540 Charlotte Street
Peterborough, ON
- 3 bed
- 2 bath
- approx. 1500-2000 sqft
- Detached
- 4 days on market
Centrally located, well maintained Duplex near downtown core and PRHC. Live in one and rent out the other unit or rent out both. This lovely home is located in the Avenues area and a short walk or transit ride to downtown restaurants and hospital and clinics. It has been nicely upgraded over the past few years and is in excellent condition while still maintaining the charm and character of a century home. The main floor unit is occupied by excellent tentants and features 2 bedrooms, spacious eat-in kitchen with stainless steel appliances, large living room, 4 PC bath and a delightful sunroom. Upper unit is vacant and recently refreshed and features a large bedroom, living room, kitchen, 4 PC bath and a den leading to a bright sunroom. Units have private entry to laundry and storage in the lower level. Yard is fully fenced and private parking at rear for 4 cars (access off of Burrows or St. Joseph). Shingles and eavestrough replaced 2017. 24 hours notice required for showings for main unit.
Virtual Tour
Virtual Tour Available
Listing Details
- Taxes (2026)
- $5,196
- Listed
- September 15, 2026
Price History
Property
- Style
- 2 1/2 Storey
- Age
- 100+
- Construction
- Brick, Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation
- Stone
- Interior
- Carpet Free, Storage Area Lockers
- Lot Size
- 49 x 97 Feet
Parking
- Garage
- None
- Covered Spaces
- 0
- Total Parking
- 4
Utilities
- Sewer
- Sewer
- Heat Source
- Gas
Location & Legal
- Cross Street
- Monaghan and Charlotte
- Zoning
- R2
- Parcel Number
- 280840222
- Possession
- Flexible
- Occupancy
- Owner+Tenant
Included
- Inclusions
- 2 refrigerators, 2 stoves, 2 dishwashers, washer and dryer.
- Exclusions
- Tenant personal belongings.
- Rental Items
- Hot water tank, furnace.
Schools
Elementary
- Prince of Wales Public School0.5 km
Public · Kawartha Pine Ridge DSB · 555 students
Grade 3 reading: 49% met the provincial standard · Grade 6 math: 33% met the provincial standard
- Queen Mary Public School0.5 km
Public · Kawartha Pine Ridge DSB · 370 students
Grade 3 reading: 69% met the provincial standard · Grade 6 math: 29% met the provincial standard
- St. Teresa Catholic Elementary School1.4 km
Catholic · Peterborough Victoria Northum Clarington CDSB · 300 students
Grade 3 reading: 76% met the provincial standard · Grade 6 math: 59% met the provincial standard
Secondary
- St. Peter Catholic Secondary School1.1 km
Catholic · Peterborough Victoria Northum Clarington CDSB · 1035 students
Grade 10 literacy: 83% met the provincial standard
- Peterborough Collegiate and Vocational School1.2 km
Public · Kawartha Pine Ridge DSB · 385 students
- Kenner Collegiate and Vocational Institute2.7 km
Public · Kawartha Pine Ridge DSB · 525 students
Grade 10 literacy: 68% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area K9J
- Population
- 44,547
- Private dwellings
- 19,998
- Median age
- 44
- Average household size
- 2.3
- Median household income
- $72,500
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in Peterborough · last 12 months
- Median sold price
- $555,000
- Homes sold
- 1,045
- Median days on market
- 25
- Sale-to-list price
- 97.2%
Based on 1,045 recorded sales of residential freehold properties in Peterborough over the last 12 months.
Rooms
4-piece on Main, 4-piece on Second
Second
- Bathroom6'9" x 7'1"
- Bedroom12'7" x 12'10"
- Den9' x 7'5"
- Kitchen7'8" x 15'2"
- Other10'4" x 12'6"
- Sunroom9'6" x 9'11"
Main
- Bathroom6'2" x 10'1"
- Bedroom8'5" x 14'7"
- Dining Room7'7" x 12'5"
- Kitchen8'6" x 15'3"
- Kitchen8'6" x 15'3"
- Laundry7'1" x 6'1"
- Living Room13'5" x 12'9"
- Primary Bedroom13'5" x 12'5"
Basement
- Other18'10" x 30'
Listed by
Stoneguide Realty Limited
Walk Score
Walk Score is unavailable for this address right now.
Location
Street View
Mortgage Calculator
$117,000
Estimated Monthly Payment
$2,874
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $2,874/mo (20% down, 5.5%)
Taxes: $433/mo · Insurance: $146/mo
Estimates only. Consult a financial advisor.
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