71 Stephen Street
Smiths Falls, ON
- 5 bed
- 2 bath
- approx. 1100-1500 sqft
- Duplex
- 1 days on market
Vacant upper unit, tenanted lower unit. Good upside potential here. This up/down duplex offers 3 bedrooms upstairs with a 4- piece bathroom, a kitchen, laundry closet, a dining area, a living room and mudroom entrance. The lower level adds a second self-contained suite with 2 more bedrooms, a 2nd kitchen, another living room and dining area plus a 4- piece bathroom. The home has 2 100-amp breaker panels, each unit with its own meter. Steel roofing (2022). One new hot water tank in 2014 and one in 2024. This is a great opportunity to live in and rent one suite or rent both units. An easy managed lot with parking on the side. Lower suite is currently tenanted and is being sold with a Buyer assuming the tenancy. Tenant paying $1100/month plus Hydro (heat) on a 1year lease through to Sept 30, 2026. Good sized yard. Parking for 4 vehicles. Steel roofing too. Note: Photos available only for the upper vacant unit. Lower level tenant is good and tidy but requested privacy.
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Listing Details
- Taxes (2025)
- $4,123
- Listed
- September 16, 2026
Price History
Listing history
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Property
- Style
- 2-Storey
- Construction
- Vinyl Siding
- Roof
- Metal
- Foundation
- Concrete
- Interior
- Carpet Free, Separate Heating Controls, Separate Hydro Meter, Water Heater Owned
- Lot Size
- 50 x 110 Feet
Parking
- Garage
- None
- Covered Spaces
- 0
- Total Parking
- 4
Utilities
- Sewer
- Sewer
- Heat Source
- Electric
Location & Legal
- Cross Street
- McCann and Stephen St.
- Zoning
- R3 Residential
- Parcel Number
- 052670142
- Possession
- 60-89 days
- Occupancy
- Tenant
Included
- Exclusions
- Lower tenant appliances and belongings.
Schools
Elementary
- St Francis de Sales Separate School0.7 km
Catholic · CDSB of Eastern Ontario · 430 students
Grade 3 reading: 61% met the provincial standard · Grade 6 math: 31% met the provincial standard
- Duncan J Schoular Public School1.2 km
Public · Upper Canada DSB · 380 students
Grade 3 reading: 50% met the provincial standard · Grade 6 math: 15% met the provincial standard
- Chimo Elementary School2.5 km
Public · Upper Canada DSB · 395 students
Grade 3 reading: 82% met the provincial standard · Grade 6 math: 54% met the provincial standard
Secondary
- St. James Catholic Education Centre High School0.8 km
Catholic · CDSB of Eastern Ontario
- St. Luke Catholic High School2.4 km
Catholic · CDSB of Eastern Ontario · 110 students
Grade 10 literacy: 19% met the provincial standard
- Smiths Falls District Collegiate Institute2.6 km
Public · Upper Canada DSB · 700 students
Grade 10 literacy: 79% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area K7A
- Population
- 17,575
- Private dwellings
- 7,814
- Median age
- 46.8
- Average household size
- 2.3
- Median household income
- $74,500
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in Smiths Falls · last 12 months
- Median sold price
- $380,000
- Homes sold
- 155
- Median days on market
- 41
- Sale-to-list price
- 96.5%
Based on 155 recorded sales of residential freehold properties in Smiths Falls over the last 12 months.
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Location
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Mortgage Calculator
$99,980
Estimated Monthly Payment
$2,456
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
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Mortgage: $2,456/mo (20% down, 5.5%)
Taxes: $344/mo · Insurance: $125/mo
Estimates only. Consult a financial advisor.
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