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35620 Fingal Line

35620 Fingal Line

Southwold, ON

  • 4 bed
  • 2 bath
  • approx. 1500-2000 sqft
  • Detached
  • 5 days on market
$509,900

Looking for your first home or a place for your growing family? This charming and extensively renovated 4-bedroom, 2-bathroom home in Southwold offers the space, updates and peaceful setting you've been searching for all on a spacious quarter-acre corner lot in the Southwold school district. From the moment you arrive, you'll appreciate the welcoming covered front porch, concrete double driveway, detached garage and generous yard. Inside, this home has been thoroughly updated and is truly move-in ready. The bright, modern kitchen features quartz countertops with room for seating, included appliances and direct access to the covered back deck, a great spot for morning coffee, family dinners or entertaining friends. The main floor also offers a comfortable living room, a flexible office or fourth bedroom, convenient laundry with stackable washer/dryer and cabinetry, plus a beautifully renovated 4-piece bathroom with a tub/shower surround. Upstairs, you'll find three bedrooms, including a spacious primary suite with its own closet and private ensuite with shower. A large hallway linen closet provides additional storage. Extensive improvements include vinyl siding and windows, timber beams, laminate flooring, pot lights, modern doors and trim, new electrical service and panel, updated wiring, drywall and insulation, plus a vapour barrier in the crawl space. Outside, there's plenty to enjoy close to home. Families will appreciate the nearby sports park with tennis and baseball fields, the playground and park on Union Road, and the Shedden Variety & Community Centre just minutes away. Whether you're a first-time buyer looking for an affordable way into homeownership, a young family wanting more space, or simply looking for a quiet community with a large lot and convenient access to surrounding towns, this Southwold property is worth a look.

Listing Details

Taxes (2025)
$2,076
Listed
September 16, 2026

Price History

Listing history

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Property

Style
1 1/2 Storey
Age
100+
Construction
Vinyl Siding
Roof
Metal
Foundation
Concrete Block
Interior
Carpet Free, Auto Garage Door Remote
Lot Size
91.9 x 126.24 Feet

Parking

Garage
Detached
Covered Spaces
1
Total Parking
5

Utilities

Sewer
Septic
Heat Source
Gas

Location & Legal

Cross Street
Union Road
Parcel Number
351480133
Possession
Flexible
Occupancy
Owner

Included

Inclusions
Fridge, stove, microwave/range hood, stackable washer/dryer, dishwasher, shelves in the garage
Rental Items
hot water tank

Community

Postal area N0L

Population
49,817
Private dwellings
19,408
Median age
44
Average household size
2.6
Median household income
$100,000

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Freehold in Southwold · last 12 months

Median sold price
$703,000
Homes sold
63
Median days on market
48
Sale-to-list price
96.5%

Based on 63 recorded sales of residential freehold properties in Southwold over the last 12 months.

Rooms

3-piece on Second, 4-piece on Main

Second

  • Primary Bedroom13'2" x 11'11"

Main

  • Bedroom9'10" x 9'4"
  • Dining Room9'7" x 9'3"
  • Kitchen15'6" x 34'5"
  • Laundry7'3" x 5'8"
  • Living Room17'7" x 15'9"

Listed by

RIGHT AT HOME REALTY

Walk Score

Walk Score is unavailable for this address right now.

Mortgage Calculator

$101,980

Estimated Monthly Payment

$2,505

Land transfer tax

Estimated land transfer tax$6,673

Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $2,505/mo (20% down, 5.5%)

Taxes: $173/mo · Insurance: $127/mo

Estimates only. Consult a financial advisor.

R

Reita | Assistant

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Reita said:

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