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31 Stuart Avenue

31 Stuart Avenue

St. Catharines, ON

  • 3 bed
  • 2 bath
  • approx. 1100-1500 sqft
  • Duplex
$548,000Price reduced 7%

Lovely character home with great curb appeal and full of charm located in the coveted Fitzgerald area of downtown St.Catharines. Welcome to 31 Stuart Avenue a wonderful long time family owned home that features a two bedroom apartment on the main floor and a large bright one bedroom apartment up! Basement is unfinished and has been waterproofed from the inside. This would be an excellent multi generational opportunity! As you enter the ground floor you will find a comfortable living room with a bay window allowing lots of natural light and a cozy fireplace. A nice sized dining area leads to a working kitchen, there are two bedrooms on this level both with fantastic corner windows with views of the generous backyard. A four piece bath completes this level. The second level boasts a bright spacious one bedroom apartment which is accessed from a separate entrance at the rear of the home. The lot is 40X120 and features a one car garage and a concrete driveway. Upgrades over the years include most newer vinyl windows and a metal long life roof(Hindrea Roofing 2018). Located within walking distance to Harriet Tubman or St.Denis Elementary schools and for secondary St.Catharines Collegiate or St.Francis Secondary the later would qualify for bus transportation. Close to all other amenities including shopping, churches and fine dining you will love the convenience of this downtown location. Be sure to check out the local website for details on community events and more info about the FITZ at fitzgeraldneighbours.ca. Don't miss out on this opportunity to own this lovely home, call your Realtor today!

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Listing Details

Taxes (2026)
$3,740
Originally Listed
$588,000
Listed
September 8, 2026

Price History

Property

Style
1 1/2 Storey
Age
51-99
Construction
Stucco (Plaster)
Roof
Metal
Foundation
Concrete
Interior
Accessory Apartment, In-Law Capability, Primary Bedroom - Main Floor, In-Law Suite
Lot Size
40 x 120 Feet

Parking

Garage
Detached
Covered Spaces
1
Total Parking
4

Utilities

Sewer
Sewer
Heat Source
Gas

Location & Legal

Cross Street
George and Lake
Zoning
R1
Parcel Number
462260081
Possession
Flexible
Occupancy
Vacant

Included

Inclusions
Two Fridges, Two Stoves, Washer, Dryer all included as is. Catelli Cabinet in Living Room, Work tables and shelves in basement and garage shelves. Apartment furniture may be included.
Rental Items
Hot Water Heater

Schools

Elementary

  • St Denis Catholic Elementary School0.2 km

    Catholic · Niagara CDSB · 290 students

    Grade 3 reading: 81% met the provincial standard · Grade 6 math: 50% met the provincial standard

  • Harriet Tubman Public School0.3 km

    Public · DSB Niagara · 680 students

    Grade 3 reading: 71% met the provincial standard · Grade 6 math: 60% met the provincial standard

  • St Nicholas Catholic Elementary School1 km

    Catholic · Niagara CDSB · 215 students

    Grade 3 reading: 78% met the provincial standard · Grade 6 math: 18% met the provincial standard

Secondary

  • St Catharines Collegiate Institute and Vocational School0.6 km

    Public · DSB Niagara · 700 students

    Grade 10 literacy: 85% met the provincial standard

  • Laura Secord Secondary School2.2 km

    Public · DSB Niagara · 635 students

    Grade 10 literacy: 85% met the provincial standard

  • Eden High School2.2 km

    Public · DSB Niagara · 1080 students

    Grade 10 literacy: 91% met the provincial standard

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.

Community

Postal area L2R

Population
25,558
Private dwellings
13,117
Median age
40.4
Average household size
2.1
Median household income
$61,200

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Freehold in St. Catharines · last 12 months

Median sold price
$540,000
Homes sold
1,589
Median days on market
26
Sale-to-list price
96.6%

Based on 1,589 recorded sales of residential freehold properties in St. Catharines over the last 12 months.

Rooms

4-piece on Main, 3-piece on Second

Upper

  • Bathroom7'9" x 6'
  • Bedroom11'7" x 10'
  • Kitchen9'9" x 9'9"
  • Living Room16'11" x 13'8"

Main

  • Bathroom7'6" x 6'3"
  • Bedroom11'3" x 10'2"
  • Bedroom13'8" x 9'9"
  • Dining Room10'1" x 9'6"
  • Kitchen11'3" x 7'9"
  • Living Room16'1" x 11'2"

Listed by

RIGHT AT HOME REALTY, BROKERAGE

Walk Score

Walk Score is unavailable for this address right now.

Mortgage Calculator

$109,600

Estimated Monthly Payment

$2,692

Land transfer tax

Estimated land transfer tax$7,435

Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $2,692/mo (20% down, 5.5%)

Taxes: $312/mo · Insurance: $137/mo

Estimates only. Consult a financial advisor.

R

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