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638 Derbyshire Point Lane

638 Derbyshire Point Lane

Athens, ON

  • 3 bed
  • 1 bath
  • approx. < 700 sqft
  • Detached
$609,000

Turnkey and ready to enjoy, this 3-bedroom, 1-bath Charleston Lake cottage offers 74 feet of waterfront, a sandy beach and gorgeous south views across Big Waters. Swim from your own shoreline, head out for a day of boating, gather around the waterside fire-pit or enjoy cooler days by the wood-burning insert (WETT Sept. 2026). Multiple decks provide plenty of space to relax and entertain, while conservation land at the rear adds privacy and a beautiful natural backdrop. An established rental history offers added flexibility. Charleston Lake spans an impressive 6,220 acres with 94 miles of shoreline, approximately 100 islands, three public boat launches and two marinas, offering endless opportunities to explore. Sand Bay County Park is approximately 1 km away, with an additional sandy beach, picnic area and trails. With excellent year-round private road access, this is a wonderful opportunity to make Charleston Lake part of your life.

Listing Details

Taxes (2026)
$3,744
Listed
September 18, 2026

Price History

Property

Style
Bungalow
Construction
Wood
Roof
Metal
Foundation
Block
Interior
Carpet Free, Water Heater Owned
Lot Size
74.38 x 123.49 Feet

Parking

Garage
None
Covered Spaces
0
Total Parking
4

Utilities

Water
Drilled Well
Sewer
Holding Tank
Heat Source
Electric

Location & Legal

Cross Street
County Park Road and Derbyshire Point Lane
Zoning
RSL
Parcel Number
443150156
Possession
Flexible
Occupancy
Vacant

Included

Inclusions
Fridge, stove, microwave, range hood, dock, all furniture inside and out, dishes etc everything as seen in cottage.
Exclusions
Personal belongings.
Rental Items
None

Waterfront

Water Body
Charleston Lake
Shoreline
Clean
Docking
Private

Community

Postal area K0E

Population
39,649
Private dwellings
18,426
Median age
49.6
Average household size
2.4
Median household income
$83,000

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Freehold in Athens · last 12 months

Median sold price
$445,000
Homes sold
34
Median days on market
44
Sale-to-list price
96.9%

Based on 34 recorded sales of residential freehold properties in Athens over the last 12 months.

Rooms

3-piece on Main

Main

  • Bathroom8'10" x 5'3"
  • Bedroom9'6" x 11'9"
  • Bedroom8'11" x 8'2"
  • Kitchen12'7" x 14'
  • Primary Bedroom9'8" x 11'9"

Lower

  • Living Room22' x 11'10"
  • Utility Room21'5" x 13'

Listed by

RE/MAX RISE EXECUTIVES, BROKERAGE

Walk Score

Walk Score is unavailable for this address right now.

Mortgage Calculator

$121,800

Estimated Monthly Payment

$2,992

Land transfer tax

Estimated land transfer tax$8,655

Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $2,992/mo (20% down, 5.5%)

Taxes: $312/mo · Insurance: $152/mo

Estimates only. Consult a financial advisor.

R

Reita | Assistant

Online

Reita said:

Reita is an automated assistant, not a licensed real estate agent. This listing mentions Turnkey and ready to enjoy, this 3-bedroom, 1-bath Charleston Lake cottage offers 74 feet of waterfront, a sandy beach and gorgeous south views across Big Waters.. I can help you explore neighbourhoods, understand the market, and find our free tools. What are you looking for?

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