20 RIVER Street
Smiths Falls, ON
- 3 bed
- 2 bath
- approx. 700-1100 sqft
- Detached
Welcome to a rare opportunity in an exceptional location-this beautifully updated home sits on an oversized lot just steps from the UNESCO World Heritage Site Rideau Canal. From your backyard, enjoy direct access to scenic walking paths leading to Lower Reach Park, with fishing, paddling, and nature right at your doorstep. A short stroll brings you to the amenities of downtown, offering the perfect blend of convenience and lifestyle. The deep, lot is well framed by mature trees, including a towering pine, and features a thoughtfully designed outdoor space ideal for entertaining, complete with a built-in sandbox for the kids and plenty of room for family gatherings and relaxation. Inside, the home showcases extensive updates and timeless finishes, including maple hardwood flooring throughout both the main and second levels. The inviting living room is anchored by a cozy gas fireplace, while the bright dining area overlooks the backyard and flows seamlessly into a well-appointed, efficient kitchen. A convenient two-piece bath and main floor laundry add to the functionality of the space. Upstairs, the spacious primary bedroom offers a second gas fireplace and custom built-in dressers that maximize storage and style. Two additional bedrooms and a beautifully updated full bathroom complete the upper level. Situated on a quiet street in a sought-after neighbourhood, this is a fantastic family home offering comfort, charm, and an unbeatable lifestyle. Walking distance to both Chimo and St. Francis elementary Schools. Opportunities like this don't come along often-call today!
Listing Details
- Taxes (2025)
- $2,368
- Listed
- September 11, 2026
Price History
Listing history
Sign in to view
Property
- Style
- 2-Storey
- Construction
- Stone, Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation
- Stone
- Interior
- Carpet Free
- Lot Size
- 40 x 181 Feet
Parking
- Garage
- None
- Covered Spaces
- 0
- Total Parking
- 2
Utilities
- Sewer
- Sewer
- Heat Source
- Electric
Location & Legal
- Cross Street
- River St. and Elm St. E.
- Zoning
- RES
- Parcel Number
- 052760073
- Possession
- Flexible
- Occupancy
- Owner
Included
- Inclusions
- Fridge, Stove, Dishwasher
- Rental Items
- NIL
Schools
Elementary
- Duncan J Schoular Public School0.5 km
Public · Upper Canada DSB · 380 students
Grade 3 reading: 50% met the provincial standard · Grade 6 math: 15% met the provincial standard
- St Francis de Sales Separate School0.6 km
Catholic · CDSB of Eastern Ontario · 430 students
Grade 3 reading: 61% met the provincial standard · Grade 6 math: 31% met the provincial standard
- Chimo Elementary School1.1 km
Public · Upper Canada DSB · 395 students
Grade 3 reading: 82% met the provincial standard · Grade 6 math: 54% met the provincial standard
Secondary
- St. James Catholic Education Centre High School0.6 km
Catholic · CDSB of Eastern Ontario
- St. Luke Catholic High School1.1 km
Catholic · CDSB of Eastern Ontario · 110 students
Grade 10 literacy: 19% met the provincial standard
- Smiths Falls District Collegiate Institute1.2 km
Public · Upper Canada DSB · 700 students
Grade 10 literacy: 79% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area K7A
- Population
- 17,575
- Private dwellings
- 7,814
- Median age
- 46.8
- Average household size
- 2.3
- Median household income
- $74,500
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in Smiths Falls · last 12 months
- Median sold price
- $379,950
- Homes sold
- 154
- Median days on market
- 40
- Sale-to-list price
- 96.5%
Based on 154 recorded sales of residential freehold properties in Smiths Falls over the last 12 months.
Listed by
RE/MAX AFFILIATES MARQUIS
Walk Score
Walk
Bike
Scores by Walk Score®
Location
Street View
Mortgage Calculator
$81,980
Estimated Monthly Payment
$2,014
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $2,014/mo (20% down, 5.5%)
Taxes: $197/mo · Insurance: $102/mo
Estimates only. Consult a financial advisor.
Reita | Assistant
Online
Reita is an automated assistant, not a licensed real estate agent. I can help you explore neighbourhoods, understand the market, and find our free tools. What are you looking for?