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526 Mackay Street

526 Mackay Street

Pembroke, ON

  • 5 bed
  • 3 bath
  • approx. 1500-2000 sqft
  • Triplex
  • 2 days on market
$489,900

Excellent investment opportunity in a convenient Pembroke location! This well-maintained triplex features three separate, self-contained units, each with its own hydro meter, electrical panel and hot water tank, providing investors with excellent utility separation and simplified expense management. The property generates approximately $60,228 in annual rental income, with estimated annual expenses of only $18,734.72, resulting in an impressive approximate net annual income of $41,493.28. Additional income is generated through on-site laundry, coin operated. Tenants pay their own hydro, while the landlord is responsible for natural gas and common-area costs, helping to maintain a favourable operating expense structure. Current rents include $1,837/month for the main floor 2-bedroom unit, $1,600/month for the upper 2-bedroom unit, and $1,532/month for the lower level 1-bedroom+den unit. The seller has completed numerous updates throughout the property, making this an attractive opportunity for investors seeking established rental income with strong cash-flow potential. Conveniently located close to schools, shopping, downtown amenities and Algonquin College's Pembroke Campus, this property offers a desirable location for tenants and solid fundamentals for an income-producing portfolio addition. Minimum 24-hour irrevocable on all offers. Minimum 48-hour notice required for all showings.

Listing Details

Taxes (2026)
$4,300
Listed
September 18, 2026

Price History

Property

Style
1 1/2 Storey
Construction
Stucco (Plaster), Brick
Roof
Asphalt Shingle
Foundation
Block
Interior
Other
Lot Size
65.89 x 107.75 Feet

Parking

Garage
None
Covered Spaces
0
Total Parking
5

Utilities

Sewer
Sewer
Heat Source
Gas

Location & Legal

Cross Street
Mackay St & Dunlop St.
Parcel Number
571640364
Possession
Flexible
Occupancy
Tenant

Included

Inclusions
2 Washing Machines, 1 Dryer - coin operated. Fridge X3, Stove X3, Bottom Unit Dishwasher (Unit 1).
Rental Items
Hot water tanks X4

Schools

Elementary

  • Bishop Smith Separate School0.6 km

    Catholic · Renfrew County CDSB · 300 students

  • Highview Public School0.6 km

    Public · Renfrew County DSB · 380 students

    Grade 3 reading: 57% met the provincial standard · Grade 6 math: 29% met the provincial standard

  • Cathedral Catholic School0.7 km

    Catholic · Renfrew County CDSB · 100 students

Secondary

  • Bishop Smith Catholic High School0.8 km

    Catholic · Renfrew County CDSB · 700 students

    Grade 10 literacy: 94% met the provincial standard

  • École secondaire publique L'Équinoxe1.1 km

    French public · CÉP de l'Est de l'Ontario · 50 students

    Grade 10 literacy: 85% met the provincial standard

  • Fellowes High School1.3 km

    Public · Renfrew County DSB · 650 students

    Grade 10 literacy: 77% met the provincial standard

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.

Community

Postal area K8A

Population
26,392
Private dwellings
11,919
Median age
45.6
Average household size
2.3
Median household income
$75,000

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Freehold in Pembroke · last 12 months

Median sold price
$365,000
Homes sold
210
Median days on market
23
Sale-to-list price
97.7%

Based on 210 recorded sales of residential freehold properties in Pembroke over the last 12 months.

Listed by

ROYAL LEPAGE EDMONDS & ASSOCIATES

Walk Score

Walk Score is unavailable for this address right now.

Mortgage Calculator

$97,980

Estimated Monthly Payment

$2,407

Land transfer tax

Estimated land transfer tax$6,273

Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $2,407/mo (20% down, 5.5%)

Taxes: $358/mo · Insurance: $122/mo

Estimates only. Consult a financial advisor.

R

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