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45 Locust Street

45 Locust Street

St. Thomas, ON

  • 5 bed
  • 2 bath
  • approx. 1500-2000 sqft
  • Detached
$249,900

Welcome to 45 Locust Street, a spacious two-storey home situated in a quiet and established St. Thomas neighbourhood. Offering five bedrooms, two bathrooms, and plenty of potential, this property presents an exciting opportunity for investors, renovators, flippers, or buyers looking to bring their vision to life. The home is currently vacant and is being sold as-is, where-is, allowing the next owner to take on a project with the freedom to renovate, update, and reimagine the space to suit their goals. With its generous layout and excellent bedroom count, the property offers a strong starting point for those looking to create a comfortable family home, explore rental potential, or add value through improvements. Zoned R3, the property may also offer future development or expansion possibilities, subject to the buyer's due diligence and municipal approvals. Located in a peaceful neighbourhood with convenient access to local amenities, schools, shopping, and other services, 45 Locust Street is a property full of possibilities. If you're searching for a renovation project with space, potential, and room to make it your own, this could be the opportunity you've been waiting for.

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Listing Details

Taxes (2025)
$2,686
Listed
September 14, 2026

Price History

Listing history

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Property

Style
2-Storey
Age
100+
Construction
Vinyl Siding
Roof
Asphalt Shingle
Foundation
Concrete
Interior
Primary Bedroom - Main Floor, Storage
Lot Size
34.39 x 123.19 Feet

Parking

Garage
None
Covered Spaces
0
Total Parking
4

Utilities

Sewer
Sewer
Heat Source
Gas

Location & Legal

Cross Street
ROSS STREET
Zoning
R3
Parcel Number
352190085
Possession
Immediate
Occupancy
Owner

Schools

Elementary

  • Pierre Elliott Trudeau French Immersion Public School0.6 km

    Public · Thames Valley DSB · 445 students

    Grade 3 reading: 62% met the provincial standard · Grade 6 math: 66% met the provincial standard

  • Forest Park Public School1.3 km

    Public · Thames Valley DSB · 460 students

    Grade 3 reading: 29% met the provincial standard · Grade 6 math: 39% met the provincial standard

  • Elgin Court Public School1.4 km

    Public · Thames Valley DSB · 315 students

    Grade 3 reading: 56% met the provincial standard · Grade 6 math: 29% met the provincial standard

Secondary

  • Central Elgin Collegiate Institute1 km

    Public · Thames Valley DSB · 690 students

    Grade 10 literacy: 79% met the provincial standard

  • Arthur Voaden Secondary School1 km

    Public · Thames Valley DSB · 355 students

    Grade 10 literacy: 48% met the provincial standard

  • Parkside Collegiate Institute1.8 km

    Public · Thames Valley DSB · 1015 students

    Grade 10 literacy: 82% met the provincial standard

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.

Community

Postal area N5R

Population
30,680
Private dwellings
12,933
Median age
44.8
Average household size
2.4
Median household income
$80,000

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Freehold in St. Thomas · last 12 months

Median sold price
$535,000
Homes sold
613
Median days on market
28
Sale-to-list price
97.7%

Based on 613 recorded sales of residential freehold properties in St. Thomas over the last 12 months.

Rooms

4-piece on Main, 2-piece on Second

Second

  • Bathroom16'3" x 9'5"
  • Bedroom 28' x 11'6"
  • Bedroom 310'8" x 9'10"
  • Bedroom 410'8" x 7'2"
  • Bedroom 510'5" x 15'5"
  • Den10'11" x 14'1"

Main

  • Bathroom5' x 10'1"
  • Dining Room17'10" x 13'8"
  • Kitchen9'7" x 13'1"
  • Living Room15'2" x 17'4"
  • Primary Bedroom9'10" x 14'6"

Listed by

RE/MAX CENTRE CITY REALTY INC.

Walk Score

Walk Score is unavailable for this address right now.

Mortgage Calculator

$49,980

Estimated Monthly Payment

$1,228

Land transfer tax

Estimated land transfer tax$2,224

Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $1,228/mo (20% down, 5.5%)

Taxes: $224/mo · Insurance: $62/mo

Estimates only. Consult a financial advisor.

R

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