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181 Locust Street

181 Locust Street

St. Thomas, ON

  • 3 bed
  • 2 bath
  • approx. 1100-1500 sqft
  • Detached
$519,900Price reduced 3%

Bigger than it looks! Welcome to 181 Locust Street, a well-maintained three-bedroom brick bungalow featuring a spacious rear addition that adds valuable living space and flexibility. The addition provides a bright eat-in kitchen, comfortable family room overlooking the backyard, and convenient access from the kitchen to the back deck-perfect for family living or entertaining. The finished basement offers a generous recreation room, three-piece bathroom, and separate laundry room. The home has been carefully maintained inside and out, with both chimneys in great condition, an addition completed in 1975, and a combination of hot water and forced-air heating. Central air and the hot water heater have been updated, while the outdoor shed has been refreshed and looks like new. With plenty of living space, a functional layout, and appliances included, this home is ready to welcome its next family!

Listing Details

Taxes (2025)
$3,633
Originally Listed
$534,900
Listed
September 8, 2026

Price History

Property

Style
Bungalow
Age
51-99
Construction
Brick
Roof
Asphalt Shingle
Foundation
Concrete
Interior
Workbench
Lot Size
60 x 122 Feet

Parking

Garage
Attached
Covered Spaces
1
Total Parking
5

Utilities

Sewer
Sewer
Heat Source
Gas

Location & Legal

Cross Street
First Ave.
Zoning
R3
Parcel Number
352070035
Possession
Flexible
Occupancy
Owner

Included

Inclusions
Fridge, stove, dishwasher, washer, dryer, safe in workshop

Schools

Secondary

  • Central Elgin Collegiate Institute0.1 km

    Public · Thames Valley DSB · 690 students

    Grade 10 literacy: 79% met the provincial standard

  • Arthur Voaden Secondary School1.6 km

    Public · Thames Valley DSB · 355 students

    Grade 10 literacy: 48% met the provincial standard

  • St Joseph's High School2 km

    Catholic · London District Catholic School Board · 960 students

    Grade 10 literacy: 92% met the provincial standard

Elementary

  • Forest Park Public School0.3 km

    Public · Thames Valley DSB · 460 students

    Grade 3 reading: 29% met the provincial standard · Grade 6 math: 39% met the provincial standard

  • St. Anne's Separate School0.5 km

    Catholic · London District Catholic School Board · 800 students

    Grade 3 reading: 69% met the provincial standard · Grade 6 math: 39% met the provincial standard

  • Pierre Elliott Trudeau French Immersion Public School0.5 km

    Public · Thames Valley DSB · 445 students

    Grade 3 reading: 62% met the provincial standard · Grade 6 math: 66% met the provincial standard

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.

Community

Postal area N5R

Population
30,680
Private dwellings
12,933
Median age
44.8
Average household size
2.4
Median household income
$80,000

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Freehold in St. Thomas · last 12 months

Median sold price
$535,000
Homes sold
613
Median days on market
28
Sale-to-list price
97.7%

Based on 613 recorded sales of residential freehold properties in St. Thomas over the last 12 months.

Rooms

4-piece on Main, 3-piece on Basement

Main

  • Bathroom10'2" x 6'3"
  • Bedroom7'10" x 8'6"
  • Bedroom8'10" x 8'10"
  • Dining Room9'6" x 17'5"
  • Family Room11'6" x 15'5"
  • Kitchen20'8" x 10'10"
  • Living Room12'4" x 17'9"
  • Primary Bedroom9'6" x 8'10"

Basement

  • Bathroom5'11" x 5'3"
  • Laundry19' x 10'10"
  • Recreation15'5" x 21'8"

Listed by

ELGIN REALTY LIMITED

Walk Score

Walk Score is unavailable for this address right now.

Mortgage Calculator

$103,980

Estimated Monthly Payment

$2,554

Land transfer tax

Estimated land transfer tax$6,873

Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $2,554/mo (20% down, 5.5%)

Taxes: $303/mo · Insurance: $130/mo

Estimates only. Consult a financial advisor.

R

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