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13 Main Street

13 Main Street

Cavan Monaghan, ON

  • 5 bed
  • 3 bath
  • approx. 1100-1500 sqft
  • Detached
$739,900

Multi-generational living on one lot - a circa-1906 stone sided home plus a fully self-contained 2023-built accessory dwelling unit (ADU). Located in the heart of Millbrook on a level corner lot (66' x 132'), just steps to downtown, the Millbrook Valley Trail, and minutes to Highway 115. Main house: 1,294 sq ft, 3 bedrooms, 2 bathrooms (4-piece and 2-piece), updated kitchen and bathrooms, updated flooring, high-efficiency gas furnace (owned), on-demand hot water tank (owned), forced air gas heat, central air, metal roof. The original stone foundation basement (727 sq ft) offers handy storage and utility space. Detached ADU, built 2023: fully self-contained 768 sq ft secondary residence, separate entrance, 2 bedrooms, 1 bathroom, heat pump / AC (owned), and appliances under 3 years old. No rental contracts on any equipment. 3+2 bedrooms, 2+1 bathrooms, 1+1 kitchens across two homes - perfect for multi-generational families, extended family, or investors seeking flexible, self-contained living. Walking distance to Millbrook's village core and trail system. Occpancy Permit in hand with building blueprints for ADU.

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Listing Details

Taxes (2026)
$5,161
Listed
September 1, 2026

Price History

Listing history

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Property

Style
2-Storey
Age
100+
Construction
Stone, Brick
Roof
Metal, Asphalt Shingle
Foundation
Stone, Slab
Interior
Accessory Apartment, In-Law Suite, Guest Accommodations
Lot Size
66.01 x 132 Feet

Parking

Garage
None
Covered Spaces
0
Total Parking
4

Utilities

Sewer
Sewer
Heat Source
Gas

Location & Legal

Cross Street
King St West, to Main St
Zoning
R
Parcel Number
280140185
Possession
Immediate
Occupancy
Owner

Included

Inclusions
All electric light fixtures, window coverings and blinds, existing fridge(x2) as is, stove(x2) as is, Dishwsher(x2) as is, clothes washer&dryer(x2) as is, tankless hot water heater, hot water tank, all AC units, furnace and heat pump
Rental Items
None

Schools

Elementary

  • Millbrook/South Cavan Public School1.2 km

    Public · Kawartha Pine Ridge DSB · 575 students

    Grade 3 reading: 77% met the provincial standard · Grade 6 math: 37% met the provincial standard

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.

Community

Postal area L0A

Population
15,325
Private dwellings
5,729
Median age
44
Average household size
2.8
Median household income
$114,000

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Freehold in Cavan Monaghan · last 12 months

Median sold price
$789,000
Homes sold
131
Median days on market
31
Sale-to-list price
99.3%

Based on 131 recorded sales of residential freehold properties in Cavan Monaghan over the last 12 months.

Rooms

4-piece on Main, 2-piece on Upper, 3-piece on In Between

Second

  • Bedroom8'3" x 9'1"
  • Bedroom 210'4" x 9'2"
  • Bedroom 312'8" x 11'2"

Main

  • Dining Room14'6" x 7'10"
  • Kitchen11'3" x 12'10"
  • Laundry7'3" x 4'9"
  • Living Room11'9" x 11'11"

Flat

  • Bedroom 27'5" x 10'2"
  • Family Room17'7" x 13'8"
  • Kitchen13'1" x 9'
  • Primary Bedroom10'6" x 9'9"

Basement

  • Utility Room18'11" x 33'2"

Listed by

CENTURY 21 INFINITY REALTY INC

Walk Score

24

Walk

26

Bike

Scores by Walk Score®

Mortgage Calculator

$147,980

Estimated Monthly Payment

$3,635

Land transfer tax

Estimated land transfer tax$11,273

Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $3,635/mo (20% down, 5.5%)

Taxes: $430/mo · Insurance: $185/mo

Estimates only. Consult a financial advisor.

R

Reita | Assistant

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Reita said:

Reita is an automated assistant, not a licensed real estate agent. This listing mentions Detached ADU, built 2023: fully self-contained 768 sq ft secondary residence, separate entrance, 2 bedrooms, 1 bathroom, heat pump / AC (owned), and appliances under 3 years old.. I can help you explore neighbourhoods, understand the market, and find our free tools. What are you looking for?

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