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45 OAK Street

45 OAK Street

Kawartha Lakes, ON

  • 3 bed
  • 3 bath
  • approx. 2500-3000 sqft
  • Detached
  • 18 days on market
$1,195,000

Fall has arrived in beautiful Fenelon Falls, and this bright, inviting 3-bedroom, 3-bathroom home is ready to impress! Thoughtfully updated throughout, this stunning property offers the perfect blend of modern comfort, functional space, and scenic charm. Recent renovations include fresh designer paint, premium flooring, and a beautifully reimagined kitchen featuring quartz countertops and an oversized eat-in island perfect for gathering with family and friends. Designed for everyday living and entertaining alike, this spacious home offers room for the whole family, including flexible space for working from home. Step outside to your fully fenced backyard retreat and take in breathtaking panoramic views of Cameron Lake while enjoying the warm fall days ahead. Professionally designed armour stone landscaping adds exceptional curb appeal and completes the outdoor setting beautifully. A detached 2-car garage and private 2-car driveway provide plenty of parking and storage. Whether you're searching for a year-round family home or a place to enjoy the Kawartha lifestyle, this property delivers incredible indoor-outdoor living with stunning lake views in one of the area's most desirable communities.

Listing Details

Taxes (2025)
$4,000
Listed
August 29, 2026

Price History

Listing history

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Property

Style
2-Storey
Construction
Vinyl Siding, Brick
Roof
Asphalt Shingle
Foundation
Concrete
Interior
Brick & Beam
Lot Size
90.42 x 100 Feet

Parking

Garage
Detached
Covered Spaces
2
Total Parking
4

Utilities

Sewer
Sewer
Heat Source
Gas

Location & Legal

Cross Street
From Hwy 35 to County Rd 121 to Fenelon Falls
Zoning
R1
Parcel Number
631550060
Possession
Flexible
Occupancy
Owner

Schools

Secondary

  • Fenelon Falls Secondary School0.6 km

    Public · Trillium Lakelands DSB · 680 students

    Grade 10 literacy: 82% met the provincial standard

Elementary

  • Langton Public School2 km

    Public · Trillium Lakelands DSB · 440 students

    Grade 3 reading: 95% met the provincial standard · Grade 6 math: 61% met the provincial standard

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.

Community

Postal area K0M

Population
53,815
Private dwellings
37,422
Median age
56.8
Average household size
2.2
Median household income
$80,000

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Freehold in Kawartha Lakes · last 12 months

Median sold price
$615,000
Homes sold
1,265
Median days on market
34
Sale-to-list price
95.9%

Based on 1,265 recorded sales of residential freehold properties in Kawartha Lakes over the last 12 months.

Rooms

2-piece, 3-piece, 3-piece

Second

  • Bedroom12'6" x 10'10"
  • Bedroom11'6" x 10'2"
  • Primary Bedroom17'8" x 11'8"

Main

  • Dining Room11'8" x 16'4"
  • Family Room16'4" x 11'1"
  • Foyer4'11" x 13'11"
  • Kitchen14'2" x 13'9"
  • Living Room12'2" x 16'7"
  • Sunroom18'10" x 21'7"

Listed by

Royal Lepage Kawartha Lakes Realty Inc.

Walk Score

64

Walk

59

Bike

Scores by Walk Score®

Mortgage Calculator

$239,000

Estimated Monthly Payment

$5,871

Land transfer tax

Estimated land transfer tax$20,375

Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $5,871/mo (20% down, 5.5%)

Taxes: $333/mo · Insurance: $299/mo

Estimates only. Consult a financial advisor.

R

Reita | Assistant

Online

Reita said:

Reita is an automated assistant, not a licensed real estate agent. This listing mentions panoramic views of Cameron Lake. I can help you explore neighbourhoods, understand the market, and find our free tools. What are you looking for?

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