344 D'arcy Street
Cobourg, ON
- 3 bed
- 2 bath
- approx. 1100-1500 sqft
- Detached
If you've been waiting for a detached home in Cobourg that doesn't come with an elevated price tag, this might be the one. Offered at $499,900, this century home delivers more space, character & possibility than you might expect, w/a flexible layout, private backyard and a location that keeps everyday conveniences close at hand. Step inside the porch and you're welcomed by a bright, inviting living room with updated flooring, soft neutral tones (freshly painted) and plenty of natural light. From here, the home flows naturally into a spacious dining room and a bright, functional, yet small kitchen, where classic cabinetry, generous counter space & abundant windows create a welcoming place to cook and connect. A convenient main floor 4pc. bath as well family room or 4th bed offers flexibility for a home office, playroom or hobby space. Access to the enclosed porch complete the main level, while the gas fireplace adds a cozy touch for cooler evenings. Upstairs, the home's character really shines with sloped ceilings, unique architectural windows and three comfortable bedrooms. The 3pc. bathroom brings a little unexpected charm with a classic clawfoot tub and skylight overhead. The primary bedroom offers generous proportions and not one, but two walk-in closets, while the additional bedrooms provide plenty of flexibility for family, guests or work-from-home space. Outside, a spacious rear deck extends your living space through the warmer months, overlooking a private, manageable backyard with mature greenery & a garden shed. There's more below, with an unfinished basement offering excellent storage & utility space, updated electrical and mechanics. Whether you're buying your first home, moving out of a condo or looking for a detached property with room to make it your own, this Cobourg cutie has character, flexibility & plenty of possibility.
Listing Details
- Taxes (2026)
- $3,802
- Listed
- September 22, 2026
Price History
Property
- Style
- 2-Storey
- Construction
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation
- Stone, Concrete
- Interior
- Other
- Lot Size
- 76.79 x 83 Feet
Parking
- Garage
- None
- Covered Spaces
- 0
- Total Parking
- 2
Utilities
- Sewer
- Sewer
- Heat Source
- Gas
Location & Legal
- Cross Street
- University Ave E & D'Arcy St
- Parcel Number
- 511020186
- Possession
- Immediate
- Occupancy
- Vacant
Included
- Inclusions
- Fridge, Stove, Washer, Dryer
- Exclusions
- Staging Items
Schools
Elementary
- C R Gummow Public School0.3 km
Public · Kawartha Pine Ridge DSB · 795 students
Grade 3 reading: 83% met the provincial standard · Grade 6 math: 53% met the provincial standard
- St. Michael Catholic Elementary School0.9 km
Catholic · Peterborough Victoria Northum Clarington CDSB · 160 students
Grade 3 reading: 89% met the provincial standard · Grade 6 math: 44% met the provincial standard
- Merwin Greer Public School1.2 km
Public · Kawartha Pine Ridge DSB · 130 students
Grade 3 reading: 81% met the provincial standard · Grade 6 math: 35% met the provincial standard
Secondary
- Cobourg Collegiate Institute0.5 km
Public · Kawartha Pine Ridge DSB · 1110 students
Grade 10 literacy: 81% met the provincial standard
- Centre for Individual Studies Northumberland1.4 km
Public · Kawartha Pine Ridge DSB · 115 students
- St. Mary Catholic Secondary School2.3 km
Catholic · Peterborough Victoria Northum Clarington CDSB · 835 students
Grade 10 literacy: 75% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area K9A
- Population
- 26,757
- Private dwellings
- 11,937
- Median age
- 53.2
- Average household size
- 2.3
- Median household income
- $82,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in Cobourg · last 12 months
- Median sold price
- $630,000
- Homes sold
- 356
- Median days on market
- 27
- Sale-to-list price
- 97.5%
Based on 356 recorded sales of residential freehold properties in Cobourg over the last 12 months.
Rooms
4-piece on Main, 3-piece on Second
Second
- Primary Bedroom12'6" x 19'6"
Main
- Bedroom8'10" x 11'7"
- Bedroom14'1" x 10'
- Breakfast9'7" x 7'4"
- Dining Room10'1" x 18'
- Kitchen13'1" x 7'5"
- Laundry8'5" x 9'1"
- Living Room13'5" x 18'
- Other14'3" x 13'10"
Listed by
Re/Max Hallmark First Group Realty Ltd.
Walk Score
Walk Score is unavailable for this address right now.
Location
Street View
Mortgage Calculator
$99,980
Estimated Monthly Payment
$2,456
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $2,456/mo (20% down, 5.5%)
Taxes: $317/mo · Insurance: $125/mo
Estimates only. Consult a financial advisor.
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