491 Geneva Street
St. Catharines, ON
- 5 bed
- 4 bath
- approx. 1100-1500 sqft
- Detached
Welcome to this exceptional custom-built raised bungalow, only 3 years old with a Legal lower unit located in St. Catharines' desirable North End. Situated on a spacious 60 x 120 ft lot, 5 parking spaces and single car garage , this versatile property offers a thoughtfully designed layout with 3 bedrooms and 2 full bathrooms on the main level, along with convenient laundry, a bright living room, separate family room, and beautiful kitchen-perfect for comfortable everyday living. The fully finished lower level features a separate entrance, 2 additional bedrooms, 1.5 bathrooms, and its own in-suite laundry, creating an ideal setup for extended family, guests, or rental potential. This legal duplex offers excellent flexibility and can also be converted back to a single-family home, providing a range of possibilities for homeowners and investors alike. Conveniently located close to schools, public transit, shopping, parks, and a variety of amenities. Immediate occupancy is available .
Listing Details
- Taxes (2026)
- $6,429
- Listed
- September 14, 2026
Price History
Listing history
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Property
- Style
- Bungalow-Raised
- Construction
- Stone, Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation
- Poured Concrete
- Interior
- Primary Bedroom - Main Floor, In-Law Suite, In-Law Capability
- Lot Size
- 60 x 120 Feet
Parking
- Garage
- Attached
- Covered Spaces
- 1
- Total Parking
- 6
Utilities
- Sewer
- Sewer
- Heat Source
- Gas
Location & Legal
- Cross Street
- Linwell
- Parcel Number
- 462320100
- Possession
- 1-29 days
- Occupancy
- Owner
Included
- Inclusions
- Fridges, stoves, microwaves, washer, dryer and dishwashers in upper and lower levels, all window coverings,
- Rental Items
- HWT
Schools
Elementary
- Parnall Public School0.2 km
Public · DSB Niagara · 320 students
Grade 3 reading: 95% met the provincial standard · Grade 6 math: 69% met the provincial standard
- École élémentaire L'Héritage0.7 km
French public · CS Viamonde · 160 students
Grade 3 reading: 87% met the provincial standard · Grade 6 math: 73% met the provincial standard
- Our Lady of Fatima Catholic Elementary School0.8 km
Catholic · Niagara CDSB · 390 students
Grade 3 reading: 82% met the provincial standard · Grade 6 math: 81% met the provincial standard
Secondary
- Eden High School0.9 km
Public · DSB Niagara · 1080 students
Grade 10 literacy: 91% met the provincial standard
- Lifetime Learning Centre Secondary School0.9 km
Public · DSB Niagara · 50 students
- Saint Francis Catholic Secondary School0.9 km
Catholic · Niagara CDSB · 505 students
Grade 10 literacy: 88% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area L2N
- Population
- 30,719
- Private dwellings
- 13,827
- Median age
- 52
- Average household size
- 2.2
- Median household income
- $78,500
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in St. Catharines · last 12 months
- Median sold price
- $540,000
- Homes sold
- 1,589
- Median days on market
- 26
- Sale-to-list price
- 96.6%
Based on 1,589 recorded sales of residential freehold properties in St. Catharines over the last 12 months.
Rooms
2 × 4-piece on Main, 3-piece on Lower, 2-piece on Lower
Main
- Bedroom10'10" x 10'10"
- Bedroom11'5" x 10'1"
- Dining Room11'11" x 13'5"
- Kitchen15'9" x 11'7"
- Living Room14'5" x 13'5"
- Primary Bedroom14'1" x 12'1"
Ground
- Family Room18'5" x 11'6"
Basement
- Bedroom11'6" x 11'6"
- Bedroom10' x 11'7"
- Kitchen10' x 16'1"
- Living Room10' x 12'
Listed by
REVEL Realty Inc., Brokerage
Walk Score
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Location
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Mortgage Calculator
$173,980
Estimated Monthly Payment
$4,274
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $4,274/mo (20% down, 5.5%)
Taxes: $536/mo · Insurance: $217/mo
Estimates only. Consult a financial advisor.
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