106 - 26 Spencer Street
Cobourg, ON
- 2 bed
- 1 bath
- approx. 700-799 sqft
- Condo Apartment
- 9 days on market
Welcome to this modern, turnkey 1-bedroom plus den condo offering 748 sq. ft. of stylish, open-concept living. Thoughtfully designed for both comfort and functionality, the spacious layout features a versatile den, perfect for a home office, guest space or additional living area. The fully equipped kitchen comes with stainless steel appliances and ample storage for all of your kitchen needs. Step outside and enjoy access to your own private terrace, creating the perfect spot to relax or entertain. The unit also offers the convenience of a large in-suite laundry room with a ton of storage space and one dedicated surface parking space. Maintenance fees include building insurance, common elements, and water, providing added value and peace of mind. Ideally located close to Cobourg Beach, local amenities, the Conservation area, Cobourg Hospital and with easy access to Highway 401, this beautiful and bright condo is perfect for first-time buyers, downsizers, investors or anyone looking to enjoy a low-maintenance lifestyle in a fantastic location.
Listing Details
- Taxes (2026)
- $1,724
- Listed
- September 9, 2026
Price History
Listing history
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Property
- Style
- 2-Storey
- Construction
- Brick
- Interior
- Carpet Free, Primary Bedroom - Main Floor, Water Heater Owned
Parking
- Garage
- None
- Covered Spaces
- 0
- Total Parking
- 1
Utilities
- Heat Source
- Electric
Location & Legal
- Cross Street
- Division St/ Spencer St E
- Parcel Number
- 518260006
- Possession
- 60-89 days
- Occupancy
- Tenant
Condo
- Maintenance Fee
- $370/month
- Fee Includes
- Common Elements Included, Building Insurance Included, Water Included, Parking Included
- Pets
- Yes-with Restrictions
- Locker
- None
- Balcony
- None
Included
- Inclusions
- Washer, Dryer, Refrigerator, Stove, Dishwasher, Microwave, All ELFs, HWT, Portable AC Unit.
- Exclusions
- All tenants personal Belongings
- Rental Items
- None
Schools
Elementary
- St. Michael Catholic Elementary School0.2 km
Catholic · Peterborough Victoria Northum Clarington CDSB · 160 students
Grade 3 reading: 89% met the provincial standard · Grade 6 math: 44% met the provincial standard
- C R Gummow Public School1.1 km
Public · Kawartha Pine Ridge DSB · 795 students
Grade 3 reading: 83% met the provincial standard · Grade 6 math: 53% met the provincial standard
- St. Joseph Catholic Elementary School1.5 km
Catholic · Peterborough Victoria Northum Clarington CDSB · 200 students
Grade 3 reading: 65% met the provincial standard · Grade 6 math: 27% met the provincial standard
Secondary
- Cobourg Collegiate Institute1.2 km
Public · Kawartha Pine Ridge DSB · 1110 students
Grade 10 literacy: 81% met the provincial standard
- Centre for Individual Studies Northumberland1.3 km
Public · Kawartha Pine Ridge DSB · 115 students
- St. Mary Catholic Secondary School2 km
Catholic · Peterborough Victoria Northum Clarington CDSB · 835 students
Grade 10 literacy: 75% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area K9A
- Population
- 26,757
- Private dwellings
- 11,937
- Median age
- 53.2
- Average household size
- 2.3
- Median household income
- $82,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Condo & Other in Cobourg · last 12 months
- Median sold price
- $636,250
- Homes sold
- 354
- Median days on market
- 27
- Sale-to-list price
- 97.5%
Based on 354 recorded sales of residential condo & other properties in Cobourg over the last 12 months.
Rooms
4-piece on Main
Main
- Den7'10" x 8'
- Dining Room22'7" x 12'4"
- Kitchen6'8" x 8'6"
- Laundry8' x 5'11"
- Living Room22'7" x 12'4"
- Primary Bedroom9'5" x 14'2"
Listed by
RE/MAX Jazz INC.
Walk Score
Walk Score is unavailable for this address right now.
Location
Street View
Mortgage Calculator
$69,800
Estimated Monthly Payment
$1,715
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $1,715/mo (20% down, 5.5%)
Taxes: $144/mo · Insurance: $87/mo
Maint: $370/mo
Estimates only. Consult a financial advisor.
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