom can also be used as a office, den, tv room, media room, library, as you see fit. Brand new 8mm vinyl flooring in bedrooms, stairs and basement hallway. Main floor laundry with a laundry sink. Inside access to garage. Open staircase to the basement which has a large partially finished room, a 3-pc washroom and a utility/storage area. Professionally cleaned and immaculate! The front area boasts a front covered porch where you can while away the hours. Mature shade trees, beautiful landscaping, perennials, custom stone work, front sprinkler system. Double car garage w/side door to side yard. Double car driveway. Furnace, AC, Heat Pump, Sump Pump (all 2-3 yrs old). All appliances included + central vacuum, electronic garage door opener. Can you say abundance? Virgil is surrounded by agriculture with vast vineyards, fruit and vegetable orchards. Schools, shopping, arenas, wineries and craft breweries are plentiful. The Shaw Festival is here too! Walk to the park. Generally, temperatures can be warmer than the GTA. Spring arrives earlier too and it spells "abundance" for what lies around the corner! Come to life in Virgil! You're moving up in every way!
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Listing Details
- Taxes (2026)
- $5,148
- Listed
- August 25, 2026
Price History
Property
- Style
- Bungalow
- Age
- 16-30
- Construction
- Brick
- Roof
- Asphalt Shingle
- Foundation
- Poured Concrete
- Interior
- Central Vacuum, Auto Garage Door Remote, Primary Bedroom - Main Floor, Sump Pump, Water Heater, Wheelchair Access
- Lot Size
- 55.77 x 114.83 Feet
Parking
- Garage
- Attached
- Covered Spaces
- 2
- Total Parking
- 4
Utilities
- Sewer
- Sewer
- Heat Source
- Gas
Location & Legal
- Cross Street
- Line 1 / Casselman Blvd. / Loretta
- Parcel Number
- 463870254
- Possession
- Flexible
- Occupancy
- Vacant
Included
- Inclusions
- Existing refrigerator, stove, b/i microwave, b/i dishwasher, washer, dryer, wall-mounted tv in kitchen, all electric light fixtures, window blinds, central vacuum and attachments, electronic garage door opener with remote(1).
- Rental Items
- Hot Water Tank
Schools
Elementary
- Crossroads Public School1.5 km
Public · DSB Niagara · 420 students
Grade 3 reading: 87% met the provincial standard · Grade 6 math: 78% met the provincial standard
- St Michael Catholic Elementary School2.3 km
Catholic · Niagara CDSB · 265 students
Grade 3 reading: 92% met the provincial standard · Grade 6 math: 92% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area L0S
- Population
- 60,409
- Private dwellings
- 28,128
- Median age
- 53.2
- Average household size
- 2.4
- Median household income
- $95,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in Niagara-on-the-Lake · last 12 months
- Median sold price
- $947,500
- Homes sold
- 323
- Median days on market
- 40
- Sale-to-list price
- 95.0%
Based on 323 recorded sales of residential freehold properties in Niagara-on-the-Lake over the last 12 months.
Rooms
5-piece on Main, 3-piece on Basement
Main
- Bedroom 214' x 8'9"
- Breakfast9' x 11'5"
- Dining Room20'6" x 15'6"
- Foyer9'6" x 7'
- Foyer11'2" x 3'7"
- Laundry6'2" x 2'9"
- Living Room20'6" x 15'6"
- Primary Bedroom14'9" x 12'
Basement
- Utility Room20'10" x 15'8"
Listed by
ROYAL LEPAGE NRC REALTY
Walk Score
Walk Score is unavailable for this address right now.
Location
Street View
Mortgage Calculator
$160,000
Estimated Monthly Payment
$3,930
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $3,930/mo (20% down, 5.5%)
Taxes: $429/mo · Insurance: $200/mo
Estimates only. Consult a financial advisor.
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