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581 Division Street

581 Division Street

Kingston, ON

  • 2 bed
  • 1 bath
  • approx. 700-1100 sqft
  • Detached
  • 2 days on market
$525,000

Pride of ownership is evident throughout this beautifully maintained all-brick bungalow offering approximately 1475 sqft. of living space in the heart of Kingston. Situated in a convenient central location, you'll enjoy easy access to schools, parks, shopping, restaurants, and downtown. Designed for both everyday living and entertaining, the main floor features a bright, open layout with hardwood and ceramic flooring, updated windows, and a stylishly renovated kitchen that overlooks the spacious living area. The welcoming design creates a warm and functional space for family and friends to gather. The finished lower level expands the home's living space with a generous recreation room and a separate multi-purpose area that was previously operated as a home salon. Whether you're looking for a home business space, office, fitness room, guest accommodations, or the potential for an in-law suite, this level offers endless possibilities. Step outside and discover a private backyard designed for relaxation. The fully fenced yard is beautifully landscaped and includes a large deck, a steel gazebo for shaded outdoor enjoyment, a separate covered BBQ area, and a storage shed for all your outdoor essentials. A covered front porch adds welcoming curb appeal, while the paved driveway provides ample parking. Offering exceptional care, flexible living spaces, and an unbeatable central location, this move-in-ready home is an outstanding opportunity for families, retirees, or anyone seeking a property that is as practical as it is inviting.

Listing Details

Taxes (2026)
$2,747
Listed
September 17, 2026

Price History

Listing history

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Property

Style
Bungalow
Age
51-99
Construction
Brick
Roof
Asphalt Shingle
Foundation
Block
Interior
Carpet Free, In-Law Capability, Storage, Water Heater Owned, Water Softener
Lot Size
40 x 100 Feet

Parking

Garage
None
Covered Spaces
0
Total Parking
2

Utilities

Sewer
Sewer
Heat Source
Gas

Location & Legal

Cross Street
Division St.\ Fraser St.
Parcel Number
360550015
Possession
Other
Occupancy
Owner

Included

Inclusions
Fridge, Stove, Washer, Dryer, Microwave, Electric Light Fixtures, Window Coverings includingZebra Blinds.
Exclusions
Refrigerator lower level.

Schools

Secondary

  • Regiopolis/Notre-Dame Catholic High School0.3 km

    Catholic · Algonquin and Lakeshore CDSB · 825 students

    Grade 10 literacy: 83% met the provincial standard

  • Kingston Secondary School1.1 km

    Public · Limestone DSB · 1110 students

    Grade 10 literacy: 87% met the provincial standard

  • Katarokwi Learning Centre2.2 km

    Public · Limestone DSB · 260 students

Elementary

  • Katarokwi Elementary Learning Centre Elementary Public School0.6 km

    Public · Limestone DSB

  • Module Vanier1 km

    Public · Limestone DSB · 240 students

  • Molly Brant Elementary School1 km

    Public · Limestone DSB · 425 students

    Grade 3 reading: 45% met the provincial standard · Grade 6 math: 5% met the provincial standard

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.

Community

Postal area K7K

Population
33,705
Private dwellings
16,786
Median age
37.2
Average household size
2.1
Median household income
$67,000

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Freehold in Kingston · last 12 months

Median sold price
$585,000
Homes sold
1,635
Median days on market
24
Sale-to-list price
97.3%

Based on 1,635 recorded sales of residential freehold properties in Kingston over the last 12 months.

Rooms

4-piece on Main

Main

  • Bedroom10'4" x 8'2"
  • Dining Room10' x 8'
  • Kitchen13' x 10'8"
  • Living Room15' x 10'
  • Primary Bedroom15'1" x 11'

Basement

  • Furnace Room20' x 5'
  • Laundry7' x 5'
  • Play15' x 3'
  • Recreation10' x 9'
  • Sitting15' x 11'

Listed by

RE/MAX FINEST REALTY INC., BROKERAGE

Walk Score

Walk Score is unavailable for this address right now.

Mortgage Calculator

$105,000

Estimated Monthly Payment

$2,579

Land transfer tax

Estimated land transfer tax$6,975

Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $2,579/mo (20% down, 5.5%)

Taxes: $229/mo · Insurance: $131/mo

Estimates only. Consult a financial advisor.

R

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