38236 Fingal Line
Southwold, ON
- 4 bed
- 2 bath
- approx. 1500-2000 sqft
- Detached
Own a Little Piece of History in Middlemarch! A charming country family home with character, space, and a story to tell. Located just a 2-minute drive to Southwold PS, this beautiful 4-bedroom home sits on a generous 1/2 acre lot and has been lovingly owned by the same family for the past 50 years. Steeped in local history, the property was once home to a post office, general store, and blacksmith shop, and has since been the place where a family was raised. The flexible living space on the main floor includes a family room featuring a freestanding gas fireplace, and hardwood flooring. A second living area at the front of the home provides even more room for relaxing. The office could also serve as a 5th bedroom, making this home ideal for a growing family, guests, or those working from home.The bright eat-in kitchen features a quartz countertop and sliding doors leading to a large deck with a power awning, providing the perfect spot for outdoor entertaining, or simply shade and privacy. Conveniently located off the kitchen are the laundry area and mudroom/pantry. The 28'x16' storage area could be used for a home gym. Upstairs, you'll find a 4 pc bathroom and four generously sized bedrooms, including two bedrooms with charming antique built-in closets.The utility basement includes two sump pumps, an owned hot water tank, and a gas furnace. One of the true gems of this property is the impressive 26'x 29' insulated and heated shop with mezzanine. Heated by a high-efficiency propane furnace, the shop provides an incredible space for hobbies, projects, storage, or a home-based workshop.A dust collector and additional equipment may be included, making this an exciting opportunity for anyone looking for a property where they can truly spread out and pursue their passion. The surrounding grounds attract an endless variety of birds and other wildlife, offering a peaceful country setting right at home.Fingal Wildlife Management Area is only an 8-minute drive away.
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Listing Details
- Taxes (2026)
- $3,173
- Listed
- August 31, 2026
Price History
Listing history
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Property
- Style
- 2-Storey
- Construction
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation
- Concrete Block, Stone
- Interior
- Water Heater Owned, Sump Pump, Upgraded Insulation
- Lot Size
- 90.42 x 240.14 Feet
Parking
- Garage
- None
- Covered Spaces
- 0
- Total Parking
- 9
Utilities
- Sewer
- Septic
- Heat Source
- Gas
Location & Legal
- Cross Street
- John Wise Line
- Zoning
- R1
- Parcel Number
- 351570132
- Possession
- 60-89 days
- Occupancy
- Owner
Included
- Inclusions
- Refrigerator, Stove, Dishwasher, Freezer
Schools
Elementary
- Southwold Public School2.5 km
Public · Thames Valley DSB · 690 students
Grade 3 reading: 63% met the provincial standard · Grade 6 math: 52% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area N5P
- Population
- 21,081
- Private dwellings
- 8,962
- Median age
- 42.8
- Average household size
- 2.4
- Median household income
- $77,500
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in Southwold · last 12 months
- Median sold price
- $703,000
- Homes sold
- 63
- Median days on market
- 48
- Sale-to-list price
- 96.5%
Based on 63 recorded sales of residential freehold properties in Southwold over the last 12 months.
Rooms
4-piece on Second, 2-piece on Main
Second
- Bathroom7'4" x 6'
- Bedroom11'11" x 8'7"
- Bedroom15'1" x 8'7"
- Bedroom11'3" x 12'2"
- Primary Bedroom13'10" x 11'
Main
- Bathroom5'1" x 3'2"
- Dining Room14'2" x 11'1"
- Family Room17'7" x 14'5"
- Kitchen11'10" x 14'5"
- Mud Room14'2" x 7'4"
- Office15'1" x 8'7"
- Other28'8" x 16'9"
Listed by
ELGIN REALTY LIMITED
Walk Score
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Location
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Mortgage Calculator
$105,800
Estimated Monthly Payment
$2,599
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
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Mortgage: $2,599/mo (20% down, 5.5%)
Taxes: $264/mo · Insurance: $132/mo
Estimates only. Consult a financial advisor.
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