321 Tracy Street
St. Marys, ON
- 2 bed
- 2 bath
- approx. 1100-1500 sqft
- Att/Row/Townhouse
Downsizing this fall? This one makes it easy. Set on a quiet cul-de-sac street in St. Marys, this freehold bungalow townhome gives you low-maintenance, one-level living with no condo fees. 2000 sq. ft. of finished space, and it's a short walk to downtown shops, cafés, and everything you need. The main floor is bright and open, with 9-foot tray ceilings, carpet-free flooring, and plenty of natural light. The kitchen has a central island and looks out over the living and dining areas. Step through to the rear patio with awning and settle in with your morning coffee against a peaceful treed backdrop, a good spot to watch the leaves turn. Two bedrooms on the main floor keep things simple. The 3-piece bathroom was beautifully updated with a brand-new oversized walk-in shower and built-in bench (2026), a smart touch for aging in place. A large storage closet adds function, and interior access to the attached garage means you're never braving the cold to get inside. When family visits or a project calls, the partially finished lower level has a roomy family/rec room, a second bathroom, and flexible space for guests or a home office. Add a covered front porch, garden shed, and private backyard, and you've got easy bungalow living with modern finishes in one of Ontario's prettiest small towns. Welcome to St. Marys.
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Listing Details
- Taxes (2026)
- $4,007
- Listed
- September 8, 2026
Price History
Listing history
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Property
- Style
- Bungalow
- Age
- 6-15
- Construction
- Stone, Brick
- Roof
- Asphalt Shingle
- Foundation
- Poured Concrete
- Interior
- Air Exchanger, Other, Carpet Free
- Lot Size
- 30.03 x 184.34 Feet
Parking
- Garage
- Attached
- Covered Spaces
- 1
- Total Parking
- 3
Utilities
- Sewer
- Sewer
- Heat Source
- Gas
Location & Legal
- Cross Street
- St. Maria St and Tracy St
- Zoning
- R5-5
- Parcel Number
- 532450248
- Possession
- Flexible
- Occupancy
- Vacant
Included
- Inclusions
- S/S Refrigerator, S/S Gas Stove, S/S Built In Microwave, S/S Built In Dishwasher, All ELF's incl Ceiling Fans, Dryer, Washer- Awning. All IN "AS IS" Condition
Schools
Elementary
- Little Falls Public School0.7 km
Public · Avon Maitland DSB · 450 students
Grade 3 reading: 80% met the provincial standard · Grade 6 math: 74% met the provincial standard
- St Marys D.C. & V.I. - Elementary0.7 km
Public · Avon Maitland DSB · 125 students
- Holy Name of Mary School1.2 km
Catholic · Huron Perth CDSB · 205 students
Grade 3 reading: 54% met the provincial standard · Grade 6 math: 46% met the provincial standard
Secondary
- St Marys D.C. & V. I. High School0.7 km
Public · Avon Maitland DSB · 430 students
Grade 10 literacy: 97% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area N4X
- Population
- 9,946
- Private dwellings
- 4,195
- Median age
- 47.6
- Average household size
- 2.4
- Median household income
- $89,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in St. Marys · last 12 months
- Median sold price
- $542,000
- Homes sold
- 105
- Median days on market
- 47
- Sale-to-list price
- 96.3%
Based on 105 recorded sales of residential freehold properties in St. Marys over the last 12 months.
Rooms
3-piece on Main, 2-piece on Lower
Main
- Bedroom12' x 10'
- Foyer6'5" x 17'9"
- Kitchen15'4" x 12'6"
- Laundry10'6" x 6'9"
- Living Room14'6" x 18'4"
- Primary Bedroom14' x 14'
Lower
- Family Room18'6" x 15'5"
- Office9'10" x 15'1"
Listed by
Peak Select Realty Inc
Walk Score
Walk
Bike
Scores by Walk Score®
Location
Street View
Mortgage Calculator
$120,000
Estimated Monthly Payment
$2,948
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $2,948/mo (20% down, 5.5%)
Taxes: $334/mo · Insurance: $150/mo
Estimates only. Consult a financial advisor.
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