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44 Elgin Street

44 Elgin Street

St. Thomas, ON

  • 2 bed
  • 2 bath
  • approx. 2000-2500 sqft
  • Detached
$512,900

Welcome to 44 Elgin Street! This stunning two storey yellow brick home offers a beautiful combination of a classic century home with modern touches. Located with access to the downtown and many other amenities. The main level boasts a grand foyer which leads you to the living room, formal dining room, office area, updated kitchen, breakfast area, side entrance, family room with access to large deck area and partially fenced yard, main floor laundry and a two piece bathroom. Moving to the second level by a century old curved staircase is the generous size primary bedroom, a second bedroom, den (could be 3rd bedroom), updated 4 piece bathroom and just off the hallway is access to the second floor open porch area (updated at the same time the front porch was updated). This home was recently painted throughout. Don't miss out on the opportunity to own this stunning Century Home with some modern touches. 2 car parking at the side of the house off of St Anne's Place.

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Listing Details

Taxes (2026)
$3,592
Listed
September 21, 2026

Price History

Property

Style
2-Storey
Age
100+
Construction
Brick, Vinyl Siding
Roof
Asphalt Shingle
Foundation
Stone
Interior
Water Heater Owned
Lot Size
55 x 76 Feet

Parking

Garage
None
Covered Spaces
0
Total Parking
2

Utilities

Sewer
Sewer
Heat Source
Gas

Location & Legal

Cross Street
Wellington Street
Zoning
R-4
Parcel Number
352270130
Possession
1-29 days
Occupancy
Vacant

Included

Inclusions
Refrigerator, Stove, Dishwasher, Microwave, Washer Dryer. (all "as is" condition) Window Coverings and Blinds
Rental Items
NONE

Schools

Secondary

  • Arthur Voaden Secondary School1 km

    Public · Thames Valley DSB · 355 students

    Grade 10 literacy: 48% met the provincial standard

  • Central Elgin Collegiate Institute2.1 km

    Public · Thames Valley DSB · 690 students

    Grade 10 literacy: 79% met the provincial standard

  • Parkside Collegiate Institute2.3 km

    Public · Thames Valley DSB · 1015 students

    Grade 10 literacy: 82% met the provincial standard

Elementary

  • Pierre Elliott Trudeau French Immersion Public School1.8 km

    Public · Thames Valley DSB · 445 students

    Grade 3 reading: 62% met the provincial standard · Grade 6 math: 66% met the provincial standard

  • June Rose Callwood Public School1.9 km

    Public · Thames Valley DSB · 395 students

    Grade 3 reading: 58% met the provincial standard · Grade 6 math: 18% met the provincial standard

  • John Wise Public School2.1 km

    Public · Thames Valley DSB · 580 students

    Grade 3 reading: 58% met the provincial standard · Grade 6 math: 34% met the provincial standard

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.

Community

Postal area N5R

Population
30,680
Private dwellings
12,933
Median age
44.8
Average household size
2.4
Median household income
$80,000

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Freehold in St. Thomas · last 12 months

Median sold price
$535,000
Homes sold
612
Median days on market
28
Sale-to-list price
97.7%

Based on 612 recorded sales of residential freehold properties in St. Thomas over the last 12 months.

Rooms

2-piece on Ground, 4-piece on Second

Second

  • Bedroom12'1" x 9'9"
  • Den10'1" x 8'3"
  • Primary Bedroom16'2" x 12'2"

Ground

  • Breakfast11'8" x 8'6"
  • Dining Room16'6" x 13'3"
  • Family Room11'5" x 10'4"
  • Foyer11' x 10'8"
  • Kitchen12' x 9'
  • Laundry10'7" x 6'4"
  • Living Room15'9" x 12'1"
  • Office11'6" x 11'4"

Listed by

ROYAL LEPAGE TRILAND REALTY

Walk Score

Walk Score is unavailable for this address right now.

Mortgage Calculator

$102,580

Estimated Monthly Payment

$2,520

Land transfer tax

Estimated land transfer tax$6,733

Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $2,520/mo (20% down, 5.5%)

Taxes: $299/mo · Insurance: $128/mo

Estimates only. Consult a financial advisor.

R

Reita | Assistant

Online

Reita said:

Reita is an automated assistant, not a licensed real estate agent. This listing mentions 2 car parking. I can help you explore neighbourhoods, understand the market, and find our free tools. What are you looking for?

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