22 Montgomery Road
St. Thomas, ON
- 6 bed
- 2 bath
- approx. 1100-1500 sqft
- Detached
**LEGAL BASEMENT** Welcome to 22 Montgomery Rd, St. Thomas, an exceptional opportunity for homeowners and investors alike! This versatile property features a bright and spacious 3-bedroom, 1-bathroom main floor with an open-concept kitchen showcasing impressive vaulted ceilings, creating an inviting space for everyday living and entertaining. The fully legal basement apartment offers an additional 3 bedrooms, 1 bathroom, a full kitchen, and a generous living area, making it ideal for multi-generational living or generating rental income to help offset your mortgage. Whether you're looking to live in one unit and rent the other or expand your investment portfolio, this property delivers outstanding flexibility and value. Conveniently located close to schools, parks, shopping, restaurants, grocery stores, and all everyday amenities, with easy access to London and Highway 401, this home is perfectly situated in one of Southwestern Ontario's fastest-growing communities. Don't miss your chance to own this legal duplex offering incredible income potential and long-term value.
Listing Details
- Taxes (2025)
- $3,082
- Listed
- September 17, 2026
Price History
Listing history
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Property
- Style
- Bungalow
- Construction
- Brick
- Roof
- Asphalt Shingle
- Foundation
- Concrete
- Interior
- Carpet Free, Primary Bedroom - Main Floor, Water Meter
- Lot Size
- 70 x 125 Feet
Parking
- Garage
- Attached
- Covered Spaces
- 1
- Total Parking
- 5
Utilities
- Sewer
- Sewer
- Heat Source
- Gas
Location & Legal
- Cross Street
- Elm St. / First Ave
- Parcel Number
- 352160088
- Possession
- Flexible
- Occupancy
- Tenant
Included
- Inclusions
- Stainless Steel Appliances (2 x Fridge, 2 x Stove, Dishwasher) 2 x Washer, 2 x Dryer, AirConditioner
- Rental Items
- Hot Water Tank
Schools
Elementary
- Pierre Elliott Trudeau French Immersion Public School0.1 km
Public · Thames Valley DSB · 445 students
Grade 3 reading: 62% met the provincial standard · Grade 6 math: 66% met the provincial standard
- Elgin Court Public School0.7 km
Public · Thames Valley DSB · 315 students
Grade 3 reading: 56% met the provincial standard · Grade 6 math: 29% met the provincial standard
- St. Anne's Separate School0.8 km
Catholic · London District Catholic School Board · 800 students
Grade 3 reading: 69% met the provincial standard · Grade 6 math: 39% met the provincial standard
Secondary
- Central Elgin Collegiate Institute0.6 km
Public · Thames Valley DSB · 690 students
Grade 10 literacy: 79% met the provincial standard
- Parkside Collegiate Institute1.6 km
Public · Thames Valley DSB · 1015 students
Grade 10 literacy: 82% met the provincial standard
- Arthur Voaden Secondary School1.6 km
Public · Thames Valley DSB · 355 students
Grade 10 literacy: 48% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area N5R
- Population
- 30,680
- Private dwellings
- 12,933
- Median age
- 44.8
- Average household size
- 2.4
- Median household income
- $80,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in St. Thomas · last 12 months
- Median sold price
- $535,000
- Homes sold
- 612
- Median days on market
- 28
- Sale-to-list price
- 97.7%
Based on 612 recorded sales of residential freehold properties in St. Thomas over the last 12 months.
Rooms
3-piece on Ground, 3-piece on Basement
Ground
- Bedroom11'11" x 12'
- Bedroom 212'2" x 7'11"
- Bedroom 38'10" x 9'1"
- Kitchen11'2" x 9'
- Living Room23'8" x 17'5"
Basement
- Bedroom10'8" x 11'4"
- Bedroom 27'11" x 11'11"
- Bedroom 38'3" x 8'9"
- Kitchen12'7" x 12'9"
- Living Room8' x 10'5"
Listed by
RE/MAX MILLENNIUM REAL ESTATE
Walk Score
Walk
Bike
Scores by Walk Score®
Location
Street View
Mortgage Calculator
$117,000
Estimated Monthly Payment
$2,874
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $2,874/mo (20% down, 5.5%)
Taxes: $257/mo · Insurance: $146/mo
Estimates only. Consult a financial advisor.
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