12 - 92 Loretta Drive
Niagara-on-the-Lake, ON
- 3 bed
- 3 bath
- approx. 1200-1399 sqft
- Vacant Land Condo
- 16 days on market
Welcome to Stone Gate Park, where sophisticated comfort meets ultimate convenience in the heart of Virgil! This meticulously finished townhome welcomes you with an impressive, bright grand foyer that leads into a magnificent main living area boasting soaring vaulted ceilings and a cozy gas fireplace. The classic oak kitchen features timeless cabinetry and a charming breakfast nook, flowing seamlessly onto a private rear deck, the perfect setting for enjoying local Niagara wines. Designed for versatile living, the main floor hosts a primary retreat complete with a walk-in closet and a 4-piece ensuite, alongside a second bedroom ideal for a bright home office. The fully finished lower level significantly expands your living space, offering a massive recreation room and a private third bedroom for guests. Enhanced by stunning curb appeal with mature, manicured gardens and an inviting covered front porch, this property offers an unmatched walkable lifestyle just a short stroll from award-winning wineries, local craft breweries, and the scenic Virgil Sports Park.
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Listing Details
- Taxes (2026)
- $4,427
- Listed
- September 1, 2026
Price History
Listing history
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Property
- Style
- Bungalow
- Age
- 16-30
- Construction
- Vinyl Siding, Stone
- Roof
- Asphalt Shingle
- Interior
- Primary Bedroom - Main Floor
Parking
- Garage
- Attached
- Covered Spaces
- 1
- Total Parking
- 2
Utilities
- Heat Source
- Gas
Location & Legal
- Cross Street
- Loretta
- Zoning
- R
- Parcel Number
- 468800012
- Possession
- Immediate
- Occupancy
- Vacant
Condo
- Maintenance Fee
- $275/month
- Fee Includes
- Common Elements Included
- Pets
- Yes-with Restrictions
- Locker
- None
- Balcony
- None
- Amenities
- BBQs Allowed, Visitor Parking
Included
- Inclusions
- Fridge, Stove, Dishwasher, Window Coverings
- Rental Items
- Water Heater
Schools
Elementary
- Crossroads Public School1.4 km
Public · DSB Niagara · 420 students
Grade 3 reading: 87% met the provincial standard · Grade 6 math: 78% met the provincial standard
- St Michael Catholic Elementary School2.3 km
Catholic · Niagara CDSB · 265 students
Grade 3 reading: 92% met the provincial standard · Grade 6 math: 92% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area L0S
- Population
- 60,409
- Private dwellings
- 28,128
- Median age
- 53.2
- Average household size
- 2.4
- Median household income
- $95,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Condo & Other in Niagara-on-the-Lake · last 12 months
- Median sold price
- $947,500
- Homes sold
- 323
- Median days on market
- 40
- Sale-to-list price
- 95.0%
Based on 323 recorded sales of residential condo & other properties in Niagara-on-the-Lake over the last 12 months.
Rooms
3-piece on Main, 4-piece on Main, 2-piece on Basement
Main
- Bathroom5'11" x 7'6"
- Bathroom8'3" x 5'9"
- Bedroom10'11" x 9'11"
- Breakfast8'4" x 9'5"
- Foyer7'7" x 7'9"
- Kitchen12'4" x 9'5"
- Living Room21'11" x 13'3"
- Primary Bedroom13'9" x 12'11"
Basement
- Bathroom5'7" x 11'9"
- Bedroom15'6" x 16'2"
- Cold Room/Cantina
- Recreation42'2" x 23'9"
- Utility Room9'2" x 9'1"
Listed by
ROYAL LEPAGE NRC REALTY
Walk Score
Walk
Transit
Bike
Scores by Walk Score®
Location
Street View
Mortgage Calculator
$139,800
Estimated Monthly Payment
$3,434
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $3,434/mo (20% down, 5.5%)
Taxes: $369/mo · Insurance: $175/mo
Maint: $275/mo
Estimates only. Consult a financial advisor.
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