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125 Curtis Street

125 Curtis Street

St. Thomas, ON

  • 3 bed
  • 2 bath
  • approx. 1500-2000 sqft
  • Detached
$374,900

Welcome to 125 Curtis Street! This well-maintained 3-bedroom, 1.5-bath home is centrally located within walking distance of downtown St. Thomas and offers plenty of updates throughout. The main floor features an enclosed front sunroom/porch, separate dining room, comfortable living room, powder room and rear mudroom with access to the back deck. The updated kitchen features new countertops, backsplash, sink (2020) and refaced cupboard doors (2024). Upstairs are three bedrooms, including a spacious primary with a walk-in closet refinished in 2023 and a hidden door providing access to the attic/loft, plus an updated 4-piece bathroom. The spray-foamed attic/loft (2020) was refinished in 2023, offering flexible additional space and storage potential. Other updates include new windows (2020) with transferable lifetime warranty, main-floor flooring (2021, excluding rear mudroom and powder room), toilets in both bathrooms (2020/2023), and knob-and-tube wiring removed in 2020, excluding one line serving the attic switch. The full basement offers laundry, storage and flexible additional space, plus an owned hot water heater (2020). Outside, enjoy a private fenced backyard, rear deck with repaired stairs and new railing (2026), updated front porch with new exterior steps (2026), and a one-car garage with new garage door (2020). Private parking accommodates 2 vehicles in the driveway plus 1 in the garage. Roof shingles were reportedly replaced in 2018, as per the previous owner. Close to downtown, shopping, dining, parks and everyday amenities, this home offers a great combination of character, updates and convenience. Some photos are virtually staged and are noted as such.

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Listing Details

Taxes (2025)
$2,015
Listed
September 16, 2026

Price History

Listing history

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Property

Style
2-Storey
Construction
Aluminum Siding
Roof
Asphalt Shingle
Foundation
Concrete Block
Interior
Water Heater Owned
Lot Size
34 x 120 Feet

Parking

Garage
Detached
Covered Spaces
1
Total Parking
3

Utilities

Sewer
Sewer
Heat Source
Gas

Location & Legal

Cross Street
Mondamin St
Zoning
C8-1
Parcel Number
351730103
Possession
Flexible
Occupancy
Owner

Included

Inclusions
Existing refrigerator, stove, microwave, chest freezer, dryer, washer, hot water heater, tv wall mounts, light fixtures, window coverings
Rental Items
None

Schools

Secondary

  • Arthur Voaden Secondary School0.4 km

    Public · Thames Valley DSB · 355 students

    Grade 10 literacy: 48% met the provincial standard

  • Central Elgin Collegiate Institute2 km

    Public · Thames Valley DSB · 690 students

    Grade 10 literacy: 79% met the provincial standard

  • Parkside Collegiate Institute2.7 km

    Public · Thames Valley DSB · 1015 students

    Grade 10 literacy: 82% met the provincial standard

Elementary

  • June Rose Callwood Public School1.4 km

    Public · Thames Valley DSB · 395 students

    Grade 3 reading: 58% met the provincial standard · Grade 6 math: 18% met the provincial standard

  • Pierre Elliott Trudeau French Immersion Public School1.7 km

    Public · Thames Valley DSB · 445 students

    Grade 3 reading: 62% met the provincial standard · Grade 6 math: 66% met the provincial standard

  • Monsignor Morrison Separate School1.8 km

    Catholic · London District Catholic School Board · 525 students

    Grade 3 reading: 78% met the provincial standard · Grade 6 math: 30% met the provincial standard

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.

Community

Postal area N5P

Population
21,081
Private dwellings
8,962
Median age
42.8
Average household size
2.4
Median household income
$77,500

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Freehold in St. Thomas · last 12 months

Median sold price
$536,000
Homes sold
613
Median days on market
27
Sale-to-list price
97.7%

Based on 613 recorded sales of residential freehold properties in St. Thomas over the last 12 months.

Rooms

2-piece on Main, 4-piece on Second

Third

  • Loft11'6" x 7'7"

Second

  • Bedroom 212'2" x 7'6"
  • Bedroom 311'4" x 8'5"
  • Primary Bedroom12'8" x 10'11"

Main

  • Dining Room11'4" x 10'2"
  • Foyer8'6" x 8'
  • Kitchen13'3" x 10'3"
  • Living Room13'3" x 11'11"
  • Mud Room11'6" x 7'7"
  • Sunroom18'6" x 6'5"

Basement

  • Utility Room20'7" x 16'9"

Listed by

LPT REALTY

Walk Score

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Mortgage Calculator

$74,980

Estimated Monthly Payment

$1,842

Land transfer tax

Estimated land transfer tax$4,099

Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $1,842/mo (20% down, 5.5%)

Taxes: $168/mo · Insurance: $94/mo

Estimates only. Consult a financial advisor.

R

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