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312 - 130 Water Street

312 - 130 Water Street

Gananoque, ON

  • 2 bed
  • 2 bath
  • approx. 900-999 sqft
  • Condo Apartment
  • 9 days on market
$576,900

Welcome to Island Harbour Club, where elevated waterfront living meets the heart of the Thousand Islands. This beautifully upgraded, water-facing 2-bedroom, 2-bathroom condo offers an exceptional combination of style, space and one of its most impressive features-an oversized private balcony overlooking the St. Lawrence River. Partially covered and partially open to the sky, this incredible outdoor space truly becomes an extension of the living area. Whether it's morning coffee overlooking the water, dinner outside or an evening spent watching the boats and sunsets, this is the kind of outdoor space that sets a condo apart. Inside, an exceptional floor plan is bright and inviting, with oversized windows bringing in an abundance of natural light while showcasing the gorgeous river views. The open-concept kitchen, dining and living areas are beautifully finished with quartz countertops, a striking backsplash, high-end appliances and thoughtful upgrades throughout. The spacious primary suite offers a private retreat with an ensuite, while the second bedroom provides valuable flexibility as a guest room, home office or both. With two full bathrooms and a layout that makes excellent use of every square foot, this is a home designed for easy everyday living and entertaining. With too many upgrades to list, this residence is a step above and offers the opportunity to enjoy an exceptional waterfront lifestyle at an incredible price. Walk to restaurants, shops, theatre, the marina and waterfront parks-or simply stay home, step onto that spectacular balcony and enjoy one of the best reasons to live in the Thousand Islands: the view.

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Listing Details

Taxes (2026)
$5,344
Listed
September 8, 2026

Price History

Property

Style
1 Storey/Apt
Construction
Brick
Interior
Carpet Free, On Demand Water Heater, Primary Bedroom - Main Floor

Parking

Garage
Underground
Covered Spaces
1
Total Parking
1

Utilities

Heat Source
Gas

Location & Legal

Cross Street
WATER ST AND MARKET ST
Parcel Number
448450044
Possession
Flexible
Occupancy
Owner

Condo

Maintenance Fee
$429/month
Fee Includes
Common Elements Included, Building Insurance Included
Pets
Yes-with Restrictions
Locker
None
Balcony
Open

Included

Inclusions
Gas BBQ hookup on Balcony, Fridge, Stove, Microwave, Dishwasher, Washer and Dryer, On Demand Hot Water Tank

Waterfront

Water Body
St. Lawrence River
Shoreline
Unknown
Docking
None

Schools

Secondary

  • Gananoque Secondary School0.6 km

    Public · Upper Canada DSB · 335 students

    Grade 10 literacy: 89% met the provincial standard

Elementary

  • Gananoque Intermediate School0.6 km

    Public · Upper Canada DSB · 130 students

  • Linklater Public School0.8 km

    Public · Upper Canada DSB · 160 students

    Grade 3 reading: 86% met the provincial standard · Grade 6 math: 48% met the provincial standard

  • St Joseph's Separate School1 km

    Catholic · CDSB of Eastern Ontario · 290 students

    Grade 3 reading: 85% met the provincial standard · Grade 6 math: 57% met the provincial standard

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.

Community

Postal area K7G

Population
8,740
Private dwellings
4,305
Median age
54.4
Average household size
2.2
Median household income
$77,500

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Condo & Other in Gananoque · last 12 months

Median sold price
$482,000
Homes sold
94
Median days on market
36
Sale-to-list price
96.1%

Based on 94 recorded sales of residential condo & other properties in Gananoque over the last 12 months.

Rooms

3-piece on Main, 4-piece on Main

Main

  • Bathroom8'4" x 4'11"
  • Bathroom9'9" x 4'11"
  • Bedroom 29'9" x 9'
  • Dining Room13'4" x 7'10"
  • Kitchen10'11" x 12'4"
  • Laundry9'9" x 6'
  • Living Room13'1" x 12'5"
  • Primary Bedroom9'8" x 13'1"

Listed by

CENTURY 21 HERITAGE GROUP LTD., BROKERAGE

Walk Score

Walk Score is unavailable for this address right now.

Mortgage Calculator

$115,380

Estimated Monthly Payment

$2,834

Land transfer tax

Estimated land transfer tax$8,013

Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $2,834/mo (20% down, 5.5%)

Taxes: $445/mo · Insurance: $144/mo

Maint: $429/mo

Estimates only. Consult a financial advisor.

R

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