642 PENNER Road
Niagara-on-the-Lake, ON
- 4 bed
- 2 bath
- approx. 1100-1500 sqft
- Detached
- 19 days on market
Welcome to this beautifully renovated 3+1 bedroom home in the heart of Virgil, perfectly situated on a picturesque -acre lot just steps from schools, restaurants, shopping, and other everyday amenities.Designed for both comfortable living and entertaining, the impressive 200-foot-deep backyard features a deck, concrete patio and, large covered outdoor bar, creating the perfect setting for summer gatherings with family and friends.Inside, you'll find a bright, open-concept main floor featuring an updated kitchen, spacious living and dining areas, a convenient powder room, and a private primary suite complete with a walk-in closet and ensuite. Upstairs offers two additional bedrooms, ideal for a growing family. The fully finished basement provides additional living space, a fourth bedroom, and a full bathroom with laundry, offering flexibility for families, guests, or a home office.Currently operating as a licensed short-term rental, this property presents an excellent opportunity for investors seeking an established income-producing property or buyers looking for a home with added revenue potential. Move-in ready and situated in one of Niagara-on-the-Lake's most desirable communities, this a rare opportunity you wont want to miss.
Listing Details
- Taxes (2026)
- $3,587
- Listed
- August 31, 2026
Price History
Listing history
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Property
- Style
- 1 1/2 Storey
- Construction
- Aluminum Siding
- Roof
- Asphalt Shingle
- Foundation
- Concrete
- Interior
- Water Heater, Central Vacuum
- Lot Size
- 62 x 200 Feet
Parking
- Garage
- Attached
- Covered Spaces
- 1
- Total Parking
- 7
Utilities
- Sewer
- Sewer
- Heat Source
- Gas
Location & Legal
- Cross Street
- Niagara Stone Rd and Line 1
- Zoning
- R1
- Parcel Number
- 463880032
- Possession
- Flexible
- Occupancy
- Tenant
Included
- Inclusions
- Fridge, Stove, Washer, Dryer, Dishwasher
Schools
Elementary
- Crossroads Public School1.3 km
Public · DSB Niagara · 420 students
Grade 3 reading: 87% met the provincial standard · Grade 6 math: 78% met the provincial standard
- St Michael Catholic Elementary School2.1 km
Catholic · Niagara CDSB · 265 students
Grade 3 reading: 92% met the provincial standard · Grade 6 math: 92% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area L0S
- Population
- 60,409
- Private dwellings
- 28,128
- Median age
- 53.2
- Average household size
- 2.4
- Median household income
- $95,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in Niagara-on-the-Lake · last 12 months
- Median sold price
- $965,000
- Homes sold
- 325
- Median days on market
- 40
- Sale-to-list price
- 95.0%
Based on 325 recorded sales of residential freehold properties in Niagara-on-the-Lake over the last 12 months.
Rooms
2-piece on Main, 3-piece on Basement
Second
- Bedroom9'10" x 12'
- Bedroom10'1" x 12'
Main
- Bathroom5'6" x 4'11"
- Dining Room9'8" x 11'
- Kitchen14'3" x 7'8"
- Living Room21'3" x 10'
- Other7'8" x 7'
- Powder Room5'3" x 7'7"
- Primary Bedroom17'5" x 11'2"
Basement
- Bathroom12'8" x 6'9"
- Bedroom9'2" x 9'4"
- Recreation20' x 9'6"
Listed by
BOLDT REALTY INC., BROKERAGE
Walk Score
Walk
Transit
Bike
Scores by Walk Score®
Location
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Mortgage Calculator
$139,980
Estimated Monthly Payment
$3,438
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $3,438/mo (20% down, 5.5%)
Taxes: $299/mo · Insurance: $175/mo
Estimates only. Consult a financial advisor.
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