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89 Smith's Bay Avenue

89 Smith's Bay Avenue

Prince Edward County, ON

  • 3 bed
  • 3 bath
  • approx. 3000-3500 sqft
  • Detached
  • 6 days on market
$1,175,000

Waterfront living at its finest in Prince Edward County! Welcome to this spectacular 3-bedroom, 3-bathroom bungalow set directly on Smith's Bay, opening into Lake Ontario. The truly magnificent great room is the showpiece of the home, featuring soaring vaulted ceilings, dramatic skylights and an abundance of natural light. Spacious and impressive, it offers a wonderful setting for entertaining, gathering with family or simply enjoying the beauty of this exceptional home. The custom kitchen complements the great room perfectly, while a separate family room provides a more relaxed space for everyday living. A versatile office/den with direct access to the outdoors offers an ideal work-from-home space, private retreat or additional flexibility for family and guests. The thoughtful layout also provides excellent potential for generational living. The home has seen many updates throughout, including a durable steel shingled roof and heated water line. An extra-wide garage provides ample room for vehicles, recreational equipment and storage. Outside, enjoy the beautifully landscaped grounds, large deck and waterfront pergola, the perfect place to sit and unwind while taking in the peaceful views across Smith's Bay. Situated directly on the bay, this property offers an exceptional waterfront lifestyle, from kayaking and boating to relaxing and entertaining by the water. The generous waterfront setting also presents exciting potential to add a private dock into Smith's Bay, subject to the necessary approvals, creating an even greater connection to the water and Lake Ontario beyond.A rare opportunity to own a beautifully updated waterfront home with exceptional living space, flexible accommodations and the potential to create your own private waterfront retreat in Prince Edward County. Come see 89 Smiths Bay Avenue today, fall in love and you too can call the County Home!

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Listing Details

Taxes (2025)
$6,529
Listed
September 10, 2026

Price History

Property

Style
Bungalow
Age
31-50
Construction
Brick
Roof
Shingles, Metal
Foundation
Poured Concrete
Interior
Auto Garage Door Remote, Countertop Range, Built-In Oven, Generator - Full, In-Law Capability, Primary Bedroom - Main Floor, Storage, Sump Pump, Water Heater Owned, Workbench, Wheelchair Access, Water Purifier, Water Treatment
Lot Size
101.72 x 352.41 Feet

Parking

Garage
Attached
Covered Spaces
2
Total Parking
8

Utilities

Water
Reverse Osmosis, Water System, Drilled Well
Sewer
Septic
Heat Source
Propane

Location & Legal

Cross Street
Smith's Bay and County Road 8
Parcel Number
550880419
Possession
60-89 days
Occupancy
Owner

Included

Inclusions
Fridge, Cook Top, Built in Oven, Washer, Dryer, Dishwasher, Hot Tub, Custom Window Coverings
Exclusions
Primary Bedroom Ensuite Light Fixture (to be replaced prior to closing)
Rental Items
Propane Tanks

Waterfront

Water Body
Lake Ontario
Shoreline
Shallow, Natural
Docking
Private

Community

Postal area K0K

Population
115,850
Private dwellings
53,153
Median age
50.8
Average household size
2.4
Median household income
$83,000

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Freehold in Prince Edward County · last 12 months

Median sold price
$590,000
Homes sold
449
Median days on market
40
Sale-to-list price
95.1%

Based on 449 recorded sales of residential freehold properties in Prince Edward County over the last 12 months.

Rooms

2-piece on Main, 2 × 3-piece on Main

Main

  • Bedroom 215'5" x 10'10"
  • Bedroom 314'4" x 12'10"
  • Den14'7" x 25'9"
  • Family Room18' x 15'7"
  • Great Room31'11" x 28'11"
  • Kitchen20'3" x 12'10"
  • Laundry8'8" x 10'6"
  • Primary Bedroom25'6" x 15'
  • Sunroom15'5" x 14'10"

Listed by

Keller Williams Energy Real Estate

Walk Score

Walk Score is unavailable for this address right now.

Mortgage Calculator

$235,000

Estimated Monthly Payment

$5,772

Land transfer tax

Estimated land transfer tax$19,975

Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $5,772/mo (20% down, 5.5%)

Taxes: $544/mo · Insurance: $294/mo

Estimates only. Consult a financial advisor.

R

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