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201 - 40 Pearl Street

201 - 40 Pearl Street

Smiths Falls, ON

  • 2 bed
  • 2 bath
  • approx. 1000-1199 sqft
  • Condo Apartment
$339,900Price reduced 3%

Outstanding space in this 2 bedroom 2 bath home. The Primary bedroom has an upgraded 3 pc bath. Full 4 pc for the guests. The bedrooms both offer great space. Sizing down can be difficult however this one is large . Full dining room and family room. Take note of the large windows in this unit. Upgraged eatin kitchen features Fridge,stove,dishwasher and microwave. Granite counters in kitchen and both bathrooms. Patio doors in family room can open to allow that perfect breeze when weather permits. This private end unit benifits from extra windows . This unit has en-suite laundry as well there is coin operated laundry on the level down the hall. Tile floor in kitchen and two bathrooms. This unit is 1005 sq ft accordng to the builders plan. The model is called the Chaffey . One parking spot incuded with the unit . If other spots are available they may be rented . There is visitor parkin near the covered front entry . There is a meeting room and a small library,and a gathering area to enjoy coffee with your neighbour, on the main level. Looking for a bit of exercise there is an area that has 2 peices of equipment. The building has a superintendant. Garbage shoot on each floor. There is a space in attic that allows sesonal storage. Pride of ownership is evident in this building . This is an adult building, you must be minumum age of thirty to live in building and if you have children they must be 16 and above. One pet per unit is allowed , it must be a maximum weight of 20 lbs .

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Listing Details

Taxes (2026)
$3,635
Originally Listed
$349,900
Listed
October 6, 2026

Price History

Listing history

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Property

Style
Apartment
Construction
Brick Front
Interior
Intercom, Water Heater Owned

Parking

Garage
None
Covered Spaces
0
Total Parking
1

Utilities

Heat Source
Electric

Location & Legal

Cross Street
Percy
Parcel Number
056950017
Possession
Other
Occupancy
Owner

Condo

Maintenance Fee
$300/month
Fee Includes
Water Included, Building Insurance Included, Common Elements Included, Parking Included
Pets
Yes-with Restrictions
Locker
None
Balcony
None
Amenities
Elevator, Exercise Room, Party Room/Meeting Room, Visitor Parking

Included

Inclusions
Fridge,stove,washer,dryer ,dishwasher, microwave ,all blinds, Hot water tank
Exclusions
None
Rental Items
None

Schools

Secondary

  • Smiths Falls District Collegiate Institute0.4 km

    Public · Upper Canada DSB · 700 students

    Grade 10 literacy: 79% met the provincial standard

  • St. Luke Catholic High School0.7 km

    Catholic · CDSB of Eastern Ontario · 110 students

    Grade 10 literacy: 19% met the provincial standard

  • St. James Catholic Education Centre High School1.8 km

    Catholic · CDSB of Eastern Ontario

Elementary

  • Chimo Elementary School0.4 km

    Public · Upper Canada DSB · 395 students

    Grade 3 reading: 82% met the provincial standard · Grade 6 math: 54% met the provincial standard

  • St. Luke Catholic School0.6 km

    Catholic · CDSB of Eastern Ontario

  • Duncan J Schoular Public School1.4 km

    Public · Upper Canada DSB · 380 students

    Grade 3 reading: 50% met the provincial standard · Grade 6 math: 15% met the provincial standard

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.

Community

Postal area K7A

Population
17,575
Private dwellings
7,814
Median age
46.8
Average household size
2.3
Median household income
$74,500

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Condo & Other in Smiths Falls · last 12 months

Median sold price
$379,500
Homes sold
155
Median days on market
36
Sale-to-list price
96.7%

Based on 155 recorded sales of residential condo & other properties in Smiths Falls over the last 12 months.

Rooms

3-piece on Main, 4-piece on Main

Main

  • Bedroom 210'2" x 11'
  • Dining Room11'5" x 9'
  • Family Room17' x 11'5"
  • Kitchen14' x 7'5"
  • Primary Bedroom13' x 12'

Listed by

ROYAL LEPAGE TEAM REALTY

Walk Score

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Mortgage Calculator

$67,980

Estimated Monthly Payment

$1,670

Land transfer tax

Estimated land transfer tax$3,574

Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $1,670/mo (20% down, 5.5%)

Taxes: $303/mo · Insurance: $85/mo

Maint: $300/mo

Estimates only. Consult a financial advisor.

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