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56 Cortland Terrace

56 Cortland Terrace

St. Thomas, ON

  • 4 bed
  • 4 bath
  • approx. 1500-2000 sqft
  • Att/Row/Townhouse
$584,900

A beautifully designed 4-bedroom, 4-bathroom freehold townhome nestled in desirable South St. Thomas. Offering a bright, functional layout and plenty of space for everyday living, this home is ideal for families, first-time buyers, or those looking for room to grow. The inviting main floor features a bright open-concept design with a modern kitchen, centre island, dedicated dining area, and spacious living room, perfect for entertaining or relaxing with family. A convenient powder room completes this level.Upstairs, the generous primary suite offers a walk-in closet and private ensuite, complemented by two additional well-sized bedrooms, a full bathroom, and convenient second-floor laundry.The fully finished lower level provides excellent versatility with a fourth bedroom, full bathroom, and spacious recreation area perfect for guests, a home office, teenagers, or extended family.Enjoy the convenience of an attached garage, private driveway, deck, and backyard, providing great options for outdoor living and entertaining. Ideally located close to schools, parks, shopping, trails, and major routes, this home offers the perfect blend of comfort, functionality, and convenience.Move-in ready and designed for modern family living

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Listing Details

Taxes (2026)
$4,011
Listed
September 16, 2026

Price History

Listing history

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Property

Style
2-Storey
Construction
Vinyl Siding, Brick
Roof
Asphalt Shingle
Foundation
Poured Concrete
Interior
Auto Garage Door Remote
Lot Size
21 x 103.35 Feet

Parking

Garage
Attached
Covered Spaces
1
Total Parking
3

Utilities

Sewer
Sewer
Heat Source
Gas

Location & Legal

Cross Street
Cortland Terrace and Orchard Park Rec Trail
Parcel Number
352442356
Possession
Flexible
Occupancy
Owner

Included

Inclusions
Fridge, stove, dishwasher, washer, dryer, window coverings, bathroom fixtures affixed
Exclusions
Fridge in basement
Rental Items
Hot Water Tank

Schools

Elementary

  • Mitchell Hepburn Public School1 km

    Public · Thames Valley DSB · 695 students

    Grade 3 reading: 68% met the provincial standard · Grade 6 math: 66% met the provincial standard

  • Elgin Court Public School2.2 km

    Public · Thames Valley DSB · 315 students

    Grade 3 reading: 56% met the provincial standard · Grade 6 math: 29% met the provincial standard

  • St. Anne's Separate School2.4 km

    Catholic · London District Catholic School Board · 800 students

    Grade 3 reading: 69% met the provincial standard · Grade 6 math: 39% met the provincial standard

Secondary

  • St Joseph's High School1.2 km

    Catholic · London District Catholic School Board · 960 students

    Grade 10 literacy: 92% met the provincial standard

  • Central Elgin Collegiate Institute2.7 km

    Public · Thames Valley DSB · 690 students

    Grade 10 literacy: 79% met the provincial standard

  • Parkside Collegiate Institute3.2 km

    Public · Thames Valley DSB · 1015 students

    Grade 10 literacy: 82% met the provincial standard

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.

Community

Postal area N5R

Population
30,680
Private dwellings
12,933
Median age
44.8
Average household size
2.4
Median household income
$80,000

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Freehold in St. Thomas · last 12 months

Median sold price
$535,000
Homes sold
611
Median days on market
28
Sale-to-list price
97.7%

Based on 611 recorded sales of residential freehold properties in St. Thomas over the last 12 months.

Rooms

2-piece on Main, 4-piece on Second, 3-piece on Second, 3-piece on Basement

Second

  • Bedroom9'10" x 12'6"
  • Bedroom9'4" x 12'6"
  • Primary Bedroom13'10" x 14'4"

Main

  • Dining Room8'11" x 9'9"
  • Kitchen10'7" x 9'9"
  • Living Room19'6" x 12'6"

Basement

  • Bedroom8'11" x 10'4"
  • Recreation19'6" x 17'2"
  • Utility Room10'3" x 10'4"

Listed by

CENTURY 21 FIRST CANADIAN CORP

Walk Score

7

Walk

35

Bike

Scores by Walk Score®

Mortgage Calculator

$116,980

Estimated Monthly Payment

$2,873

Land transfer tax

Estimated land transfer tax$8,173

Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $2,873/mo (20% down, 5.5%)

Taxes: $334/mo · Insurance: $146/mo

Estimates only. Consult a financial advisor.

R

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