3 - 1082 Cowan Park Road
Muskoka Lakes, ON
- 2 bed
- 1 bath
- approx. < 700 sqft
- Detached
- 11 days on market
What a view! Enjoy full-day sunshine and a coveted south-east exposure from this charming 3-season waterfront cottage on beautiful Three Mile Lake in Utterson, set on approximately acre with 110 feet of frontage and offering classic Muskoka lakefront living in a peaceful, natural setting. This inviting property delivers the true cottage experience with excellent swimming right off the dock or sandy shore, boating and paddling across the lake, and outstanding fishing opportunities for bass and walleye, all from your own shoreline. The cottage features 2 bedrooms plus a 1 bathroom layout, along with additional sleeping accommodations in both an interior bunk-nook and a separate shed bunkie, making it ideal for hosting extended family and friends. Recent upgrades provide added comfort and value, including a brand-new dock system, upgraded electrical panel, and an on-demand hot water tank, allowing for easier extended stays throughout the season. Outdoor living is fully embraced here with a spacious waterfront deck overlooking the lake, a firepit area perfect for evening gatherings, and a floating dock system designed for swimming, lounging, and enjoying long summer days. A rare bonus is ownership of land on both sides of Cowan Park Road, offering added flexibility and privacy, while a boundary survey is available for peace of mind. With quick closing available, this property is ready for immediate enjoyment this season. Three Mile Lake is known for its clean water, quiet cottage atmosphere, and scenic, lightly developed shoreline, providing a more relaxed Muskoka experience compared to larger, busier lakes while still offering great boating and exploration. Conveniently located within easy reach of Port Carling, Bracebridge, Rosseau, and Huntsville, this property offers the perfect balance of privacy, accessibility, and authentic Muskoka cottage lifestyle.
Listing Details
- Taxes (2025)
- $1,889
- Listed
- September 10, 2026
Price History
Listing history
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Property
- Style
- Bungalow
- Construction
- Wood
- Roof
- Asphalt Rolled
- Foundation
- Piers
- Interior
- On Demand Water Heater, Water Heater Owned
- Lot Size
- 110 x 306 Feet
Parking
- Garage
- None
- Covered Spaces
- 0
- Total Parking
- 3
Utilities
- Water
- Lake/River
- Sewer
- Septic
- Heat Source
- Other
Location & Legal
- Cross Street
- Cowan Park Road/Windermere Road
- Zoning
- WR4, RU1
- Parcel Number
- 481360109
- Possession
- Flexible
- Occupancy
- Vacant
Waterfront
- Water Body
- Three Mile Lake
- Shoreline
- Clean, Sandy
- Docking
- Private
Community
Postal area P0B
- Population
- 9,589
- Private dwellings
- 8,951
- Median age
- 53.2
- Average household size
- 2.3
- Median household income
- $90,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in Muskoka Lakes · last 12 months
- Median sold price
- $885,000
- Homes sold
- 245
- Median days on market
- 28
- Sale-to-list price
- 93.8%
Based on 245 recorded sales of residential freehold properties in Muskoka Lakes over the last 12 months.
Rooms
3-piece
Main
- Bathroom7'10" x 5'7"
- Bedroom7'10" x 8'
- Bedroom 27'10" x 7'1"
- Kitchen11'3" x 11'1"
- Living Room11'3" x 16'8"
- Other3'7" x 6'
Listed by
eXp Realty
Walk Score
Walk Score is unavailable for this address right now.
Location
Street View
Mortgage Calculator
$119,800
Estimated Monthly Payment
$2,943
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $2,943/mo (20% down, 5.5%)
Taxes: $157/mo · Insurance: $150/mo
Estimates only. Consult a financial advisor.
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