99 Spencer Street
Bracebridge, ON
- 8 bed
- 6 bath
- approx. 3500-5000 sqft
- Fourplex
Immaculately renovated and beautifully appointed with a uniquely functional and practical layout, this large in-town Bracebridge 4-plex exudes the kind of pride of ownership rarely found in a rental property. Fully tenanted with excellent income, and situated right in the heart of town within walking distance of downtown and the new library and arena. Central, yet tucked away on the corner of 2 quieter streets. The main floor presents an ideal owner's unit with vaulted ceilings, sound-dampening insulation, fireplace, and beautiful bathroom with nice finishes. Secondary main floor 2 bedroom 1.5 bath unit has its own deck. Upper unit is a 3 bedroom 1.5 bathroom with private balcony. Lower level 3 bedroom 1 bathroom unit has a walk-up to backyard and 2 living areas, one with fireplace. Ample parking. Zoned R4-19. Flat property with good sized yard. 4 separate hydro meters, upgraded 400 amp service with 4 x 100 amp panels. Gas furnace. On-site coin-operated laundry in communal area. Superb value for a savvy investor seeking a full-occupancy, turnkey rental operation in a fantastic location. Full municipal services including water, sewer, and gas. Lakeland fibre optic internet availability. Owned mechanicals. Integrated fire alarm system with wifi monitoring. Wifi-controlled thermostat. Walking distance to public transit. 7% cap rate.
Listing Details
- Taxes (2026)
- $7,669
- Listed
- August 26, 2026
Price History
Property
- Style
- 1 1/2 Storey
- Age
- 51-99
- Construction
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation
- Concrete
- Interior
- Accessory Apartment, In-Law Capability, Primary Bedroom - Main Floor, Separate Hydro Meter, Upgraded Insulation, Water Heater Owned, Water Heater
- Lot Size
- 98 x 163 Feet
Parking
- Garage
- None
- Covered Spaces
- 0
- Total Parking
- 6
Utilities
- Sewer
- Sewer
- Heat Source
- Gas
Location & Legal
- Cross Street
- Wellington & Dill
- Zoning
- R4-19
- Parcel Number
- 481700249
- Possession
- Other
- Occupancy
- Tenant
Included
- Inclusions
- 4 x refrigerators, 4 x stoves, 2 x dishwashers, 2 x dryers, 2 x washers.
- Exclusions
- Tenant's belongings.
Schools
Elementary
- Monck Public School1.2 km
Public · Trillium Lakelands DSB · 575 students
Grade 3 reading: 85% met the provincial standard · Grade 6 math: 56% met the provincial standard
- Bracebridge Public School1.3 km
Public · Trillium Lakelands DSB · 400 students
Grade 3 reading: 85% met the provincial standard · Grade 6 math: 52% met the provincial standard
- Monsignor Michael O'Leary School2.1 km
Catholic · Simcoe Muskoka CDSB · 345 students
Grade 3 reading: 64% met the provincial standard · Grade 6 math: 40% met the provincial standard
Secondary
- AAEC's/e-Learning1.2 km
Public · Trillium Lakelands DSB · 1075 students
Grade 10 literacy: 91% met the provincial standard
- St Dominic Catholic Secondary School2.6 km
Catholic · Simcoe Muskoka CDSB · 155 students
Grade 10 literacy: 79% met the provincial standard
- Bracebridge and Muskoka Lakes Secondary School4 km
Public · Trillium Lakelands DSB · 840 students
Grade 10 literacy: 85% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area P1L
- Population
- 17,984
- Private dwellings
- 9,535
- Median age
- 51.2
- Average household size
- 2.3
- Median household income
- $86,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in Bracebridge · last 12 months
- Median sold price
- $629,000
- Homes sold
- 311
- Median days on market
- 32
- Sale-to-list price
- 95.0%
Based on 311 recorded sales of residential freehold properties in Bracebridge over the last 12 months.
Listed by
Harvey Kalles Real Estate Ltd.
Walk Score
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Location
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Mortgage Calculator
$257,980
Estimated Monthly Payment
$6,337
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $6,337/mo (20% down, 5.5%)
Taxes: $639/mo · Insurance: $322/mo
Estimates only. Consult a financial advisor.
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