463 Division Street
Cobourg, ON
- 3 bed
- 2 bath
- approx. 1500-2000 sqft
- Duplex
- 8 days on market
A versatile opportunity in the heart of Cobourg, offering two separate living spaces just a short walk from the beach, historic downtown, and everyday amenities. The lower unit features two bedrooms, an updated kitchen, in-unit laundry, and comfortable living space, while the upper unit offers one bedroom, its own updated kitchen, and a spacious living area. With separate upper and lower accommodations, the property provides plenty of flexibility for investors, multi-generational living, or buyers looking to occupy one unit while generating income from the other. Outside, a large backyard provides additional space to relax and enjoy the property, a valuable feature in such a central location. Within walking distance of Cobourg Beach, the waterfront, downtown shops and restaurants, and everyday conveniences, this property combines location with exciting income and future potential. Whether you're looking to expand your investment portfolio or find a home that can adapt to your lifestyle, this unique Cobourg property offers plenty of possibilities in a highly walkable location.
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Listing Details
- Taxes (2026)
- $4,256
- Listed
- September 11, 2026
Price History
Listing history
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Property
- Style
- 2-Storey
- Age
- 100+
- Construction
- Vinyl Siding
- Roof
- Shingles
- Foundation
- Stone
- Interior
- Carpet Free, In-Law Suite, Primary Bedroom - Main Floor, Storage
- Lot Size
- 47 x 124 Feet
Parking
- Garage
- None
- Covered Spaces
- 0
- Total Parking
- 3
Utilities
- Sewer
- Sewer
- Heat Source
- Gas
Location & Legal
- Cross Street
- Spencer St. W
- Zoning
- R3
- Parcel Number
- 510950333
- Possession
- Flexible
- Occupancy
- Owner
Included
- Inclusions
- Fridge x2, stove x2, microwave, porch chairs, patio table and chairs, bathroom shelf.
- Exclusions
- Staging items.
- Rental Items
- HWT.
Schools
Elementary
- St. Michael Catholic Elementary School0.2 km
Catholic · Peterborough Victoria Northum Clarington CDSB · 160 students
Grade 3 reading: 89% met the provincial standard · Grade 6 math: 44% met the provincial standard
- C R Gummow Public School1.2 km
Public · Kawartha Pine Ridge DSB · 795 students
Grade 3 reading: 83% met the provincial standard · Grade 6 math: 53% met the provincial standard
- St. Joseph Catholic Elementary School1.5 km
Catholic · Peterborough Victoria Northum Clarington CDSB · 200 students
Grade 3 reading: 65% met the provincial standard · Grade 6 math: 27% met the provincial standard
Secondary
- Cobourg Collegiate Institute1.4 km
Public · Kawartha Pine Ridge DSB · 1110 students
Grade 10 literacy: 81% met the provincial standard
- Centre for Individual Studies Northumberland1.4 km
Public · Kawartha Pine Ridge DSB · 115 students
- St. Mary Catholic Secondary School1.9 km
Catholic · Peterborough Victoria Northum Clarington CDSB · 835 students
Grade 10 literacy: 75% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area K9A
- Population
- 26,757
- Private dwellings
- 11,937
- Median age
- 53.2
- Average household size
- 2.3
- Median household income
- $82,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in Cobourg · last 12 months
- Median sold price
- $637,500
- Homes sold
- 355
- Median days on market
- 27
- Sale-to-list price
- 97.5%
Based on 355 recorded sales of residential freehold properties in Cobourg over the last 12 months.
Rooms
4-piece on Main, 4-piece on Second
Second
- Bathroom5'3" x 11'
- Bedroom 310'9" x 11'
- Kitchen7'9" x 12'9"
- Living Room15'11" x 14'11"
Main
- Bathroom7'9" x 4'2"
- Bedroom 210'1" x 13'11"
- Kitchen7'11" x 10'10"
- Living Room11'9" x 15'5"
- Primary Bedroom12'4" x 14'11"
Listed by
eXp Realty, Brokerage
Walk Score
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Location
Street View
Mortgage Calculator
$127,800
Estimated Monthly Payment
$3,139
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $3,139/mo (20% down, 5.5%)
Taxes: $355/mo · Insurance: $160/mo
Estimates only. Consult a financial advisor.
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