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220 Elgin Street

220 Elgin Street

St. Marys, ON

  • 4 bed
  • 3 bath
  • approx. 2000-2500 sqft
  • Detached
$630,000

This lovely home was built in 1879 and designed by architect Silas Weekes. 220 Elgin St E is a Georgian-style heritage home with 10' ceilings and carries the kind of craftsmanship that's become rare, and it's the sort of house made to hold a family for many years. The baseboards set the tone the moment you step inside, a full foot tall and running through the main level with a quiet sense of grace. The dining room is generous enough for the whole family, lit by two solid brass fixtures, with a bar tucked between it and the kitchen. Hardwood flows through both the dining and living rooms, and the living room welcomes you with a gas fireplace for the colder months. In the kitchen, a wood stove brings a gentle warmth to winter mornings. Just beyond, you'll find a pantry and an office, and the office opens onto the back deck, where a few steps lead down to the grass, the perennial beds, and a small pond. The main level also offers a theatre room, complete with real theatre chairs, lovely as it is for movie nights and just as easily reimagined as a main floor bedroom. A powder room finishes the level for guests. Upstairs, pine floors carry you through three well-sized bedrooms and two three-piece baths, with a washer and dryer placed on the same level. The detached garage is currently given over to woodworking, with a working blacksmith forge at the back, ready for you to keep, use, or reimagine. The home rests easily on its street, among the heritage houses that surround it, and within walking distance of downtown, the schools, the rec centre, and the senior centre. As for St. Marys, they call it Stonetown for good reason. Its limestone buildings rose through the 1800s when the quarries were thriving, and much of that architecture still stands beautifully today, including the Opera House, another Silas Weekes design. Add a charming main street, the Grand Trunk Trail, and the outdoor quarry in summer, and you have a town people settle into and rarely leave.

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Listing Details

Taxes (2026)
$4,100
Listed
September 12, 2026

Price History

Property

Style
2-Storey
Age
100+
Construction
Brick
Roof
Shingles
Foundation
Stone
Interior
Water Heater, Water Softener
Lot Size
47.5 x 90 Feet

Parking

Garage
Detached
Covered Spaces
1
Total Parking
2

Utilities

Sewer
Sewer
Heat Source
Gas

Location & Legal

Cross Street
Queen St E & James St S
Zoning
R3
Parcel Number
532490082
Possession
Flexible
Occupancy
Owner

Included

Inclusions
S/S Gas Stove, S/S Fridge, dishwasher, washer and dryer
Exclusions
Ceiling light fixture in primary bedroom and grey bedroom
Rental Items
Hot water heater and water softener

Schools

Elementary

  • Holy Name of Mary School1.2 km

    Catholic · Huron Perth CDSB · 205 students

    Grade 3 reading: 54% met the provincial standard · Grade 6 math: 46% met the provincial standard

  • St Marys D.C. & V.I. - Elementary1.3 km

    Public · Avon Maitland DSB · 125 students

  • Little Falls Public School1.6 km

    Public · Avon Maitland DSB · 450 students

    Grade 3 reading: 80% met the provincial standard · Grade 6 math: 74% met the provincial standard

Secondary

  • St Marys D.C. & V. I. High School1.3 km

    Public · Avon Maitland DSB · 430 students

    Grade 10 literacy: 97% met the provincial standard

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.

Community

Postal area N4X

Population
9,946
Private dwellings
4,195
Median age
47.6
Average household size
2.4
Median household income
$89,000

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Freehold in St. Marys · last 12 months

Median sold price
$542,000
Homes sold
105
Median days on market
47
Sale-to-list price
96.3%

Based on 105 recorded sales of residential freehold properties in St. Marys over the last 12 months.

Rooms

3-piece on Second, 3-piece on Second, 2-piece on Main

Second

  • Bedroom11'5" x 10'1"
  • Bedroom11'5" x 11'6"
  • Laundry11' x 9'11"
  • Primary Bedroom11'5" x 14'4"

Main

  • Bedroom10'6" x 10'
  • Breakfast13'7" x 10'3"
  • Dining Room21'7" x 11'
  • Foyer14'4" x 6'7"
  • Kitchen13'7" x 8'
  • Living Room17'9" x 14'1"
  • Office8' x 10'6"
  • Other11' x 6'10"
  • Pantry7'3" x 8'11"

Listed by

Peak Select Realty Inc

Walk Score

Walk Score is unavailable for this address right now.

Mortgage Calculator

$126,000

Estimated Monthly Payment

$3,095

Land transfer tax

Estimated land transfer tax$9,075

Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $3,095/mo (20% down, 5.5%)

Taxes: $342/mo · Insurance: $158/mo

Estimates only. Consult a financial advisor.

R

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