107-109 Cumberland Street
Cornwall, ON
- 6 bed
- 4 bath
- approx. 1500-2000 sqft
- Duplex
- 9 days on market
Great investment opportunity! Fully rented side-by-side duplex located in a desirable, family-friendly neighborhood. Each unit offers 3 bedrooms, 1 full bathroom, plus a convenient 2-piece on the main floor (4-piece and 2-piece in Unit 109; 3-piece and 2-piece in Unit 107). Tenants enjoy private entrances, separate backyards, and a large front balcony that spans the entire width of the building. Both units are equipped with forced air gas furnaces and central air (installed approx. 2022) for year-round comfort. Tenants pay their own utilities, with separate 100-amp electrical breaker panels and individual natural gas meters servicing each unit. Ample parking is available for tenants and guests. Ideally located within walking distance to the waterfront, bicycle paths, and a local convenience store, and just minutes from shopping and the international bridge. Turnkey property with steady income for investment. New front Deck (2026). Gross Annual Income and Expenses rounded to nearest dollar for 2025: $39000 Income, $2541 Property tax, $1746 water and Sewer tax, $1110 Rental Equipment, $1600 Owners Insurance. Seller instructions: 48 Hour Irrevocable required on all offers from time of submission.
Listing Details
- Taxes (2025)
- $2,541
- Listed
- September 11, 2026
Price History
Listing history
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Property
- Style
- 2-Storey
- Construction
- Vinyl Siding, Aluminum Siding
- Roof
- Asphalt Shingle, Flat
- Foundation
- Concrete
- Interior
- Separate Hydro Meter, Separate Heating Controls
- Lot Size
- 70 x 71 Feet
Parking
- Garage
- None
- Covered Spaces
- 0
- Total Parking
- 5
Utilities
- Sewer
- Sewer
- Heat Source
- Gas
Location & Legal
- Cross Street
- Second Street West
- Zoning
- RES40
- Parcel Number
- 601680066
- Possession
- Flexible
- Occupancy
- Tenant
Included
- Inclusions
- None
- Exclusions
- Tenants Belongings.
- Rental Items
- 2 x Gas Hot water tanks @ 138.82 every 3 months & 138.79 every 3 months (for 2026)
Schools
Elementary
- Cornwall Intermediate School1.1 km
Public · Upper Canada DSB · 165 students
- École élémentaire catholique Notre-Dame1.3 km
French Catholic · CSDC de l'Est ontarien · 305 students
Grade 3 reading: 70% met the provincial standard · Grade 6 math: 70% met the provincial standard
- Sacred Heart School1.3 km
Catholic · CDSB of Eastern Ontario · 450 students
Grade 3 reading: 53% met the provincial standard · Grade 6 math: 8% met the provincial standard
Secondary
- Cornwall Collegiate and Vocational School1.1 km
Public · Upper Canada DSB · 575 students
Grade 10 literacy: 72% met the provincial standard
- St Joseph's Secondary School1.5 km
Catholic · CDSB of Eastern Ontario · 745 students
Grade 10 literacy: 83% met the provincial standard
- St Matthew Catholic Secondary School1.6 km
Catholic · CDSB of Eastern Ontario · 140 students
Grade 10 literacy: 18% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area K6J
- Population
- 17,827
- Private dwellings
- 8,263
- Median age
- 46.8
- Average household size
- 2.2
- Median household income
- $60,400
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in Cornwall · last 12 months
- Median sold price
- $406,000
- Homes sold
- 677
- Median days on market
- 31
- Sale-to-list price
- 97.4%
Based on 677 recorded sales of residential freehold properties in Cornwall over the last 12 months.
Listed by
WHEELER SMART CHOICE REALTY BROKERAGE
Walk Score
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Location
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Mortgage Calculator
$73,000
Estimated Monthly Payment
$1,793
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $1,793/mo (20% down, 5.5%)
Taxes: $212/mo · Insurance: $91/mo
Estimates only. Consult a financial advisor.
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