45 Phipps Street
Fort Erie, ON
- 3 bed
- 1 bath
- approx. 700-1100 sqft
- Detached
Welcome to 45 Phipps Street, a beautifully refreshed home offering modern finishes, functional living space and a convenient Fort Erie location just steps to the Niagara River. The main floor has been thoughtfully renovated with a bright, open feel throughout, featuring three comfortable bedrooms, stylish flooring and a clean, contemporary bathroom along with the added convenience of main floor laundry. The kitchen is both practical and inviting, complete with stainless steel appliances, a breakfast island and plenty of space for everyday living or casual entertaining. Quality updates can be found throughout the home, including refreshed drywall, updated windows, porcelain tile in the entryway and bathroom and an upgraded bath with a deep tub, modern tile work and a sleek finished look. The lower level offers added flexibility with natural light from the updated basement windows, making it a great option for storage, hobbies, a future rec room or additional living potential. Upstairs, the spacious attic is a standout bonus, offering impressive extra space for storage, hobbies or future finishing possibilities. Outside, the generous backyard size adds even more to love, offering plenty of green space for kids, pets, gardening or summer entertaining. Complete with a deck and storage shed, it's a functional outdoor space with room to enjoy. Tucked into a friendly Fort Erie neighbourhood, this home offers the perfect mix of comfort, convenience and move-in-ready charm. Whether you're a first-time buyer, downsizer or investor, you'll love being close to schools, parks, shopping, restaurants and everyday amenities. A wonderful opportunity to own a welcoming home with style, function and room to make it your own. If you are looking to live close to the water for a fraction of the price, 45 Phipps St could be the one! Book your showing today!
Listing Details
- Taxes (2026)
- $2,426
- Listed
- September 9, 2026
Price History
Listing history
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Property
- Style
- Bungalow
- Construction
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation
- Block
- Interior
- Primary Bedroom - Main Floor
- Lot Size
- 38.41 x 121.7 Feet
Parking
- Garage
- None
- Covered Spaces
- 0
- Total Parking
- 3
Utilities
- Sewer
- Sewer
- Heat Source
- Gas
Location & Legal
- Cross Street
- Central Ave & Phipps St
- Zoning
- R2
- Parcel Number
- 642320121
- Possession
- Flexible
- Occupancy
- Owner
Included
- Inclusions
- Fridge, Stove, Dishwasher, Washer, Dryer, All ELF's, All Window Coverings.
- Rental Items
- Hot Water Heater.
Schools
Elementary
- Our Lady of Victory Catholic Elementary School1.4 km
Catholic · Niagara CDSB · 280 students
Grade 3 reading: 80% met the provincial standard · Grade 6 math: 40% met the provincial standard
- Peace Bridge Public School1.9 km
Public · DSB Niagara · 415 students
Grade 3 reading: 93% met the provincial standard · Grade 6 math: 92% met the provincial standard
- Garrison Road Public School4.3 km
Public · DSB Niagara · 470 students
Grade 3 reading: 94% met the provincial standard · Grade 6 math: 77% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area L2A
- Population
- 17,293
- Private dwellings
- 7,783
- Median age
- 49.2
- Average household size
- 2.3
- Median household income
- $72,500
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in Fort Erie · last 12 months
- Median sold price
- $540,000
- Homes sold
- 627
- Median days on market
- 42
- Sale-to-list price
- 95.5%
Based on 627 recorded sales of residential freehold properties in Fort Erie over the last 12 months.
Rooms
4-piece on Main
Main
- Bathroom5' x 6'7"
- Bedroom 29'3" x 9'7"
- Bedroom 39'3" x 10'1"
- Dining Room11'1" x 12'4"
- Kitchen15'2" x 12'5"
- Laundry10'11" x 11'8"
- Living Room16'3" x 11'9"
- Primary Bedroom9'3" x 12'4"
Listed by
EXP REALTY
Walk Score
Walk
Bike
Scores by Walk Score®
Location
Street View
Mortgage Calculator
$93,980
Estimated Monthly Payment
$2,308
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $2,308/mo (20% down, 5.5%)
Taxes: $202/mo · Insurance: $117/mo
Estimates only. Consult a financial advisor.
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