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12 Fifth Street

12 Fifth Street

Smiths Falls, ON

  • 3 bed
  • 1 bath
  • approx. 1100-1500 sqft
  • Detached
$399,900

Motivated Seller and this home is charming and move-in ready, this 3-bedroom bungalow sits on a generous lot in Smiths Falls. Just a short walk to downtown and minutes from the iconic Rideau Waterway lock system.First impressions count, and this home delivers. Brand new siding and trim give the exterior a crisp, fresh look, while exterior rigid foam insulation beneath adds a layer of energy efficiency you won't find in most homes. Several windows have also been replaced, letting in beautiful natural light while keeping heating and cooling costs in check. The result is a home that looks sharp, performs better, and costs less to maintain.Inside, the updates continue with new flooring throughout, a refreshed kitchen, a new hot water tank, and freshly painted walls create a bright, welcoming feel from the moment you walk in. Thoughtfully maintained and tastefully updated, this is truly a move-in ready home.The backyard is where this property truly shines. A sparkling in-ground pool takes centre stage, surrounded by a spacious patio and a brand new deck which is just perfect for entertaining, lounging in the sun, or winding down on warm summer evenings. The generous lot offers plenty of room for kids, pets, and garden lovers alike, making it as functional as it is beautiful.Stylish, efficient, and exceptionally located. Taxes are estimated.

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Listing Details

Taxes (2025)
$2,054
Listed
September 17, 2026

Price History

Listing history

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Property

Style
1 1/2 Storey
Construction
Vinyl Siding
Roof
Asphalt Shingle
Foundation
Stone
Interior
Primary Bedroom - Main Floor
Lot Size
60 x 120 Feet

Parking

Garage
Attached
Covered Spaces
1
Total Parking
3

Utilities

Sewer
Sewer
Heat Source
Gas

Location & Legal

Cross Street
Fifth
Parcel Number
052660207
Possession
Immediate
Occupancy
Vacant

Schools

Elementary

  • Duncan J Schoular Public School0.7 km

    Public · Upper Canada DSB · 380 students

    Grade 3 reading: 50% met the provincial standard · Grade 6 math: 15% met the provincial standard

  • St Francis de Sales Separate School1.2 km

    Catholic · CDSB of Eastern Ontario · 430 students

    Grade 3 reading: 61% met the provincial standard · Grade 6 math: 31% met the provincial standard

  • Chimo Elementary School1.9 km

    Public · Upper Canada DSB · 395 students

    Grade 3 reading: 82% met the provincial standard · Grade 6 math: 54% met the provincial standard

Secondary

  • St. James Catholic Education Centre High School1.1 km

    Catholic · CDSB of Eastern Ontario

  • Smiths Falls District Collegiate Institute2 km

    Public · Upper Canada DSB · 700 students

    Grade 10 literacy: 79% met the provincial standard

  • St. Luke Catholic High School2 km

    Catholic · CDSB of Eastern Ontario · 110 students

    Grade 10 literacy: 19% met the provincial standard

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.

Community

Postal area K7A

Population
17,575
Private dwellings
7,814
Median age
46.8
Average household size
2.3
Median household income
$74,500

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Freehold in Smiths Falls · last 12 months

Median sold price
$379,500
Homes sold
155
Median days on market
36
Sale-to-list price
96.7%

Based on 155 recorded sales of residential freehold properties in Smiths Falls over the last 12 months.

Rooms

5-piece

Second

  • Bedroom 212'4" x 10'2"
  • Bedroom 38'7" x 13'10"

Main

  • Dining Room9'8" x 11'3"
  • Kitchen13'2" x 11'3"
  • Living Room17'11" x 17'9"
  • Primary Bedroom12'8" x 11'7"

Listed by

RE/MAX FRONTLINE REALTY

Walk Score

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Mortgage Calculator

$79,980

Estimated Monthly Payment

$1,965

Land transfer tax

Estimated land transfer tax$4,474

Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $1,965/mo (20% down, 5.5%)

Taxes: $171/mo · Insurance: $100/mo

Estimates only. Consult a financial advisor.

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