645 Main Street
North Bay, ON
- 9 bed
- 4 bath
- approx. 2500-3000 sqft
- Triplex
- 3 days on market
Attention investors! A rare find in deed yielding around 10% cap rate and zoned both residential and commercial. Lots of possibilities situated on a great lot accommodating roughly 10 vehicles. This legal, low maintenance triplex currently has 2 units empty! Pick your own tenants, Historically each unit has been rented for $2,300.00 plus Hydro! Unit 641 has been fully renovated from top to bottom! Third unit 645 currently occupied by a long term tenant in great standing, paying $1,621.00 per month plus Hydro. The entire property is heated by 1 boiler system, easy to service and well maintained . Very low maintenance exterior with minimal grass. Lots of updates done recently including reno's, paint, roof, electrical panel, appliances and much more. Each unit has their own laundry and basement area for storage. This is the one to add to your portfolio. You can live in one unit and possibly live for free with the income!!! Don't miss out
Listing Details
- Taxes (2026)
- $4,399
- Listed
- September 17, 2026
Price History
Listing history
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Property
- Style
- 2-Storey
- Age
- 100+
- Construction
- Brick
- Roof
- Membrane, Rolled
- Foundation
- Stone
- Interior
- Separate Hydro Meter
- Lot Size
- 66.31 x 126.55 Feet
Parking
- Garage
- None
- Covered Spaces
- 0
- Total Parking
- 6
Utilities
- Sewer
- Sewer
- Heat Source
- Gas
Location & Legal
- Cross Street
- JOHN ST & MAIN ST
- Zoning
- C2
- Parcel Number
- 491660312
- Possession
- Other
- Occupancy
- Partial
Included
- Inclusions
- All existing fridge/stove/washer/dryers
- Exclusions
- Tenant Belongings
- Rental Items
- Hot Water Heater
Schools
Elementary
- St. Luke Separate School0.3 km
Catholic · Nipissing-Parry Sound CDSB · 310 students
Grade 3 reading: 79% met the provincial standard · Grade 6 math: 42% met the provincial standard
- École séparée Saint-Vincent1.1 km
French Catholic · CSDC Franco-Nord · 95 students
Grade 3 reading: 58% met the provincial standard · Grade 6 math: 6% met the provincial standard
- St Francis Separate School1.7 km
Catholic · Nipissing-Parry Sound CDSB · 65 students
Secondary
- Chippewa Secondary School0.9 km
Public · Near North DSB · 840 students
Grade 10 literacy: 76% met the provincial standard
- École secondaire catholique Algonquin1.8 km
French Catholic · CSDC Franco-Nord · 490 students
Grade 10 literacy: 84% met the provincial standard
- St Joseph-Scollard Hall Secondary School2.1 km
Catholic · Nipissing-Parry Sound CDSB · 1160 students
Grade 10 literacy: 85% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area P1B
- Population
- 33,113
- Private dwellings
- 16,526
- Median age
- 44.4
- Average household size
- 2.1
- Median household income
- $66,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in North Bay · last 12 months
- Median sold price
- $430,000
- Homes sold
- 689
- Median days on market
- 16
- Sale-to-list price
- 99.6%
Based on 689 recorded sales of residential freehold properties in North Bay over the last 12 months.
Listed by
Royal LePage Northern Life Realty, Brokerage
Walk Score
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Location
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Mortgage Calculator
$117,980
Estimated Monthly Payment
$2,898
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $2,898/mo (20% down, 5.5%)
Taxes: $367/mo · Insurance: $147/mo
Estimates only. Consult a financial advisor.
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