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42 Union Street

42 Union Street

St. Catharines, ON

  • 3 bed
  • 1 bath
  • approx. 1100-1500 sqft
  • Detached
$349,900

Approved shovel-ready triplex development opportunity in St. Catharines! Calling all investors,builders, and savvy buyers. This is a rare chance to begin construction immediately with anapproved triplex permit already in hand, avoiding months of planning delays and significantsoft costs. Plans are completed for approximately 3,900-4,000 sqft of total build, designed asthree self-contained residential units featuring efficient layouts, multiple washrooms, andmodern exterior elevations tailored for strong rental appeal. Ideal for investors seekinglong-term hold cash flow, a BRRRR strategy, or builders looking for a ready-to-go project withapprovals secured and equally attractive for a buyer looking to live in one unit and rent theother two for supplemental income. Situated in a desirable neighbourhood close to schools,Montessori and childcare centres, parks, public transit, shopping, and everyday amenities, withconvenient access to downtown St. Catharines, Brock University, the Pen Centre, and majorroutes. A turnkey multi-unit opportunity in a growing rental market.

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Listing Details

Taxes (2025)
$2,875
Listed
September 16, 2026

Price History

Listing history

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Property

Style
1 1/2 Storey
Age
51-99
Construction
Stone, Stucco (Plaster)
Roof
Asphalt Shingle
Foundation
Concrete Block
Interior
Other
Lot Size
38.48 x 155.24 Feet

Parking

Garage
None
Covered Spaces
0
Total Parking
2

Utilities

Sewer
Sewer
Heat Source
Gas

Location & Legal

Cross Street
Rykert-Union
Possession
Flexible
Occupancy
Vacant

Schools

Elementary

  • St Anthony Catholic Elementary School0.2 km

    Catholic · Niagara CDSB · 380 students

    Grade 3 reading: 88% met the provincial standard · Grade 6 math: 57% met the provincial standard

  • DSBN Academy0.3 km

    Public · DSB Niagara · 230 students

    Grade 6 math: 54% met the provincial standard

  • Westdale Public School0.3 km

    Public · DSB Niagara · 250 students

    Grade 3 reading: 84% met the provincial standard · Grade 6 math: 63% met the provincial standard

Secondary

  • DSBN Academy0.3 km

    Public · DSB Niagara · 225 students

    Grade 10 literacy: 91% met the provincial standard

  • Denis Morris Catholic High School1.8 km

    Catholic · Niagara CDSB · 930 students

    Grade 10 literacy: 92% met the provincial standard

  • Sir Winston Churchill Secondary School2.3 km

    Public · DSB Niagara · 1025 students

    Grade 10 literacy: 91% met the provincial standard

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.

Community

Postal area L2S

Population
19,400
Private dwellings
7,837
Median age
42
Average household size
2.5
Median household income
$82,000

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Freehold in St. Catharines · last 12 months

Median sold price
$540,000
Homes sold
1,585
Median days on market
26
Sale-to-list price
96.6%

Based on 1,585 recorded sales of residential freehold properties in St. Catharines over the last 12 months.

Rooms

4-piece on Main

Second

  • Bedroom12' x 12'
  • Bedroom7' x 12'

Main

  • Bedroom8' x 11'
  • Kitchen10'5" x 12'
  • Living Room12' x 17'

Listed by

THE CANADIAN HOME REALTY INC.

Walk Score

62

Walk

35

Transit

56

Bike

Scores by Walk Score®

Mortgage Calculator

$69,980

Estimated Monthly Payment

$1,719

Land transfer tax

Estimated land transfer tax$3,724

Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $1,719/mo (20% down, 5.5%)

Taxes: $240/mo · Insurance: $87/mo

Estimates only. Consult a financial advisor.

R

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