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107 Lake Street

107 Lake Street

St. Catharines, ON

  • 4 bed
  • 2 bath
  • approx. 1100-1500 sqft
  • Duplex
  • 4 days on market
$398,900

Welcome to 107 Lake Street, an exceptional, fully renovated duplex for sale in the vibrant heart of downtown St. Catharines, offering a turn-key opportunity for investors or homebuyers seeking a beautiful property with a mortgage helper. The carpet-free main-floor suite features a bright, open-concept living area with a charming faux fireplace, two comfortable bedrooms, and exclusive access to a private covered side porch and a rare fully fenced backyard. Upstairs, the sun-filled upper suite boasts oversized windows, two generous bedrooms, a stylish 4-piece bath with a fully tiled tub surround, and a standout L-shaped kitchen. Both suites are built for easy living with beautifully updated kitchens showcasing custom cabinetry, quartz-style counters, subway-tile backsplashes, and full stainless-steel appliances. Situated in an unbeatable, highly walkable location, you are just steps from the shops, cafes, and restaurants of St. Paul Street, historic Montebello Park, and the Central Library. With Connaught Public School, St. Catharines Collegiate, and Brock University all nearby, plus quick commuter access to Highway 406 and the QEW, this move-in-ready property is the ultimate downtown investment.

Listing Details

Taxes (2025)
$3,206
Listed
September 15, 2026

Price History

Listing history

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Property

Style
2-Storey
Construction
Vinyl Siding
Roof
Shingles
Foundation
Block
Interior
Carpet Free
Lot Size
34 x 90.2 Feet

Parking

Garage
None
Covered Spaces
0
Total Parking
2

Utilities

Sewer
Sewer
Heat Source
Gas

Location & Legal

Cross Street
LAKE ST & LOUISE ST
Parcel Number
462150570
Possession
Immediate
Occupancy
Vacant

Included

Inclusions
All Existing ELFs, Appliances In The Both Kitchen.
Exclusions
Hot Water Tank (If Rental)

Schools

Elementary

  • Harriet Tubman Public School0.5 km

    Public · DSB Niagara · 680 students

    Grade 3 reading: 71% met the provincial standard · Grade 6 math: 60% met the provincial standard

  • St Nicholas Catholic Elementary School0.7 km

    Catholic · Niagara CDSB · 215 students

    Grade 3 reading: 78% met the provincial standard · Grade 6 math: 18% met the provincial standard

  • ÉÉC Immaculée-Conception0.8 km

    French Catholic · CS catholique MonAvenir · 140 students

    Grade 3 reading: 82% met the provincial standard · Grade 6 math: 31% met the provincial standard

Secondary

  • St Catharines Collegiate Institute and Vocational School0.5 km

    Public · DSB Niagara · 700 students

    Grade 10 literacy: 85% met the provincial standard

  • Eden High School2.9 km

    Public · DSB Niagara · 1080 students

    Grade 10 literacy: 91% met the provincial standard

  • Laura Secord Secondary School2.9 km

    Public · DSB Niagara · 635 students

    Grade 10 literacy: 85% met the provincial standard

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.

Community

Postal area L2R

Population
25,558
Private dwellings
13,117
Median age
40.4
Average household size
2.1
Median household income
$61,200

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Freehold in St. Catharines · last 12 months

Median sold price
$540,000
Homes sold
1,590
Median days on market
26
Sale-to-list price
96.6%

Based on 1,590 recorded sales of residential freehold properties in St. Catharines over the last 12 months.

Rooms

4-piece on Main, 4-piece on Second

Second

  • Bedroom7'11" x 11'7"
  • Bedroom 27'10" x 15'
  • Kitchen9'6" x 11'7"

Main

  • Bedroom14'8" x 7'7"
  • Dining Room11'8" x 6'9"
  • Kitchen10'2" x 7'6"
  • Living Room13'2" x 9'9"
  • Primary Bedroom11'10" x 10'11"

Listed by

RE/MAX ABOUTOWNE REALTY CORP.

Walk Score

Walk Score is unavailable for this address right now.

Mortgage Calculator

$79,780

Estimated Monthly Payment

$1,960

Land transfer tax

Estimated land transfer tax$4,459

Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $1,960/mo (20% down, 5.5%)

Taxes: $267/mo · Insurance: $100/mo

Estimates only. Consult a financial advisor.

R

Reita | Assistant

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Reita said:

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