20 VICTORIA Street
St. Thomas, ON
- 4 bed
- 2 bath
- approx. 1100-1500 sqft
- Detached
Come home to 20 Victoria St in St. Thomas, a beautifully updated two-storey yellow brick home nestled in the sought-after Courthouse neighbourhood. The second floor offers four spacious bedrooms, a full 4-piece bathroom, and access to a versatile loft space-perfect for a playroom, home office, or potential additional bedroom (just needs stairs).The main level features a welcoming foyer, bright and spacious principal rooms, an updated kitchen, dining area, and a walk-in pantry that could also be converted into a convenient laundry space, with direct access to a private back deck.The finished lower level includes a recreation room, laundry closet, 3-piece bathroom, and additional storage. The home is equipped with in-floor heating throughout and a ductless system on the second floor for both heating and cooling, updated AC unit. Added sound insulation between levels enhances comfort and privacy.Offering generous space for families or couples alike, this home also includes street parking with two neighbourhood passes (winter permits available separately), meaning no driveway maintenance.The Courthouse neighbourhood is one of St. Thomas' most charming and sought-after pockets, known for its mature tree-lined streets, historic homes, and strong sense of community. Centered around the iconic Elgin County Courthouse, the area offers a unique blend of character, walkability, and everyday convenience. With close proximity to parks, schools, and local amenities, it's a neighbourhood that combines timeless appeal with a truly livable lifestyle.
Listing Details
- Taxes (2026)
- $2,936
- Listed
- September 8, 2026
Price History
Listing history
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Property
- Style
- 2-Storey
- Age
- 51-99
- Construction
- Wood, Brick
- Roof
- Asphalt Shingle
- Foundation
- Block
- Interior
- Separate Heating Controls, Water Meter, Upgraded Insulation, Water Heater, Sump Pump
- Lot Size
- 29 x 66 Feet
Parking
- Garage
- None
- Covered Spaces
- 0
- Total Parking
- 0
Utilities
- Sewer
- Sewer
- Heat Source
- Ground Source
Location & Legal
- Cross Street
- Stanley st& Victoria
- Zoning
- R3
- Parcel Number
- 352290098
- Possession
- 30-59 days
- Occupancy
- Owner
Schools
Secondary
- Arthur Voaden Secondary School1.4 km
Public · Thames Valley DSB · 355 students
Grade 10 literacy: 48% met the provincial standard
- Parkside Collegiate Institute2 km
Public · Thames Valley DSB · 1015 students
Grade 10 literacy: 82% met the provincial standard
- Central Elgin Collegiate Institute2.2 km
Public · Thames Valley DSB · 690 students
Grade 10 literacy: 79% met the provincial standard
Elementary
- John Wise Public School1.8 km
Public · Thames Valley DSB · 580 students
Grade 3 reading: 58% met the provincial standard · Grade 6 math: 34% met the provincial standard
- Pierre Elliott Trudeau French Immersion Public School1.8 km
Public · Thames Valley DSB · 445 students
Grade 3 reading: 62% met the provincial standard · Grade 6 math: 66% met the provincial standard
- Elgin Court Public School2.4 km
Public · Thames Valley DSB · 315 students
Grade 3 reading: 56% met the provincial standard · Grade 6 math: 29% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area N5R
- Population
- 30,680
- Private dwellings
- 12,933
- Median age
- 44.8
- Average household size
- 2.4
- Median household income
- $80,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in St. Thomas · last 12 months
- Median sold price
- $535,000
- Homes sold
- 613
- Median days on market
- 28
- Sale-to-list price
- 97.7%
Based on 613 recorded sales of residential freehold properties in St. Thomas over the last 12 months.
Rooms
4-piece on Second, 3-piece on Basement
Third
- Loft7' x 34'5"
Second
- Bedroom7' x 9'1"
- Bedroom10'6" x 10'2"
- Bedroom10'5" x 13'1"
- Primary Bedroom12'11" x 11'2"
Main
- Dining Room9'4" x 11'11"
- Kitchen10'4" x 11'11"
- Living Room14'10" x 22'11"
Basement
- Other11'6" x 13'9"
- Recreation19' x 19'11"
- Utility Room2'9" x 5'5"
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Walk Score
Walk
Bike
Scores by Walk Score®
Location
Street View
Mortgage Calculator
$99,000
Estimated Monthly Payment
$2,432
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $2,432/mo (20% down, 5.5%)
Taxes: $245/mo · Insurance: $124/mo
Estimates only. Consult a financial advisor.
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