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99 Cedar Street

99 Cedar Street

Cambridge, ON

  • 3 bed
  • 1 bath
  • approx. 700-1100 sqft
  • Detached
  • 12 days on market
$529,900

Welcome to 99 Cedar Street in Cambridge! This charming one-and-a-half-storey home in West Galt is perfect for first-time homebuyers or investors. It is ideally located near a variety of amenities and just a short walk from Victoria Park, the Grand River, the Gas Light District, and the vibrant downtown area. The home features a traditional layout with separate living & dining rooms and a bright eat-in kitchen with stainless steel appliances, including a gas range, plus deck access. The upper level offers three bedrooms and a three-piece bathroom with a stand-alone tub. The unfinished basement offers plenty of extra space, including a laundry room, utility room, and a cold/storage room. Outside, you can relax on the covered front porch or enjoy the large raised deck in the backyard, which overlooks a spacious, fully fenced yard with mature trees perfect for entertaining and outdoor activities.

Listing Details

Taxes (2026)
$3,221
Listed
September 9, 2026

Price History

Property

Style
1 1/2 Storey
Age
100+
Construction
Stucco (Plaster)
Roof
Asphalt Shingle
Foundation
Unknown
Interior
None
Lot Size
41 x 110.8 Feet

Parking

Garage
None
Covered Spaces
0
Total Parking
3

Utilities

Sewer
Sewer
Heat Source
Gas

Location & Legal

Cross Street
St Andrews Street
Zoning
R4
Parcel Number
038300074
Possession
30-59 days
Occupancy
Owner

Included

Inclusions
Dryer, Gas Stove, Refrigerator, Washer, Window Coverings
Rental Items
Water Heater

Schools

Elementary

  • St Gregory Catholic Elementary School0.3 km

    Catholic · Waterloo CDSB · 145 students

    Grade 3 reading: 53% met the provincial standard · Grade 6 math: 38% met the provincial standard

  • St Andrew's Public School0.3 km

    Public · Waterloo Region DSB · 335 students

  • Highland Public School0.6 km

    Public · Waterloo Region DSB · 425 students

    Grade 3 reading: 69% met the provincial standard · Grade 6 math: 46% met the provincial standard

Secondary

  • Southwood Secondary School1 km

    Public · Waterloo Region DSB · 700 students

    Grade 10 literacy: 74% met the provincial standard

  • Glenview Park Secondary School1.6 km

    Public · Waterloo Region DSB · 1055 students

    Grade 10 literacy: 85% met the provincial standard

  • Galt Collegiate and Vocational Institute1.9 km

    Public · Waterloo Region DSB · 960 students

    Grade 10 literacy: 83% met the provincial standard

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.

Community

Postal area N1S

Population
20,171
Private dwellings
8,187
Median age
42.8
Average household size
2.5
Median household income
$95,000

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Freehold in Cambridge · last 12 months

Median sold price
$675,000
Homes sold
1,218
Median days on market
20
Sale-to-list price
100.5%

Based on 1,218 recorded sales of residential freehold properties in Cambridge over the last 12 months.

Rooms

3-piece on Second

Second

  • Bathroom6'3" x 5'10"
  • Bedroom 28' x 12'
  • Bedroom 38' x 11'9"
  • Primary Bedroom8'11" x 11'10"

Main

  • Dining Room13'1" x 10'11"
  • Kitchen13'3" x 10'11"
  • Living Room12' x 10'11"

Basement

  • Laundry13'1" x 10'7"
  • Other25'1" x 12'1"
  • Other5'5" x 9'9"
  • Other2'9" x 4'2"

Listed by

ROYAL LEPAGE WOLLE REALTY

Walk Score

Walk Score is unavailable for this address right now.

Mortgage Calculator

$105,980

Estimated Monthly Payment

$2,603

Land transfer tax

Estimated land transfer tax$7,073

Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $2,603/mo (20% down, 5.5%)

Taxes: $268/mo · Insurance: $132/mo

Estimates only. Consult a financial advisor.

R

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